QMB Construct
ActiveSummary
QMB Construct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€72,316) and a net result of -€122,316. The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 05-09-2024 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.363.919.395 9080 Lochristi, since 05-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Board and ownership
- BUYLE Melanie Margriet AlfonsDirector · since 02-09-2024
- MATTHIJS Quinten Roger MariaDirector · since 02-09-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- -€2,527
- Loss
- €122,316
- Equity
- -€72,316
- Total assets
- €732,636
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityLoss of €122,316 (financial year 2025)Negative equity -€72,316lowers riskSize: total assets €732,636No main activity registeredShow the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 12% of them on solvency, 48% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 10-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €807,404 |
| Depreciation and write-downs of the year | €1,763 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Companies with the same profile, two years later
Historical observationIn July 2024, 490 companies had the same profile as QMB Construct has now. Two years later, 6.7% had gone bankrupt and 88.8% were still going.
- Small
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of QMB Construct itself is lower: 0.5% within 12 months. It rests on far more data about QMB Construct than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 490 companies, not a prediction for QMB Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,763 |
| Other operating charges640/8 | €800 |
| Non-recurring operating charges66A | €95,774 |
| Gross operating margin9900 | -€2,527 |
| Operating profit (loss)9901 | -€100,863 |
| Financial charges65/66B | €21,453 |
| Recurring financial charges65 | €21,453 |
| Profit (loss) for the period before taxes9903 | -€122,316 |
| Profit (loss) for the period9904 | -€122,316 |
| Profit (loss) for the period to be appropriated9905 | -€122,316 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €732,636 | |
| Fixed assets21/28 | €711,630 | |
| Tangible fixed assets22/27 | €711,630 | |
| Land and buildings22 | €702,102 | |
| Assets under construction and advance payments27 | €9,528 | |
| Current assets29/58 | €21,006 | |
| Cash at bank and in hand54/58 | €21,006 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €732,636 | |
| Equity10/15 | -€72,316 | |
| Contributions10/11 | €50,000 | |
| Profit (loss) carried forward14 | -€122,316 | |
| Amounts payable17/49 | €804,952 | |
| Amounts payable after more than one year17 | €781,750 | |
| Financial debts170/4 | €781,750 | |
| Amounts payable within one year42/48 | €1,761 | |
| Trade debts44 | €1,761 | |
| Suppliers440/4 | €1,761 | |
| Accrued charges and deferred income492/3 | €21,441 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€122,316 |
| + Depreciation and write-downs630 | €1,763 |
| Operating cash flow (approximation) | -€120,554 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 10-07-2026 | 2026-00297484 | NBB |
Board & ownership
Directors
Owners and capital
Shareholders
- MATTHIJS Quinten Roger Maria 50 shares (50%) · €25,000
- BUYLE Melanie Margriet Alfons 50 shares (50%) · €25,000
Capital transactions
- 09-09-2024 Incorporation · €50,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BUYLE Melanie Margriet Alfons |
|
| MATTHIJS Quinten Roger Maria |
|
Network & group
QMB Construct shares no director with another company.
Companies at the same address
2 other companiesConnections & network
2 current directorsThe network starts from the directors of QMB Construct. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
09-09
Gazette deed
IncorporationStarting capital €50,000 · Appointments: MATTHIJS Quinten Roger Maria (director) and BUYLE Melanie Margriet Alfons (director) · Pre-incorporation commitments · Power of attorney8 points ▸
- Director appointment, MATTHIJS Quinten Roger Maria (director (not named in the articles))
- Director appointment, BUYLE Melanie Margriet Alfons (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Power of attorney, mentioned 2 times in the deed
- Founder, MATTHIJS Quinten Roger Maria
- Founder, BUYLE Melanie Margriet Alfons
- Incorporation, 02-09-2024
- Founding capital, €50,000
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44077A0684/00A000 | Flanders | 3,742 m² | 1 · 184 m² | 8.4 m · 2 |