QJB BILLARD

Active

Private limited companyfounded 20197 yrs activeRue Grande 63, 7380 Quiévrain, BelgiumKBO/BCE: BE 0726.739.836

QJB BILLARD has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2k and a net result of €-16k. Equity is shrinking by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 30% of 3020 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

2 / 100

Critical▼ -46 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-70

Solvency3▼-25

Growth32=

Stability100

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.42 against 0.67 in 2023), and 95.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 93

Relative position

BE, all sectors

reference

Sector 93

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

4.2%

Return on assets

-32.6%

Age of the figures

20 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-11-2025, 98 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

98 d late

2023

27 d early

2022

122 d late

2021

31 d late

2020

30 d late

2019

110 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€2k▼ 88.5%

2023 · €19k

2019: €22k 2020: €27k 2021: €39k 2022: €26k 2023: €19k

2019 → 2024

Total assets

€51k▼ 35.4%

2023 · €78k

2019: €78k 2020: €72k 2021: €82k 2022: €80k 2023: €78k

2019 → 2024

Net result

€-16k

2023 · €3k

2019: €3k 2020: €5k 2021: €12k 2022: €-13k 2023: €3k

2019 → 2024

Working capital

€-26k▼ 39.6%

2023 · €-19k

2019: €-27k 2020: €-24k 2021: €-9k 2022: €-13k 2023: €-19k

2019 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€27k-€39k▲ 44.8%€26k▼ 33.3%€19k▼ 28.2%€2k▼ 88.5%

Operating result€6k-€13k▲ 110%€-12k€3k€-14k

Net result€5k-€12k▲ 133%€-13k€3k€-16k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €14k after €3k in 2023, the lowest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €51k

61.5%

38.5%

Fixed assets €31k▼ 20.1%

Current assets €19k▼ 50.2%

Equity and liabilities €51k

95.8%

Equity €2k▼ 88.5%

Debt €48k▼ 18.8%

The debt ratio rises from 76.2% to 95.8%: equity shrinks faster than debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-5k▼

2023 · €12k

Cash flow

€-8k▼

2023 · €12k

Solvency

4.2%▼

2023 · 23.8%

Current ratio

0.42▼

2023 · 0.67

Quick ratio

0.27▼

2023 · 0.50

Debt / equity

22.66▲

2023 · 3.21

ROE

-770.2%▼

2023 · 13.9%

ROA

-32.6%▼

2023 · 3.3%

Interest coverage

-2.00▼

2023 · 4.52

Debt

€48k▼

2023 · €60k

Debt ≤ 1 year

€46k▼

2023 · €58k

Staff costs

€67k▲

2023 · €59k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€78k€51k▼

Formation expenses20€254-

Fixed assets21/28€39k€31k▼

Intangible fixed assets21€16k€13k▼

Tangible fixed assets22/27€23k€18k▼

Furniture and vehicles24€9k€7k▼

Other tangible fixed assets26€13k€11k▼

Financial fixed assets28€90€90=

Current assets29/58€39k€19k▼

Stocks and contracts in progress3€10k€7k▼

Stocks30/36€10k€7k▼

Amounts receivable within one year40/41€4k€4k▼

Trade receivables40€1k€3k▲

Other amounts receivable41€3k€175▼

Cash at bank and in hand54/58€21k€6k▼

Deferred charges and accrued income490/1€3k€2k▼

Equity and liabilities

Total equity and liabilities10/49€78k€51k▼

Equity10/15€19k€2k▼

Contributions10/11€19k€19k=

Profit (loss) carried forward14-€-16k

Amounts payable17/49€60k€48k▼

Amounts payable within one year42/48€58k€46k▼

Financial debts43-€91

Credit institutions430/8-€91

Trade debts44€6k€5k▼

Suppliers440/4€6k€5k▼

Taxes, remuneration and social security45€21k€13k▼

Taxes450/3€9k€5k▼

Remuneration and social security454/9€12k€8k▼

Other amounts payable47/48€31k€28k▼

Accrued charges and deferred income492/3€2k€3k▲

Income statement Code20232024

Remuneration, social security and pensions62€59k€67k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼

Other operating charges640/8€7k€8k▲

Gross operating margin9900€79k€70k▼

Operating profit (loss)9901€3k€-14k▼

Financial income75/76B€2k€230▼

Recurring financial income75€2k€230▼

Financial charges65/66B€3k€3k▼

Recurring financial charges65€3k€3k▼

Profit (loss) for the period before taxes9903€3k€-16k▼

Profit (loss) for the period9904€3k€-16k▼

Profit (loss) for the period to be appropriated9905€3k€-16k▼

Appropriation of the result

Profit (loss) to be appropriated9906€3k€-16k▼

Transfer from equity791/2€7k-

Profit to be distributed694/7€10k-

Return on contributions (dividend)694€10k-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

2025

06-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 98 days late

2024

31-12

Financial Weakest financial yearnet €-16k ▼736%

Net result drops to €-16k, the lowest in the series.

04-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €3k

Net result €3k after one loss-making year.

30-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 122 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

31-12

Financial Highest result since 2019net €12k ▲133%

Operating result €13k, net result €12k, both a record.

30-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 30 days late

2020

18-11

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 110 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Quiévrain · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Grande 637380 Quiévrain

Ground area

532 m²

Building footprint

76 m²

Volume, LiDAR

760 m³

Parcel 53068A1124/00P000, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

QJB BILLARD

Rue Grande 63, 7380 QuiévrainCafés and bars

since 20192.291.112.086

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53068A1124/00P000	Wallonia	532 m²	1 · 76 m²	11.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Quiévrain2.291.112.086

1 permission

Drankgelegenheid · since 08-08-2019

Similar companies · same sector, comparable size

Of 334 companies in sector 93292 we hold annual accounts for 225. 23 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-05-2019

Fiscal year end31-12

Activities, NACEBEL

93291Sports, amusement and recreation activities

93292Sports, amusement and recreation activities

56301Cafés and bars

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.