QJ Assets
ActiveQJ Assets has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-183k) and a net result of €-49k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 20% of 1502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16
Solvency16
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01; short-term debt: 41.9% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.4%
Return on assets
-2.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-183k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 d early
2023
on the day
2022
61 d late
2021
149 d late
2020
198 d late
2019
78 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-183k▼ 36.6%
2024 · €-134k
2018: €-145k
2019: €-134k
2020: €-129k
2021: €-130k
2022: €-131k
2023: €-132k
2024: €-134k
2018 → 2025
Total assets
€1.94M
2024 · €0
2018: €13k
2019: €9k
2020: €5k
2021: €626
2022: €396
2023: €396
2024: €0
2018 → 2025
Net result
€-49k▼ 2,477%
2024 · €-2k
2018: €3k
2019: €11k
2020: €6k
2021: €-1k
2022: €-895
2023: €-1k
2024: €-2k
2018 → 2025
Working capital
€-807k▼ 35,574%
2024 · €-2k
2018: €6k
2019: €6k
2020: €4k
2021: €357
2022: €-47
2023: €-577
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-130k-€-131k▼ 0.7%€-132k▼ 0.8%€-134k▼ 1.4%€-183k▼ 36.6%
Operating result€-1k-€-829▲ 18.2%€-1k▼ 30.6%€-2k▼ 53.3%€-46k▼ 2,662%
Net result€-1k-€-895▲ 23.1%€-1k▼ 20.8%€-2k▼ 75.5%€-49k▼ 2,477%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €46k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
Assets €1.94M
Fixed assets
€1.93M
Current assets
€6k
Key figures and ratios
EBITDA
€-34k
Cash flow
€-37k
Solvency
-9.4%
Current ratio
0.01
Quick ratio
0.01
Debt / equity
-11.61
ROA
-2.5%
Interest coverage
-10.98
Debt
€2.12M▲
2024 · €134k
Debt ≤ 1 year
€813k▲
2024 · €2k
Debt > 1 year
€1.31M▲
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€0€1.94M▲
Fixed assets21/28-€1.93M
Tangible fixed assets22/27-€1.93M
Land and buildings22-€1.87M
Furniture and vehicles24-€61k
Current assets29/58€0€6k▲
Amounts receivable within one year40/41-€4k
Other amounts receivable41-€4k
Cash at bank and in hand54/58€0€165▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€0€1.94M▲
Equity10/15€-134k€-183k▼
Contributions10/11€45k€45k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€-183k€-232k▼
Amounts payable17/49€134k€2.12M▲
Amounts payable after more than one year17€131k€1.31M▲
Financial debts170/4-€1.18M
Other amounts payable178/9€131k€131k=
Amounts payable within one year42/48€2k€813k▲
Current portion of amounts payable after more than one year42-€61k
Trade debts44€1k€481k▲
Suppliers440/4€1k€481k▲
Other amounts payable47/48€916€272k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€11k
Other operating charges640/8€505€6k▲
Gross operating margin9900€-1k€-29k▼
Operating profit (loss)9901€-2k€-46k▼
Financial charges65/66B€240€3k▲
Recurring financial charges65€240€3k▲
Profit (loss) for the period before taxes9903€-2k€-49k▼
Profit (loss) for the period9904€-2k€-49k▼
Profit (loss) for the period to be appropriated9905€-2k€-49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-183k€-232k▼
Profit (loss) brought forward from the previous period14P€-181k€-183k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 149 days late
14-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 198 days late
2020
14-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €11k ▲215%
Operating result €11k, net result €11k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.39
Current ratio from 2.60 to 6.39; short-term debt falls from €4k to €1k.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brechtsebaan 302900 SchotenGround area
2,216 m²
Building footprint
789 m²
Parcel 11040D0212/00W000, Flanders. Linked by address, not a title deed.
1 establishment unit
QJ Assets
since 19912.051.532.479
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0212/00W000 | Flanders | 2,216 m² | 1 · 789 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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BE 0849.792.254
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AGRIRENT
BE 0666.742.564
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ALLO RENT
BE 0890.651.822
Mol
Anthonissen Agro Services
BE 1020.476.622
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BACKX
BE 0480.578.382
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 227 companies in sector 77310 we hold annual accounts for 124.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-1991
Fiscal year end31-12
Activities, NACEBEL
77310Rental and leasing activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.