Financials
- Fiscal year
- 2025
- Total assets
- €1.9m
- Loss
- -€48,923
- Solvency
- -9.4%
Total assets
Net result
20182025
QJ Assets
ActiveSummary
The computed 12-month bankruptcy probability of QJ Assets is 1.7% (moderate). The 2025 annual accounts show negative equity (-€182,630) and a net result of -€48,923. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 20% of 1714 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Rental and leasing activities
NACE 77310
1 site
Size
€1.9mtotal assets 2025
- Equity
- -€182,630
- Loss
- -€48,923
Turnover not published (abridged schema)
Structure
Accounts on time0 of 2 deeds read
Why 53- Liquidity: current ratio 0.01, cash €165- Negative equity -€182,630- 1 change of registered office in 24 months+ Size: total assets €1.9mShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 19% of its sector peers (NACE 77, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
16
equity -9.4% of total assets
Liquidity
30
short-term debt 41.9% · cash 0.0%
Profitability
16
return on assets -2.5%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 0.9%● 0.0% vs 11-2024
01-2025: 0.9%▼ -1.1% vs 12-2024
02-2025: 0.9%● 0.0% vs 01-2025
03-2025: 0.8%▼ -10.7% vs 02-2025
04-2025: 1.7%▲ +106% vs 03-2025
05-2025: 1.8%▲ +6.1% vs 04-2025
06-2025: 2.0%▲ +9.7% vs 05-2025
07-2025: 2.3%▲ +17.7% vs 06-2025highest value
08-2025: 0.8%▼ -67.0% vs 07-2025lowest value
09-2025: 0.8%● 0.0% vs 08-2025lowest value
10-2025: 0.8%● 0.0% vs 09-2025lowest value
11-2025: 0.8%● 0.0% vs 10-2025lowest value
12-2025: 0.8%● 0.0% vs 11-2025lowest value
01-2026: 0.8%● 0.0% vs 12-2025lowest value
02-2026: 0.8%● 0.0% vs 01-2026lowest value
03-2026: 0.8%● 0.0% vs 02-2026lowest value
04-2026: 0.8%● 0.0% vs 03-2026lowest value
05-2026: 0.8%● 0.0% vs 04-2026lowest value
06-2026: 0.8%● 0.0% vs 05-2026lowest value
07-2026: 0.8%● 0.0% vs 06-2026lowest value
08-2026: 1.7%▲ +119% vs 07-2026
09-2026: 1.7%● 0.0% vs 08-2026
10-2026: 1.7%● 0.0% vs 09-2026
- Liquidity: current ratio 0.01, cash €165 raises the probability
- Negative equity -€182,630 raises the probability
- 1 change of registered office in 24 months raises the probability
- Size: total assets €1.9m lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.01; short-term debt: 41.9% and cash: 0% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 17%, liquidity 26%, profitability 18%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€182,630
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 d early
2023
on the day
2022
61 d late
2021
149 d late
2020
198 d late
2019
78 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€48,923
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 10-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Rental and leasing activitiesNACE 77310
- Founded
- 28-01-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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