QERIMI
ActiveSummary
The computed 12-month bankruptcy probability of QERIMI is 4.1% (elevated). The 2025 annual accounts show equity of €41k and a net result of €10k. Equity is shrinking by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 13417 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+75
Solvency46=
Growth32=
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.51 against 0.64 in 2024; short-term debt: 64.4% and cash: 13.2% of total assets), and 78.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.2%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
20 d early
2024
27 d early
2023
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 32.8%
2024 · €31k
2023: €65khighest in 3 years
2024: €31k▼ -52.0% vs 2023lowest in 3 years
2025: €41k▲ +32.8% vs 2024
2023 → 2025
Total assets
€194k▲ 32.9%
2024 · €146k
2023: €109klowest in 3 years
2024: €146k▲ +33.2% vs 2023
2025: €194k▲ +32.9% vs 2024highest in 3 years
2023 → 2025
Net result
€10k
2024 · €-34k
2023: €55khighest in 3 years
2024: €-34k▼ -162% vs 2023lowest in 3 years
2025: €10k▲ +130% vs 2024
2023 → 2025
Working capital
€-61k▼ 64.1%
2024 · €-37k
2023: €25khighest in 3 years
2024: €-37k▼ -247% vs 2023
2025: €-61k▼ -64.1% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€65k-€31k▼ 52.0%€41k▲ 32.8%
2023: €65khighest in 3 years
2024: €31k▼ -52.0% vs 2023lowest in 3 years
2025: €41k▲ +32.8% vs 2024
Operating result€72k-€-33k€15k
2023: €72khighest in 3 years
2024: €-33k▼ -146% vs 2023lowest in 3 years
2025: €15k▲ +146% vs 2024
Net result€55k-€-34k€10k
2023: €55khighest in 3 years
2024: €-34k▼ -162% vs 2023lowest in 3 years
2025: €10k▲ +130% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €33k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€130k ▲ 63.5%
Current assets
€63k ▼ 4.0%
Equity and liabilities €194k
Equity
€41k ▲ 32.8%
Debt
€153k ▲ 32.9%
Debt's share of the balance-sheet total stays at 78.8%.
Key figures and ratios
EBITDA
€45k▲
2024 · €-17k
Cash flow
€40k▲
2024 · €-18k
Current ratio
0.51▼
2024 · 0.64
Quick ratio
0.49▼
2024 · 0.62
Debt to equity
3.71▲
2024 · 3.71
ROE
24.7%▲
2024 · -108.4%
ROA
5.2%▲
2024 · -23.0%
Interest coverage
9.37▲
2024 · -47.29
Debt ≤ 1 year
€125k▲
2024 · €104k
Debt > 1 year
€28k▲
2024 · €11k
Income taxes
€320▲
2024 · €204
Staff costs
€14k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€146k€194k▲
Fixed assets21/28€80k€130k▲
Tangible fixed assets22/27€78k€127k▲
Land and buildings22€5k€11k▲
Plant, machinery and equipment23€41k€83k▲
Furniture and vehicles24€32k€33k▲
Financial fixed assets28€2k€3k▲
Current assets29/58€66k€63k▼
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€35k€35k▲
Trade receivables40€21k€28k▲
Other amounts receivable41€13k€7k▼
Cash at bank and in hand54/58€29k€26k▼
Deferred charges and accrued income490/1€515€359▼
Equity and liabilities
Total equity and liabilities10/49€146k€194k▲
Equity10/15€31k€41k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€21k€31k▲
Amounts payable17/49€115k€153k▲
Amounts payable after more than one year17€11k€28k▲
Financial debts170/4€11k€28k▲
Amounts payable within one year42/48€104k€125k▲
Current portion of amounts payable after more than one year42€3k€8k▲
Trade debts44€5k€21k▲
Suppliers440/4€5k€21k▲
Taxes, remuneration and social security45€24k€9k▼
Taxes450/3€18k€1k▼
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€72k€87k▲
Income statement
Code20242025
Remuneration, social security and pensions62€8k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€30k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-7k€61k▲
Operating profit (loss)9901€-33k€15k▲
Financial income75/76B€0€25▲
Recurring financial income75€0€25▲
Financial charges65/66B€368€5k▲
Recurring financial charges65€368€5k▲
Profit (loss) for the period before taxes9903€-33k€10k▲
Income taxes67/77€204€320▲
Profit (loss) for the period9904€-34k€10k▲
Profit (loss) for the period to be appropriated9905€-34k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€31k▲
Profit (loss) brought forward from the previous period14P€55k€21k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €33k | €8k | €14k | ▲ 90.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €16k | €30k | ▲ 89.2% |
| Other operating charges640/8 | €11k | €3k | €2k | ▼ 23.1% |
| Gross operating margin9900 | €128k | €-7k | €61k | ▲ 980% |
| Operating profit (loss)9901 | €72k | €-33k | €15k | ▲ 146% |
| Financial income75/76B | €1 | €0 | €25 | ▲ 24,630% |
| Recurring financial income75 | €1 | €0 | €25 | ▲ 24,630% |
| Financial charges65/66B | €1k | €368 | €5k | ▲ 1,200% |
| Recurring financial charges65 | €1k | €368 | €5k | ▲ 1,200% |
| Profit (loss) for the period before taxes9903 | €71k | €-33k | €10k | ▲ 131% |
| Income taxes67/77 | €17k | €204 | €320 | ▲ 57.0% |
| Profit (loss) for the period9904 | €55k | €-34k | €10k | ▲ 130% |
| Profit (loss) for the period to be appropriated9905 | €55k | €-34k | €10k | ▲ 130% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €109k | €146k | €194k | ▲ 32.9% |
| Fixed assets21/28 | €39k | €80k | €130k | ▲ 63.5% |
| Tangible fixed assets22/27 | €38k | €78k | €127k | ▲ 63.4% |
| Land and buildings22 | €6k | €5k | €11k | ▲ 124% |
| Plant, machinery and equipment23 | - | €41k | €83k | ▲ 104% |
| Furniture and vehicles24 | €33k | €32k | €33k | ▲ 2.0% |
| Financial fixed assets28 | €800 | €2k | €3k | ▲ 68.7% |
| Current assets29/58 | €70k | €66k | €63k | ▼ 4.0% |
| Stocks and contracts in progress3 | €1k | €2k | €2k | ▲ 48.5% |
| Stocks30/36 | €1k | €2k | €2k | ▲ 48.5% |
| Amounts receivable within one year40/41 | €2k | €35k | €35k | ▲ 1.8% |
| Trade receivables40 | - | €21k | €28k | ▲ 33.0% |
| Other amounts receivable41 | €2k | €13k | €7k | ▼ 46.9% |
| Current investments50/53 | €67k | - | - | - |
| Cash at bank and in hand54/58 | - | €29k | €26k | ▼ 13.3% |
| Deferred charges and accrued income490/1 | - | €515 | €359 | ▼ 30.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €109k | €146k | €194k | ▲ 32.9% |
| Equity10/15 | €65k | €31k | €41k | ▲ 32.8% |
| Contributions10/11 | €10k | €10k | €10k | = |
| Profit (loss) carried forward14 | €55k | €21k | €31k | ▲ 48.5% |
| Amounts payable17/49 | €45k | €115k | €153k | ▲ 32.9% |
| Amounts payable after more than one year17 | - | €11k | €28k | ▲ 146% |
| Financial debts170/4 | - | €11k | €28k | ▲ 146% |
| Amounts payable within one year42/48 | €45k | €104k | €125k | ▲ 20.6% |
| Current portion of amounts payable after more than one year42 | - | €3k | €8k | ▲ 201% |
| Trade debts44 | €8k | €5k | €21k | ▲ 312% |
| Suppliers440/4 | €8k | €5k | €21k | ▲ 312% |
| Taxes, remuneration and social security45 | €19k | €24k | €9k | ▼ 60.9% |
| Taxes450/3 | €17k | €18k | €1k | ▼ 93.3% |
| Remuneration and social security454/9 | €2k | €6k | €8k | ▲ 29.3% |
| Other amounts payable47/48 | €17k | €72k | €87k | ▲ 20.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €55k | €-34k | €10k | ▲ 130% |
| + Depreciation and write-downs630 | €11k | €16k | €30k | ▲ 89.2% |
| Operating cash flow (approximation) | €66k | €-18k | €40k | ▲ 321% |
| Investment in fixed assets (approximation) | - | €-56k | €-80k | ▼ 42.8% |
| Change in cash | - | - | €-4k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2022
Ground area
1,312 m²
Building footprint
382 m²
Volume, LiDAR
368 m³
2 parcels, Wallonia · tallest building 3.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
QERIMI
since 20222.332.314.223
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108E0285/00D000 | Wallonia | 1,192 m² | 1 · 262 m² | - |
| 62809B0341/00R015 | Wallonia | 120 m² | 1 · 120 m² | 3.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.332.314.223
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Of 14,009 companies in sector 56301 we hold annual accounts for 4,892. 4,101 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Scores and ratios are computed by Checked and are not a credit decision.