QDW CONSULTING
ActiveQDW CONSULTING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €-3k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-45
Solvency68▼-1
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.91 against 1.03 in 2024; short-term debt: 44.5% and cash: 15.6% of total assets), and 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
-4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 d early
2024
13 d late
2023
13 d early
2022
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 8.7%
2024 · €36k
2022: €30k
2023: €25k
2024: €36k
2022 → 2025
Total assets
€76k▼ 7.5%
2024 · €82k
2022: €87k
2023: €84k
2024: €82k
2022 → 2025
Net result
€-3k
2024 · €11k
2022: €28k
2023: €-5k
2024: €11k
2022 → 2025
Working capital
€-3k
2024 · €925
2022: €-35k
2023: €-12k
2024: €925
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€30k-€25k▼ 16.3%€36k▲ 44.1%€33k▼ 8.7%
Operating result€38k-€-2k€18k€-327
Net result€28k-€-5k€11k€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €327 after €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€45k▼ 10.0%
Current assets
€31k▼ 3.5%
Equity and liabilities €76k
Equity
€33k▼ 8.7%
Debt
€43k▼ 6.5%
The debt ratio rises from 56.0% to 56.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €26k
Cash flow
€5k▼
2024 · €19k
Solvency
43.4%▼
2024 · 44.0%
Current ratio
0.91▼
2024 · 1.03
Quick ratio
0.91▼
2024 · 1.03
Debt / equity
1.30▲
2024 · 1.27
ROE
-9.5%▼
2024 · 30.6%
ROA
-4.1%▼
2024 · 13.5%
Interest coverage
3.34▼
2024 · 8.09
Debt
€43k▼
2024 · €46k
Debt ≤ 1 year
€34k▲
2024 · €31k
Debt > 1 year
€9k▼
2024 · €15k
Income taxes
€441▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€76k▼
Fixed assets21/28€50k€45k▼
Intangible fixed assets21€49k€42k▼
Tangible fixed assets22/27€871€3k▲
Furniture and vehicles24€871€3k▲
Current assets29/58€32k€31k▼
Amounts receivable within one year40/41€21k€19k▼
Trade receivables40€12k€14k▲
Other amounts receivable41€9k€5k▼
Cash at bank and in hand54/58€10k€12k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€82k€76k▼
Equity10/15€36k€33k▼
Contributions10/11€2k€2k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€24k€21k▼
Amounts payable17/49€46k€43k▼
Amounts payable after more than one year17€15k€9k▼
Financial debts170/4€15k€9k▼
Amounts payable within one year42/48€31k€34k▲
Current portion of amounts payable after more than one year42€5k€7k▲
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€17k€18k▲
Other amounts payable47/48-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Gross operating margin9900€26k€8k▼
Operating profit (loss)9901€18k€-327▼
Financial income75/76B€281-
Recurring financial income75€281-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€15k€-3k▼
Income taxes67/77€4k€441▼
Profit (loss) for the period9904€11k€-3k▼
Profit (loss) for the period to be appropriated9905€11k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€21k▼
Profit (loss) brought forward from the previous period14P€13k€24k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼117%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 723090 OverijseGround area
786 m²
Building footprint
176 m²
Volume, LiDAR
827 m³
Parcel 23062N0045/00E011, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QDW CONSULTING
since 20212.322.028.758
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0045/00E011 | Flanders | 786 m² | 1 · 176 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EP TRADE
BE 1023.178.467
Brussel · Eq €33k
OR
BE 0731.791.358
Brussel · Eq €33k
B-SKILLED
BE 0695.575.419
Meise · Eq €33k
CLUWAY
BE 0772.414.463
Brussel · Eq €33k
EUROPEAN CONSULTANCY AND INVESTMENT SERVICES
BE 0448.249.569
Gent · Eq €33k
Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2021
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.