Qdera
ActiveQdera is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €158k and a net result of €154k. Its solvency ranks better than 64% of 7687 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability50
Credit verdict
Credit up to €15k at 30 days only on tighter terms
Liquidity ample (current ratio 2.93), and 34% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€158k
Total assets
€240k
Net result
€154k
Working capital
€157k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €240k
Fixed assets
€1k
Current assets
€239k
Equity and liabilities €240k
Equity
€158k
Debt
€81k
Debt finances 34.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€199k
Cash flow
€154k
Solvency
66.0%
Current ratio
2.93
Quick ratio
2.93
Debt / equity
0.51
ROE
97.5%
ROA
64.4%
Interest coverage
983.16
Debt
€81k
Debt ≤ 1 year
€81k
Income taxes
€44k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€240k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Plant, machinery and equipment23€1k
Current assets29/58€239k
Amounts receivable within one year40/41€32k
Trade receivables40€32k
Other amounts receivable41€109
Cash at bank and in hand54/58€206k
Equity and liabilities
Total equity and liabilities10/49€240k
Equity10/15€158k
Contributions10/11€4k
Reserves13€154k
Tax-exempt reserves132€63k
Distributable reserves133€91k
Amounts payable17/49€81k
Amounts payable within one year42/48€81k
Financial debts43€2k
Credit institutions430/8€2k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€74k
Taxes450/3€74k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13
Gross operating margin9900€199k
Operating profit (loss)9901€199k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€202
Recurring financial charges65€202
Profit (loss) for the period before taxes9903€199k
Income taxes67/77€44k
Profit (loss) for the period9904€154k
Transfer to tax-exempt reserves689€63k
Profit (loss) for the period to be appropriated9905€91k
Appropriation of the result
Profit (loss) to be appropriated9906€91k
Transfer to equity691/2€91k
To other reserves6921€91k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Hubertusstraat 832600 AntwerpenGround area
182 m²
Building footprint
86 m²
Volume, LiDAR
909 m³
Parcel 11303B0421/00G003, Flanders · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Qdera
since 20252.380.117.011
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0421/00G003 | Flanders | 182 m² | 1 · 86 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 7,065 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2025
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.