QBCOM
ActiveSummary
QBCOM has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,380 and a net result of €15,418. Equity has been growing by about 79% per year since 2023. Its solvency ranks better than 66% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 31-05-2022 Normal situation
- Activity
- Certified accountants and tax accountants NACE 69201
- Establishment unit
- 2.331.680.258 2490 Balen, since 31-05-2022
- Financial year end
- 30 September
- Peppol
- Reachable since 06-02-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €26,017
- ▼ 1.6%
- Turnover
- ≈ €64,000
- estimated
- Profit
- €15,418
- ▼ 4.7%
- Equity
- €35,380
- ▲ 77.2%
- Total assets
- €49,616
- ▲ 52.9%
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 2.57, cash €8,736Figures for financial year 2025 (filed on 01-04-2026)Equity €35,380 (71.3% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 69% of them on solvency, 46% on liquidity, 82% on profitability and 86% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 22 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 01-04-2026 PDF all 3 filings
2023 to 2025, 3 financial years
The operating result for 2025 is 6% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Legal and accounting activities (NACE 69). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|
| Tangible fixed assets | €5,298 | €1,776 | €9,652 |
| Financial fixed assets | - | €450 | - |
| Depreciation and write-downs of the year | €1,603 | €1,219 | €1,994 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €523 awarded · €523 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €135 | €135 |
| 2024 | 1 | €170 | €170 |
| 2023 | 1 | €113 | €113 |
| 2022 | 1 | €105 | €105 |
Comparable companies
These companies have the same main activity as QBCOM: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €42,900 and €56,200, founded between 2021 and 2022.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| QBCOM Balen | 2022 | €49,616 | €35,380 | €26,017 | €15,418 | 2025 |
| Navas Accountants Heist-op-den-Berg | 2022 | €42,927 | €17,156 | €23,981 | €7,597 | 2025 |
| MEGAFISCO Sint-Agatha-Berchem | 2022 | €43,963 | €23,076 | €24,529 | €9,972 | 2025 |
| HAINAUT TAX CONSULTING Tournai | 2022 | €56,187 | €17,553 | €24,495 | €14,921 | 2025 |
| A.C.D. Stratégie & Comptabilité Chièvres | 2022 | €47,504 | €12,452 | €26,190 | €7,281 | 2025 |
| LAW AND TAX ADVISORS Schaarbeek | 2021 | €53,155 | €100 | €23,978 | €5,736 | 2025 |
| AMAFISC Floreffe | 2022 | €53,398 | €16,307 | €26,023 | €14,307 | 2025 |
They were chosen from the 7,240 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as QBCOM has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of QBCOM itself is lower: < 0.1% within 12 months. It rests on far more data about QBCOM than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for QBCOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,603 | €1,219 | €1,994 | ▲ 63.6% |
| Other operating charges640/8 | €422 | €465 | €827 | ▲ 78.0% |
| Gross operating margin9900 | €9,438 | €26,440 | €26,017 | ▼ 1.6% |
| Operating profit (loss)9901 | €7,412 | €24,757 | €23,195 | ▼ 6.3% |
| Financial income75/76B | - | €230 | €877 | ▲ 282% |
| Recurring financial income75 | - | €230 | €877 | ▲ 282% |
| Financial charges65/66B | €3,986 | €4,051 | €3,708 | ▼ 8.5% |
| Recurring financial charges65 | €3,986 | €4,051 | €3,708 | ▼ 8.5% |
| Profit (loss) for the period before taxes9903 | €3,426 | €20,936 | €20,365 | ▼ 2.7% |
| Income taxes67/77 | €1,642 | €4,757 | €4,947 | ▲ 4.0% |
| Profit (loss) for the period9904 | €1,783 | €16,179 | €15,418 | ▼ 4.7% |
| Profit (loss) for the period to be appropriated9905 | €1,783 | €16,179 | €15,418 | ▼ 4.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €14,876 | €32,450 | €49,616 | ▲ 52.9% |
| Fixed assets21/28 | €4,362 | €5,370 | €13,028 | ▲ 143% |
| Tangible fixed assets22/27 | €4,362 | €4,920 | €12,578 | ▲ 156% |
| Plant, machinery and equipment23 | €831 | €2,036 | €2,785 | ▲ 36.8% |
| Furniture and vehicles24 | €2,138 | €1,645 | €1,152 | ▼ 30.0% |
| Other tangible fixed assets26 | €1,393 | €1,238 | €8,641 | ▲ 598% |
| Financial fixed assets28 | - | €450 | €450 | = |
| Current assets29/58 | €10,514 | €27,080 | €36,588 | ▲ 35.1% |
| Amounts receivable within one year40/41 | €7,973 | €24,046 | €27,157 | ▲ 12.9% |
| Trade receivables40 | €7,973 | €16,457 | €10,267 | ▼ 37.6% |
| Other amounts receivable41 | - | €7,589 | €16,890 | ▲ 123% |
| Cash at bank and in hand54/58 | €2,119 | €2,730 | €8,736 | ▲ 220% |
| Deferred charges and accrued income490/1 | €421 | €305 | €694 | ▲ 128% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €14,876 | €32,450 | €49,616 | ▲ 52.9% |
| Equity10/15 | €3,783 | €19,962 | €35,380 | ▲ 77.2% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €1,783 | €17,962 | €33,380 | ▲ 85.8% |
| Distributable reserves133 | €1,783 | €17,962 | €33,380 | ▲ 85.8% |
| Amounts payable17/49 | €11,093 | €12,488 | €14,236 | ▲ 14.0% |
| Amounts payable within one year42/48 | €11,093 | €12,488 | €14,236 | ▲ 14.0% |
| Trade debts44 | €1,019 | €1,237 | €1,218 | ▼ 1.5% |
| Suppliers440/4 | €1,019 | €1,237 | €1,218 | ▼ 1.5% |
| Taxes, remuneration and social security45 | €6,233 | €11,251 | €13,017 | ▲ 15.7% |
| Taxes450/3 | €6,233 | €11,251 | €13,017 | ▲ 15.7% |
| Other amounts payable47/48 | €3,841 | €0 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,783 | €16,179 | €15,418 | ▼ 4.7% |
| + Depreciation and write-downs630 | €1,603 | €1,219 | €1,994 | ▲ 63.6% |
| Operating cash flow (approximation) | €3,386 | €17,398 | €17,412 | ▲ 0.1% |
| Investment in fixed assets (approximation) | - | -€2,226 | -€9,652 | ▼ 334% |
| Change in cash | - | €611 | €6,007 | ▲ 884% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- QUISQUATER Bernard Adolf Lieve 100 shares (100%) · €2,000
Capital transactions
- 02-06-2022 Incorporation · €2,000 · 100 shares
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 02-06-2022 (in Dutch)
Network & group
QBCOM shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of QBCOM. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
14-06
Gazette deed
MiscellaneousIncorporation · Correction2 points ▸
- Incorporation, 30-05-2022
- Correction, “besloten vennootschap (BV)” (deed in Dutch)
02-06
Gazette deed
IncorporationStarting capital €2,000 · Appointment: QUISQUATER Bernard Adolf Lieve (director) · Founder13 points ▸
- Incorporation, 30-05-2022
- Founder, QUISQUATER Bernard Adolf Lieve
- Other provision, 27-05-2022
- Other provision, “aansprakelijkheid van de oprichter bij faillissement binnen drie jaar na oprichting indien aanvangsvermogen kennelijk ontoereikend voor voorgenomen activiteit” (deed in Dutch)
- Founding capital, “euro 2.000” (deed in Dutch)
- Bank account, “vennootschap in oprichting, BE93 0689 4544 3667” (deed in Dutch)
- Other provision, “inschrijving bij het Instituut van de Belastingadviseurs en de Accountants” (deed in Dutch)
- Capital
- Registered office clause, “2490 Balen,Biesakker 18” (deed in Dutch)
- Other provision, “nog te bepalen, website en e-mailadres” (deed in Dutch)
- Board rule, 1
- Director appointment, QUISQUATER Bernard Adolf Lieve (director (not named in the articles))
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13003A0784/00N000 | Flanders | 767 m² | 1 · 117 m² | 4.6 m |