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QBA

Active
Private limited companyfounded 20233 yrs activeRue du Sartia,Sart-Eustache 7, 5070 Fosses-la-Ville, BelgiumKBO/BCE: BE 0797.173.813
Summary

QBA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,041 and a net result of €10,363. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability82▼-18
Solvency99▲+8
Growth68▼-17
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.43 against 2.21 in 2024; short-term debt: 25.7% and cash: 18.9% of total assets), and 25.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.3%
Return on assets
13%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
71 d early
2024
49 d early
2023
51 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 57 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 January 2023, QBA was incorporated as a Private limited company.1 Revenue went from EUR 93,009 in 2023 to EUR 132,513 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€132,513▲ 14.2%
2024 · €116,078
EBIT margin
9.7%▼ 13.3pp
2024 · 23.0%
Net result
€10,363▼ 51.1%
2024 · €21,186
Working capital
€29,220▼ 3.7%
2024 · €30,351
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Turnover€93,009-€116,078▲ 24.8%€132,513▲ 14.2%
Operating result€21,684-€26,755▲ 23.4%€12,896▼ 51.8%
Net result€17,492-€21,186▲ 21.1%€10,363▼ 51.1%
EBIT margin23.3%-23.0%▼ 0.3pp9.7%▼ 13.3pp
Equity€27,492-€48,678▲ 77.1%€59,041▲ 21.3%
Total assets€51,026-€73,857▲ 44.7%€79,464▲ 7.6%
Debt€23,534-€25,179▲ 7.0%€20,423▼ 18.9%
Working capital€19,939-€30,351▲ 52.2%€29,220▼ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2023: €21,684€21,684Net result 2023: €17,492€17,492Operating result 2024: €26,755€26,755Net result 2024: €21,186€21,186Operating result 2025: €12,896€12,896Net result 2025: €10,363€10,363202320242025€0€10,000€20,000€30,000Operating result 2023: €21,684€21,700Net result 2023: €17,492€17,500Operating result 2024: €26,755€26,800Net result 2024: €21,186€21,200Operating result 2025: €12,896€12,900Net result 2025: €10,363€10,400202320242025
The operating result falls in 2025; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79,464
Fixed assets €29,821 ▲ 62.7%
Current assets €49,643 ▼ 10.6%
Equity and liabilities €79,464
Equity €59,041 ▲ 21.3%
Debt €20,423 ▼ 18.9%
Debt's share of the balance-sheet total falls from 34.1% to 25.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18,991▼
2024 · €30,413
Cash flow
€16,458▼
2024 · €24,844
Current ratio
2.43▲
2024 · 2.21
Quick ratio
1.69▼
2024 · 1.94
Debt to equity
0.35▼
2024 · 0.52
ROE
17.6%▼
2024 · 43.5%
ROA
13.0%▼
2024 · 28.7%
Interest coverage
197.82▼
2024 · 380.16
Debt ≤ 1 year
€20,423▼
2024 · €25,179
Income taxes
€2,556▼
2024 · €5,760
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€73,857€79,464▲
Fixed assets21/28€18,327€29,821▲
Tangible fixed assets22/27€18,127€29,396▲
Plant, machinery and equipment23€18,127€27,861▲
Furniture and vehicles24-€1,535
Financial fixed assets28€200€425▲
Current assets29/58€55,530€49,643▼
Stocks and contracts in progress3€6,699€15,028▲
Stocks30/36€6,699€15,028▲
Amounts receivable within one year40/41€19,193€19,577▲
Trade receivables40€17,683€16,118▼
Other amounts receivable41€1,510€3,459▲
Cash at bank and in hand54/58€29,638€15,038▼
Equity and liabilities
Total equity and liabilities10/49€73,857€79,464▲
Equity10/15€48,678€59,041▲
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14€38,678€49,041▲
Amounts payable17/49€25,179€20,423▼
Amounts payable within one year42/48€25,179€20,423▼
Trade debts44€5,423€1,186▼
Suppliers440/4€5,423€1,186▼
Advances received on contracts in progress46€120-
Taxes, remuneration and social security45€2,381-
Taxes450/3€481-
Remuneration and social security454/9€1,900-
Other amounts payable47/48€17,255€19,237▲
Income statement Code20242025
Turnover70€116,078€132,513▲
Non-recurring operating income76A€6,447€6,244▼
Goods, raw materials, services and sundry goods60/61€92,003€119,390▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,658€6,095▲
Other operating charges640/8€109€539▲
Gross operating margin9900€30,522€19,530▼
Operating profit (loss)9901€26,755€12,896▼
Financial income75/76B€271€119▼
Recurring financial income75€271€119▼
Financial charges65/66B€80€96▲
Recurring financial charges65€80€96▲
Profit (loss) for the period before taxes9903€26,946€12,919▼
Income taxes67/77€5,760€2,556▼
Profit (loss) for the period9904€21,186€10,363▼
Profit (loss) for the period to be appropriated9905€21,186€10,363▼
Appropriation of the result
Profit (loss) to be appropriated9906€38,678€49,041▲
Profit (loss) brought forward from the previous period14P€17,492€38,678▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70€93,009€116,078€132,513▲ 14.2%
Non-recurring operating income76A€7,572€6,447€6,244▼ 3.1%
Goods, raw materials, services and sundry goods60/61€78,801€92,003€119,390▲ 29.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95€3,658€6,095▲ 66.6%
Other operating charges640/8-€109€539▲ 394%
Gross operating margin9900€21,779€30,522€19,530▼ 36.0%
Operating profit (loss)9901€21,684€26,755€12,896▼ 51.8%
Financial income75/76B€154€271€119▼ 56.1%
Recurring financial income75€154€271€119▼ 56.1%
Financial charges65/66B€1€80€96▲ 20.0%
Recurring financial charges65€1€80€96▲ 20.0%
Profit (loss) for the period before taxes9903€21,837€26,946€12,919▼ 52.1%
Income taxes67/77€4,345€5,760€2,556▼ 55.6%
Profit (loss) for the period9904€17,492€21,186€10,363▼ 51.1%
Profit (loss) for the period to be appropriated9905€17,492€21,186€10,363▼ 51.1%
Line202320242025Change
Assets
Total assets20/58€51,026€73,857€79,464▲ 7.6%
Fixed assets21/28€9,225€18,327€29,821▲ 62.7%
Tangible fixed assets22/27€9,025€18,127€29,396▲ 62.2%
Plant, machinery and equipment23€9,025€18,127€27,861▲ 53.7%
Furniture and vehicles24--€1,535-
Financial fixed assets28€200€200€425▲ 113%
Current assets29/58€41,801€55,530€49,643▼ 10.6%
Stocks and contracts in progress3-€6,699€15,028▲ 124%
Stocks30/36-€6,699€15,028▲ 124%
Amounts receivable within one year40/41€12,169€19,193€19,577▲ 2.0%
Trade receivables40€11,230€17,683€16,118▼ 8.9%
Other amounts receivable41€939€1,510€3,459▲ 129%
Cash at bank and in hand54/58€29,632€29,638€15,038▼ 49.3%
Equity and liabilities
Total equity and liabilities10/49€51,026€73,857€79,464▲ 7.6%
Equity10/15€27,492€48,678€59,041▲ 21.3%
Contributions10/11€10,000€10,000€10,000=
Profit (loss) carried forward14€17,492€38,678€49,041▲ 26.8%
Amounts payable17/49€23,534€25,179€20,423▼ 18.9%
Amounts payable within one year42/48€21,862€25,179€20,423▼ 18.9%
Trade debts44€3,316€5,423€1,186▼ 78.1%
Suppliers440/4€3,316€5,423€1,186▼ 78.1%
Advances received on contracts in progress46-€120--
Taxes, remuneration and social security45€2,474€2,381--
Taxes450/3€574€481--
Remuneration and social security454/9€1,900€1,900--
Other amounts payable47/48€16,072€17,255€19,237▲ 11.5%
Accrued charges and deferred income492/3€1,672---
Line202320242025Change
Profit (loss) for the period9904€17,492€21,186€10,363▼ 51.1%
+ Depreciation and write-downs630€95€3,658€6,095▲ 66.6%
Operating cash flow (approximation)€17,587€24,844€16,458▼ 33.8%
Investment in fixed assets (approximation)--€12,760-€17,589▼ 37.8%
Change in cash-€6-€14,600▼ 243,433%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €10,363 ▼51.1%
Net result drops to €10,363, the lowest in the series.
12-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2023net €21,186 ▲21.1%
Operating result €26,755, net result €21,186, both a record.
10-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,133 m²
Building footprint
176 m²
Parcel 92110A0149/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
QBA
Rue du Sartia,Sart-Eustache 7, 5070 Fosses-la-VilleGrowing of vegetables, melons, roots and tubers
since 20232.340.354.830
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92110A0149/00F000 Wallonia 1,132 m² 1 · 176 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Fosses-la-Ville2.340.354.830
1 permission
Groententeeltbedrijf · since 01-01-2024

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 38,931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-01-2023
Fiscal year end31-12
Trade name FR AgriService Consulting
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
70200Business and other management consultancy
01610Support activities for crop production
46610Wholesale trade
74999Other professional, scientific and technical activities
82300Organisation of conventions and trade shows
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0797173813
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.