QB-One
ActiveQB-One has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €7k. Equity is growing by ~54.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-6
Solvency38▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.34 in 2024; short-term debt: 10.7% and cash: 0.9% of total assets), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
22 d early
2024
121 d early
2023
9 d early
2022
39 d early
2021
30 d late
2020
33 d early
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▼ 71.9%
2024 · €25k
2018: €-48k
2019: €14k
2020: €23k
2021: €22k
2022: €19k
2023: €27k
2024: €25k
2018 → 2025
Working capital
€-71k▼ 128%
2024 · €-31k
2018: €-74k
2019: €-33k
2020: €-38k
2021: €-33k
2022: €-39k
2023: €-33k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€36k▲ 118%€63k▲ 77.1%€88k▲ 40.2%€95k▲ 8.1%
Operating result€31k-€34k▲ 10.3%€46k▲ 34.0%€43k▼ 5.4%€17k▼ 60.1%
Net result€22k-€19k▼ 13.4%€27k▲ 42.7%€25k▼ 7.8%€7k▼ 71.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €761k
Fixed assets
€750k▲ 80.5%
Current assets
€11k▼ 34.7%
Equity and liabilities €761k
Equity
€95k▲ 8.1%
Debt
€666k▲ 93.7%
The debt ratio rises from 79.6% to 87.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▼
2024 · €54k
Cash flow
€33k▼
2024 · €37k
Solvency
12.5%▼
2024 · 20.4%
Current ratio
0.13▼
2024 · 0.34
Quick ratio
0.13▼
2024 · 0.34
Debt / equity
6.99▲
2024 · 3.90
ROE
7.5%▼
2024 · 28.7%
ROA
0.9%▼
2024 · 5.8%
Interest coverage
6.42▼
2024 · 10.90
Debt
€666k▲
2024 · €344k
Debt ≤ 1 year
€81k▲
2024 · €47k
Debt > 1 year
€584k▲
2024 · €297k
Income taxes
€3k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€432k€761k▲
Fixed assets21/28€416k€750k▲
Tangible fixed assets22/27€416k€750k▲
Land and buildings22€416k€737k▲
Plant, machinery and equipment23-€2k
Assets under construction and advance payments27-€11k
Current assets29/58€16k€11k▼
Amounts receivable within one year40/41€566€4k▲
Trade receivables40€379€1k▲
Other amounts receivable41€187€3k▲
Cash at bank and in hand54/58€16k€7k▼
Equity and liabilities
Total equity and liabilities10/49€432k€761k▲
Equity10/15€88k€95k▲
Contributions10/11€6k€6k=
Reserves13€82k€89k▲
Distributable reserves133€82k€89k▲
Amounts payable17/49€344k€666k▲
Amounts payable after more than one year17€297k€584k▲
Financial debts170/4€297k€479k▲
Other amounts payable178/9-€105k
Amounts payable within one year42/48€47k€81k▲
Current portion of amounts payable after more than one year42€34k€46k▲
Trade debts44€468€977▲
Suppliers440/4€468€977▲
Taxes, remuneration and social security45€13k€17k▲
Taxes450/3€13k€17k▲
Other amounts payable47/48-€17k
Accrued charges and deferred income492/3-€818
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€25k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€60k€48k▼
Operating profit (loss)9901€43k€17k▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€38k€11k▼
Income taxes67/77€13k€3k▼
Profit (loss) for the period9904€25k€7k▼
Profit (loss) for the period to be appropriated9905€25k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€7k▼
Transfer to equity691/2€25k€7k▼
To other reserves6921€25k€7k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €27k ▲42.7%
Operating result €46k, net result €27k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pierre-Thomas 606600 BastogneGround area
1,859 m²
Building footprint
559 m²
Volume, LiDAR
1,317 m³
2 parcels, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Immo dpqb
since 20172.274.092.150
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82003E1642/00N000indicative | Wallonia | 1,637 m² | 1 · 407 m² | - |
| 82302B0570/00C000 | Wallonia | 222 m² | 1 · 152 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VIROTO
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Of 1,530 companies in sector 68322 we hold annual accounts for 740. 549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2017
Fiscal year end31-12
Activities, NACEBEL
68322Real estate appraisal on a fee or contract basis
68122Development of non-residential building projects
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.