QAdvice
ActiveQAdvice has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.03M and a net result of €151k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-10
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 3.93 against 2.92 in 2024; short-term debt: 20.7% and cash: 49.2% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
11.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
27 d early
2023
43 d early
2022
45 d early
2021
54 d early
2020
144 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.03M▲ 9.3%
2024 · €938k
2018: €310k
2019: €363k
2020: €412k
2021: €473k
2022: €632k
2023: €758k
2024: €938k
2018 → 2025
Total assets
€1.29M▲ 2.5%
2024 · €1.26M
2018: €322k
2019: €374k
2020: €430k
2021: €555k
2022: €806k
2023: €1.06M
2024: €1.26M
2018 → 2025
Net result
€151k▼ 38.9%
2024 · €247k
2018: €58k
2019: €53k
2020: €55k
2021: €62k
2022: €160k
2023: €196k
2024: €247k
2018 → 2025
Working capital
€783k▲ 28.4%
2024 · €610k
2018: €310k
2019: €363k
2020: €382k
2021: €432k
2022: €479k
2023: €401k
2024: €610k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€473k-€632k▲ 33.6%€758k▲ 19.9%€938k▲ 23.7%€1.03M▲ 9.3%
Operating result€92k-€244k▲ 166%€291k▲ 19.3%€359k▲ 23.1%€212k▼ 40.9%
Net result€62k-€160k▲ 158%€196k▲ 22.4%€247k▲ 26.3%€151k▼ 38.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€242k▼ 27.4%
Current assets
€1.05M▲ 13.3%
Equity and liabilities €1.29M
Equity
€1.03M▲ 9.3%
Debt
€267k▼ 17.3%
The debt ratio falls from 25.6% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€307k▼
2024 · €452k
Cash flow
€246k▼
2024 · €341k
Solvency
79.3%▲
2024 · 74.4%
Current ratio
3.93▲
2024 · 2.92
Quick ratio
3.93▲
2024 · 2.92
Debt / equity
0.26▼
2024 · 0.34
ROE
14.7%▼
2024 · 26.4%
ROA
11.7%▼
2024 · 19.6%
Interest coverage
203.10▼
2024 · 640.26
Debt
€267k▼
2024 · €323k
Debt ≤ 1 year
€267k▼
2024 · €317k
Income taxes
€75k▼
2024 · €119k
Staff costs
€849k▲
2024 · €758k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.29M▲
Fixed assets21/28€334k€242k▼
Tangible fixed assets22/27€334k€242k▼
Land and buildings22-€4k
Plant, machinery and equipment23€6k€11k▲
Furniture and vehicles24€328k€226k▼
Other tangible fixed assets26-€1k
Current assets29/58€927k€1.05M▲
Amounts receivable after more than one year29€34k-
Other amounts receivable291€34k-
Amounts receivable within one year40/41€182k€191k▲
Trade receivables40€182k€191k▲
Current investments50/53€125k€218k▲
Cash at bank and in hand54/58€552k€636k▲
Deferred charges and accrued income490/1€34k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.29M▲
Equity10/15€938k€1.03M▲
Contributions10/11€12k€12k=
Reserves13€693k€781k▲
Distributable reserves133€693k€781k▲
Profit (loss) carried forward14€233k€232k▼
Amounts payable17/49€323k€267k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€317k€267k▼
Current portion of amounts payable after more than one year42€18k€6k▼
Trade debts44€30k€5k▼
Suppliers440/4€30k€5k▼
Taxes, remuneration and social security45€205k€192k▼
Taxes450/3€111k€99k▼
Remuneration and social security454/9€94k€93k▼
Other amounts payable47/48€65k€64k▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€758k€849k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€95k▲
Other operating charges640/8€762€30▼
Non-recurring operating charges66A€13k-
Gross operating margin9900€1.22M€1.16M▼
Operating profit (loss)9901€359k€212k▼
Financial income75/76B€9k€15k▲
Recurring financial income75€9k€15k▲
Financial charges65/66B€707€2k▲
Recurring financial charges65€707€2k▲
Profit (loss) for the period before taxes9903€367k€226k▼
Income taxes67/77€119k€75k▼
Profit (loss) for the period9904€247k€151k▼
Profit (loss) for the period to be appropriated9905€247k€151k▼
Appropriation of the result
Profit (loss) to be appropriated9906€481k€384k▼
Profit (loss) brought forward from the previous period14P€233k€233k▼
Transfer from equity791/2€53k€49k▼
Transfer to equity691/2€233k€137k▼
To other reserves6921€233k€137k▼
Profit to be distributed694/7€68k€64k▼
Return on contributions (dividend)694€53k€50k▼
Employees696€14k€14k▼
Social balance
Average headcount (FTE)908710.810.5▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.03M ▲9.3%
8 profitable years in a row build equity to €1.03M.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €247k ▲26.3%
Operating result €359k, net result €247k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €632k ▲33.6%
5 profitable years in a row build equity to €632k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €53k ▼8.2%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eetveldstraat 171980 ZemstGround area
571 m²
Building footprint
103 m²
Volume, LiDAR
511 m³
Parcel 23020D0253/00H000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QAdvice
since 20122.210.887.247
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23020D0253/00H000 | Flanders | 571 m² | 1 · 103 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 43,641 EUR awarded · 43,641 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 7,536 EUR | 7,536 EUR |
| 2024 | 1 | 9,723 EUR | 9,723 EUR |
| 2023 | 1 | 11,661 EUR | 11,661 EUR |
| 2022 | 1 | 14,721 EUR | 14,721 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Recognitions · licences · registrations
Legal Entity Identifier
984500A589A82B75EE64
Similar companies · same sector, comparable size
RENT A DBA
BE 0475.849.930
Pelt · Eq €1.03M
ESSENTIONS
BE 0504.954.185
Gent · Eq €1.02M
SCYTALE TECHNOLOGY
BE 0685.931.243
Evere · Eq €1.02M
LOGIFIN-IT
BE 0543.682.030
Lendelede · Eq €1.02M
P P Z
BE 0547.749.496
Etterbeek · Eq €1.02M
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 8,411 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.qadvice.be
E-mail:jelle.polders@qadvice.be