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Q3 GROUP

Active
Private limited companyfounded 2017active for 9 yearsSmisstraat 125, 1840 Londerzeel, BelgiumKBO/BCE: BE 0672.908.004

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Q3 GROUP is 2.4% (moderate). The annual accounts of Q3 GROUP for financial year 2025 show a net loss of 115% of total assets and of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €14,288 and a net result of -€34,888. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 55% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 22-03-2017 Normal situation
Legal form
Private limited company
Registered office
Smisstraat 125, 1840 Londerzeel
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.263.096.310 1840 Londerzeel, since 22-03-2017
Financial year end
31 December
Peppol
Reachable since 17-03-2026

Board and ownership

Board

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Gross margin
-€20,130
Loss
€34,888
Equity
€14,288
▼ 70.9%
Total assets
€30,272
▼ 70.1%
Turnover not published (micro format)2025 accounts filed 28 days after the deadline
Filed on 28-08-2026at the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €34,888 (financial year 2025)Last filed accounts filed 28 days late; 1 of the last 3 accounts latelowers riskSize: total assets €30,272Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 24% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 72-2
equity 47.2% of total assets
Liquidity 31-20
short-term debt 52.8% · cash 6.4%
Profitability 0-75
return on assets -115.3%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 2.7%highest value 12-2024: 2.7%● unchanged vs 11-2024highest value 01-2025: 2.6%▼ -0.1 percentage points vs 12-2024 02-2025: 2.6%● unchanged vs 01-2025 03-2025: 2.6%● unchanged vs 02-2025 04-2025: 2.6%● unchanged vs 03-2025 05-2025: 2.1%▼ -0.5 percentage points vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025 07-2025: 2.1%● unchanged vs 06-2025 08-2025: 2.6%▲ +0.5 percentage points vs 07-2025 09-2025: 1.8%▼ -0.8 percentage points vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.7%▼ -0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026lowest value 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.3 percentage points vs 07-2026 09-2026: 2.4%▲ +0.4 percentage points vs 08-2026 10-2026: 2.4%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.29 (6.97 in 2024), below the usual 1.5. Short-term debt is 52.8% and cash 6.4% of total assets. 52.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 55% of them on solvency, 26% on liquidity, 5% on profitability and 8% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €34,888 (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 28 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €30,272
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
28 days late
2024
26 days late
2023
31 days late
2022
28 days late
2021
29 days late
2020
24 days late
2019
34 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 95% of companies in construction of buildingssector median €8,543 · 9,370 companies -€34,888 View

Documents

Annual accounts at the NBB

All 9 annual accounts

Articles and registers

Key facts about Q3 GROUP

What is the company number of Q3 GROUP?
The company number of Q3 GROUP is 0672.908.004. The VAT number is the same number with BE in front: BE 0672.908.004.
Where is Q3 GROUP based?
The registered office is at Smisstraat 125, 1840 Londerzeel.Company details
What does Q3 GROUP do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Q3 GROUP?
The legal form of Q3 GROUP is Private limited company (BV).
When was Q3 GROUP founded?
Q3 GROUP was founded on 22-03-2017.
Is Q3 GROUP still active?
Yes, Q3 GROUP is an active enterprise in the KBO register.
What is the turnover of Q3 GROUP?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Q3 GROUP profitable?
In financial year 2025, Q3 GROUP made a loss of €34,888.
Where can I find the annual accounts of Q3 GROUP?
Q3 GROUP filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Q3 GROUP due?
Q3 GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as Q3 GROUP: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €28,700 and €33,500, founded between 2015 and 2018.

CompanyTotal assetsGross margin
Q3 GROUP Londerzeel€30,272-€20,130
FILS & FISTON Drogenbos€33,472-€1,761
S.HOME Asse€28,939€78
L.E.M. GROUP CONSTRUCT Aalst€28,747-€8,012
WILL DECOR Sint-Joost-ten-Node€33,293-€26,454
DAJURO Jalhay€30,657-€2,047
GRISAL CLEAN Brussel€31,410-€3,041
Full comparison

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