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Q-ZEN MANAGEMENT

Active
Rue de la Hayoulle(CER) 3 ·4632 Soumagne, Belgium
KBO/BCE: BE 1005.408.166
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Age2 yrs
Real estate1 parcel · 1,550 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Q-ZEN MANAGEMENT is 0.9% (low). The 2024 annual accounts show negative equity (€-16k) and a net result of €-19k. Its solvency ranks better than 5% of 12463 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 31-08-2025 31 d late 2025-00456148

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-19k
Working capital€-54k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -17.9% 60.6%
better than 5% of 12463 sector peers
Net result €-19k €31k
better than 5% of 12465 sector peers
Equity €-16k €63k
better than 5% of 12471 sector peers
Gross operating margin €13k €52k
better than 20% of 12451 sector peers
Total assets €91k €124k
better than 38% of 12464 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€3k
Net profit€-19k
Cash flow€-612
Staff costs-
Income taxes€408
Dividends-
Total assets€91k
Equity€-16k
Debt€108k
of which ≤ 1y€60k
of which > 1y€48k
Working capital€-54k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.11
Quick ratio0.11
Working capital ratio-58.7%
Solvency-17.9%
Debt / equity-6.60
Long-term debt ratio-2.91
Interest coverage0.93
Gross margin-
Net margin-
ROA-21.2%
ROE118.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€91k
Fixed assets 21/28€85k
Tangible fixed assets 22/27€85k
Current assets 29/58€7k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€91k
Equity 10/15€-16k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-19k
Amounts payable 17/49€108k
Amounts payable after one year 17€48k
Amounts payable within one year 42/48€60k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€13k
Operating result 9901€-16k
Financial income 75€0
Financial charges 65€3k
Result before taxes 9903€-19k
Income taxes 67/77€408
Net result for the period 9904€-19k
Result to be appropriated 9905€-19k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Hayoulle(CER) 34632 Soumagne

Establishment units

1 location
Q-ZEN MANAGEMENT
Rue de la Hayoulle(CER) 3, 4632 SoumagneOntwikkeling van residentiële bouwprojecten
since 20242.356.575.408
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,550 m²
Buildings1
Building footprint225 m²
Volume (LiDAR)1,011 m³
Tallest building14.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62021D0023/00D000 Wallonia 1,550 m² 1 · 225 m² 14.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Capital history · 1
15-04-2024
Capital change
All acts · 1 updated 2 years ago
2024
15-04-2024 Transaction in capital or shares Capital & shares

Analysis

Snowflake analysis

financial profile on 5 axes
Health10Profitability100Solvency33Growth-Stability67
52 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 100
Solvency 33
Growth -
Stability 67

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 15,318 of the 81,985 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Ontwikkeling van niet-residentiële bouwprojecten41102Ontwikkeling van niet-residentiële bouwprojecten68122Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR Q-ZEN MANAGEMENT
Registered office
Rue de la Hayoulle(CER) 3
4632 Soumagne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.