Q & V CONSULT
ActiveQ & V CONSULT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €3k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-12
Solvency95▲+24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 1.53 in 2023; short-term debt: 25.4% and cash: 61.6% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.3%
Return on assets
5.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-05-2025, 69 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
69 d early
2023
128 d early
2022
33 d early
2021
33 d early
2020
61 d early
2019
10 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€113k
EBIT margin
19.7%
Net result
€3k▼ 73.4%
2023 · €11k
2018: €-8k
2019: €19k
2020: €12k
2021: €28k
2022: €-15k
2023: €11k
2018 → 2024
Working capital
€25k▲ 34.2%
2023 · €18k
2018: €-6k
2019: €13k
2020: €23k
2021: €50k
2022: €15k
2023: €18k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€24k-€51k▲ 114%€33k▼ 34.1%€34k▲ 1.7%€37k▲ 8.3%
Operating result€16k-€37k▲ 125%€-17k€13k€6k▼ 53.9%
Net result€12k-€28k▲ 140%€-15k€11k€3k▼ 73.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 54% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €52k
Fixed assets
€14k▼ 29.2%
Current assets
€38k▼ 28.9%
Equity and liabilities €52k
Equity
€37k▲ 8.3%
Debt
€16k▼ 60.9%
The debt ratio falls from 53.9% to 29.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €20k
Cash flow
€9k▼
2023 · €17k
Solvency
70.3%▲
2023 · 46.1%
Current ratio
2.86▲
2023 · 1.53
Quick ratio
2.86▲
2023 · 1.53
Debt / equity
0.42▼
2023 · 1.17
ROE
7.6%▼
2023 · 31.1%
ROA
5.4%▼
2023 · 14.3%
Interest coverage
22.19▼
2023 · 42.85
Debt
€16k▼
2023 · €40k
Debt ≤ 1 year
€13k▼
2023 · €35k
Debt > 1 year
€2k▼
2023 · €5k
Income taxes
€3k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€74k€52k▼
Fixed assets21/28€20k€14k▼
Tangible fixed assets22/27€20k€14k▼
Furniture and vehicles24€20k€14k▼
Current assets29/58€54k€38k▼
Amounts receivable within one year40/41€36k€4k▼
Trade receivables40€29k-
Other amounts receivable41€8k€4k▼
Cash at bank and in hand54/58€15k€32k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€74k€52k▼
Equity10/15€34k€37k▲
Contributions10/11€12k€12k=
Reserves13€22k€24k▲
Distributable reserves133€22k€24k▲
Amounts payable17/49€40k€16k▼
Amounts payable after more than one year17€5k€2k▼
Other amounts payable178/9€5k€2k▼
Amounts payable within one year42/48€35k€13k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Financial debts43€191-
Credit institutions430/8€191-
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€19k€10k▼
Taxes450/3€16k€7k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€11k-
Accrued charges and deferred income492/3-€668
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€21k€13k▼
Operating profit (loss)9901€13k€6k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€459€546▲
Recurring financial charges65€459€546▲
Profit (loss) for the period before taxes9903€13k€6k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€11k€3k▼
Profit (loss) for the period to be appropriated9905€11k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€3k▼
Profit (loss) brought forward from the previous period14P€4k-
Transfer to equity691/2€5k€3k▼
To other reserves6921€5k€3k▼
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-15k ▼153%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €28k ▲140%
Operating result €37k, net result €28k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.84
Current ratio from 0.77 to 1.84; short-term debt falls from €27k to €15k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Beauregard(CAR) 477141 MorlanwelzGround area
529 m²
Building footprint
116 m²
Volume, LiDAR
974 m³
Parcel 56015B0056/00A003, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Q & V CONSULT
since 20122.211.858.633
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56015B0056/00A003 | Wallonia | 529 m² | 1 · 116 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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JANSS N FINANCE
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GALIO & PARTNERS
BE 0753.982.879
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GENI CONSULTING
BE 0751.635.479
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GEDEBIO
BE 0799.438.762
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 36,071 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-08-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.