Equity
€1.2m ▲ 9.0%
Q & S paid out €191,297 in dividends. That is 67% of the 2025 profit.
Q & S
Lifetime
19 annual accounts with figures on one time axispeak €673,158 (2019)
€556,475▲ 89.3%
lowest -€52,032 (2020)
€287,182▲ 63.2%
peak €1.2m (2012)
€1.2m▲ 9.0%
€85,907▼ 29.2%
peak 1 FTE (2011)
-not published
Board4 names since 2006
2 directors and 1 other
Owners
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Gross margin from €293,999 to €556,475Result from €175,956 to €287,182Dividend €191,297Debts from €121,348 to €85,907Cash from €13,226 to €95,741
Key points
from the 2025 annual accountsResult
€287,182 ▲ 63.2%
The result rose in 2025 from €175,956 to €287,182.
Turnover
≈ €890,000 estimated
The abbreviated format states no turnover.
Liquidity
13.54 was 8.15 in 2024
Short-term debts fell from €121,348 to €85,907.
Filings
19 annual accounts since 2007
Five of the last ten came late. The 2016 accounts came latest: 760 days after the end of the period.
Position in the sector
93.1%
Higher solvency than 95% of companies in auxiliary financial services. Sector median 37.2% · 1,928 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0885372547
Transfer proposal: Q & S B.V. transfers a branch of activity to QVH
Permanent representatives: , and · Legal-form conversion: from general partnership to private limited company · Gazette deed
Merger: Q & S takes over QUAEGEBEUR VERZEKERINGEN
Cancellation of 1,500 shares · “D) Het afsluiten van verzekeringscontracten en het verstrekken van advies op gebied van verzekering in het…” (deed in Dutch) · The company holds all the shares of QUAEGEBEUR VERZEKERINGEN · Gazette deed
Merger proposal: Q & S takes over QUAEGEBEUR VERZEKERINGEN
Permanent representative: · The company holds 100% of the shares of QUAEGEBEUR VERZEKERINGEN · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Q & S Kortrijk | €1.3m | €556,475 | 93.1% | - |
| Cordis Verzekeringen Ichtegem | €1.2m | €538,244 | 24.8% | 6.7 |
| Desmet Vermaut Calu Zwevegem | €1.4m | €499,199 | 67.8% | 1.9 |
| BUREAU DE COURTAGE B.MOUYARD Sombreffe | €1.3m | €539,261 | 8.9% | 4 |
| Hans van Hest Leuven | €1.2m | €541,516 | 93.5% | - |
| ART SPEC Uccle | €1.3m | €591,432 | 32.4% | - |
| BUREAU MATHIEU Marche-en-Famenne | €1.3m | €581,766 | 96.3% | - |
These companies have the same main activity as Q & S: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.2m and €1.4m, founded between 2004 and 2008.
Official details
Source: KBO- Status
- Active since 01-12-2006Normal situation
- Registered office
- 136 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 12 November 2026.
- Activity
- Insurance agents and brokersNACE 66220and 1 other
- Establishment unit
- 2.158.284.6428500 Kortrijk, since 01-12-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 30-08-2023
Annual accounts 2025
- €1.3m▲ 5.1%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on Q & S
Q & S files the abbreviated format. That format states no turnover. The gross margin rose from €21,072 in 2007 to €556,475 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Q & S
- What is the company number of Q & S?
- The company number of Q & S is 0885.372.547. The VAT number is the same number with BE in front: BE 0885.372.547.
- Where is Q & S based?
- The registered office is at Engelse Wandeling 2, 8500 Kortrijk.Company details
- What does Q & S do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of Q & S?
- Q & S is a private limited company (BV).
- When was Q & S founded?
- Q & S was founded on 01-12-2006.
- Is Q & S still active?
- Yes, Q & S is an active enterprise in the KBO register.
- What is the turnover of Q & S?
- The turnover in financial year 2025 is ≈ €890,000. This figure is estimated from the gross margin of €556,475 and 31 comparable companies (NACE 66). It probably lies between €800,000 and €1.0m.Financials
- Is Q & S profitable?
- In financial year 2025, Q & S made a profit of €287,182.
- Where can I find the annual accounts of Q & S?
- Q & S filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Q & S due?
- Q & S must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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