Q - FRUIT
ActiveQ - FRUIT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €-35k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 14% of 479 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+1
Solvency35▼-10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.77 in 2024; short-term debt: 63.3% and cash: 19% of total assets), and 89.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.2%
Return on assets
-3.5%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-35k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 479 sector peers (2025).
NBB · sector comparisonPosition among 479 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 31-03-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
1 d early
2022
on the day
2021
4 d early
2020
23 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close23-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€557k
EBIT margin
-6.1%
Net result
€-35k▼ 42.5%
2024 · €-24k
2019: €53k
2020: €128k
2021: €-211k
2022: €53k
2023: €60k
2024: €-24k
2019 → 2025
Working capital
€-116k▲ 4.6%
2024 · €-121k
2019: €-295k
2020: €-93k
2021: €-243k
2022: €-126k
2023: €-15k
2024: €-121k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€557k
Equity€51k-€102k▲ 102%€161k▲ 57.4%€136k▼ 15.9%€100k▼ 26.4%
Operating result€-210k-€55k€37k▼ 33.5%€-33k€-34k▼ 2.6%
Net result€-211k-€53k€60k▲ 13.2%€-24k€-35k▼ 42.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €34k in 2025 against €33k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €982k
Fixed assets
€475k▲ 76.1%
Current assets
€506k▲ 23.4%
Equity and liabilities €982k
Equity
€100k▼ 26.4%
Provisions
€8k▼ 21.8%
Debt
€874k▲ 63.5%
The debt ratio rises from 78.6% to 89.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€63k▲
2024 · €42k
Cash flow
€62k▲
2024 · €51k
Solvency
10.2%▼
2024 · 19.9%
Current ratio
0.81▲
2024 · 0.77
Quick ratio
0.81▲
2024 · 0.77
Debt / equity
8.77▲
2024 · 3.95
ROE
-34.7%▼
2024 · -17.9%
ROA
-3.5%▲
2024 · -3.6%
Interest coverage
23.30▼
2024 · 69.17
Debt
€874k▲
2024 · €535k
Debt ≤ 1 year
€622k▲
2024 · €532k
Debt > 1 year
€249k
Staff costs
€67k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€680k€982k▲
Fixed assets21/28€270k€475k▲
Intangible fixed assets21€3k€3k▲
Tangible fixed assets22/27€267k€472k▲
Land and buildings22€71k€49k▼
Plant, machinery and equipment23€136k€256k▲
Furniture and vehicles24€59k€167k▲
Financial fixed assets28€400€400=
Other financial fixed assets284/8-€400
Shares284-€400
Current assets29/58€410k€506k▲
Amounts receivable within one year40/41€210k€75k▼
Trade receivables40€195k€13k▼
Other amounts receivable41€16k€61k▲
Cash at bank and in hand54/58€36k€187k▲
Deferred charges and accrued income490/1€164k€245k▲
Equity and liabilities
Total equity and liabilities10/49€680k€982k▲
Equity10/15€136k€100k▼
Contributions10/11€19k€19k=
Reserves13€179k€174k▼
Tax-exempt reserves132€26k€21k▼
Distributable reserves133€152k€152k=
Profit (loss) carried forward14€-64k€-94k▼
Investment grants15€3k€1k▼
Provisions and deferred taxes16€10k€8k▼
Deferred taxes168€10k€8k▼
Amounts payable17/49€535k€874k▲
Amounts payable after more than one year17-€249k
Financial debts170/4-€249k
Credit institutions173-€249k
Amounts payable within one year42/48€532k€622k▲
Current portion of amounts payable after more than one year42-€41k
Trade debts44€91k€11k▼
Suppliers440/4€91k€11k▼
Advances received on contracts in progress46-€35k
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€3k€620▼
Remuneration and social security454/9€2k€9k▲
Other amounts payable47/48€436k€525k▲
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Operating income70/76A-€563k
Turnover70-€557k
Other operating income74-€6k
Operating charges60/66A-€597k
Goods for resale, raw materials and consumables60-€126k
Purchases600/8-€126k
Services and other goods61-€292k
Remuneration, social security and pensions62€32k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€97k▲
Other operating charges640/8€1k€14k▲
Gross operating margin9900€76k-
Operating profit (loss)9901€-33k€-34k▼
Financial income75/76B€8k€1k▼
Recurring financial income75€8k€1k▼
Other financial income752/9-€1k
Financial charges65/66B€606€4k▲
Recurring financial charges65€606€4k▲
Debt charges650-€3k
Other financial charges652/9-€2k
Profit (loss) for the period before taxes9903€-25k€-37k▼
Transfer from deferred taxes780€1k€2k▲
Profit (loss) for the period9904€-24k€-35k▼
Transfer from tax-exempt reserves789€3k€5k▲
Profit (loss) for the period to be appropriated9905€-21k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-64k€-94k▼
Profit (loss) brought forward from the previous period14P€-43k€-64k▼
Social balance
Average headcount (FTE)9087-1.3
The notes to these accounts (51 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
Financial
Equity above €150kEq €161k ▲57.4%
2 profitable years in a row build equity to €161k.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
31-07
Financial
Equity above €100kEq €102k ▲102%
Equity rises from €51k to €102k.
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
Financial
Weakest financial yearnet €-211k ▼264%
Net result drops to €-211k, the lowest in the series; recovery starts the following year.
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-07
Financial
Highest result since 2019net €128k ▲142%
Net result €128k, the highest in the series.
31-07
Financial
Equity above €200kEq €263k ▲93%
2 profitable years in a row build equity to €263k.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
12-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
07-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mierhoopweg 343850 Nieuwerkerken (Limb.)Ground area
2,336 m²
Building footprint
283 m²
Volume, LiDAR
1,496 m³
Parcel 71060B0546/00A002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Q-Fruit
since 20032.132.034.759
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71060B0546/00A002 | Flanders | 2,336 m² | 1 · 283 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 4,343 EUR awarded · 4,343 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,357 EUR | 1,357 EUR |
| 2024 | 1 | 1,242 EUR | 1,242 EUR |
| 2023 | 1 | 1,744 EUR | 1,744 EUR |
Schemes
Subsidie voor de verwarringstechniek in de fruitteelt
Recognitions · licences · registrations
Food safety, FASFC
1 siteNieuwerkerken (Limb.)2.132.034.759
Similar companies · same sector, comparable size
ASBRONHOEVE
BE 0875.649.385
Halen · Eq €100k
VERNICO
BE 0824.531.177
Boechout · Eq €101k
BOS FRUIT
BE 0477.117.858
Tielt-Winge · Eq €97k
KDR
BE 0765.284.171
Nazareth-De Pinte · Eq €103k
SOMATRAC
BE 0889.974.604
Wellen · Eq €96k
Of 1,345 companies in sector 01240 we hold annual accounts for 321. 243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2003
Fiscal year end31-07
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.