Equity
€10,535 from €78,452 in 2024
Equity fell by 87% in 1 year.
Q-DEV
Overview
Lifetime
4 annual accounts with figures on one time axispeak €79,979 (2024)
€75,633▼ 5.4%
lowest -€10,919 (2022)
€58,535▼ 6.7%
peak €78,452 (2024)
€10,535▼ 86.6%
€125,236▲ 192%
Board1 name since 2022
1 directorPETIT Quentin Pierre Denis Gérald
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Dividend €126,452Equity from €78,452 to €10,535Debts from €42,899 to €125,236
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The accounts state no turnover.
Debts
€125,236 92% of the balance sheet
Suppliers 1%Taxes and wages 30%Other 69%
Liquidity
1.07 was 2.78 in 2024
Short-term debts rose from €42,899 to €125,236.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 4 to 34 days before the end of the period.
Position in the sector
€10,535
Less equity than 82% of companies in computer programming and consultancy. Sector median €128,324 · 3,407 companies.
Checked score
92
Excellent
Financially stronger than 33% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Equity €10,535 (7.8% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.07, cash €92,202
Size: total assets €135,771
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 15% of them on solvency, 27% on liquidity, 82% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as Q-DEV has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Q-DEV itself is lower: 0.1% within 12 months. It rests on far more data about Q-DEV than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for Q-DEV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (2.78 in 2024), below the usual 1.5. Short-term debt is 92.2% and cash 67.9% of total assets. 92.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 3406 sector peers (2025).
NBB · sector comparisonPosition among 3406 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 days early
2024
34 days early
2023
5 days early
2022
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 19 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0790277905
Incorporation
Founding capital of €2,000, 100 shares · Founder: PETIT Quentin Pierre Denis Gérald (comparant fondateur) · Appointment: PETIT Quentin Pierre Denis Gérald (director) · published on 02-09-2022 · Gazette deed
First establishment
Rue de la Croix 118, Péruwelz
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Q-DEV Péruwelz | €135,771 | €75,633 | 7.8% | - |
| XIOCKU Anderlues | €144,606 | €83,614 | 81.5% | - |
| LINKEY Enghien | €128,424 | €64,933 | 54.1% | - |
| D2DAY Aiseau-Presles | €129,150 | €91,344 | 2.8% | - |
| YopoConsulting Charleroi | €149,827 | €64,545 | 72.1% | - |
| HCC Dev Anderlues | €164,566 | €67,435 | 3.7% | - |
| ARNAUD LEURS CONSULTING Chièvres | €142,258 | €68,239 | 84.0% | - |
These companies have the same main activity as Q-DEV: computer programming (NACE 62100). They are comparable in size and age: total assets between €128,000 and €165,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 31-08-2022Normal situation
- Activity
- Computer programmingNACE 62100and 4 others
- Establishment unit
- 2.335.278.6617608 Péruwelz, since 31-08-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- €75,633▼ 5.4%
- €58,535▼ 6.7%
- €10,535▼ 86.6%
- €135,771▲ 11.9%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Q-DEV
Q-DEV files the abbreviated format. That format states no turnover. The gross margin rose from -€8,282 in 2022 to €75,633 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 29-06-2026, 32 days before the deadline€75,633
▼ 5.4%
€73,945
▼ 6.5%
€58,535
▼ 6.7%
€9,318
▼ 87.8%
7.8%
▼ 56.9 percentage points
1.07
▼ 1.70
The turnover shown is an estimate from the gross margin.
Turnover ≈ €180,000. Estimated: probably between €150,000 and €220,000.
Balance sheet
balance sheet total €135,771 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
7.8%
Higher than 19% of 3,406 companies in 2025.
1.07
Higher than 27% of 3,267 companies in 2025.
43.1%
Higher than 91% of 3,315 companies in 2025.
Q-DEV
Middle half of the sector
80% of the sector
Abbreviated accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
135,771 | 121,351 | 73,004 | 8,415 | |
21/28 |
1,217 | 2,152 | 1,359 | - | |
22/27 |
1,217 | 2,152 | 1,359 | - | |
24 |
1,217 | 2,152 | 1,359 | - | |
29/58 |
134,555 | 119,199 | 71,645 | 8,415 | |
40/41 |
12,228 | 11,934 | 14,308 | - | |
40 |
12,228 | 11,934 | 11,714 | - | |
41 |
- | - | 2,595 | - | |
50/53 |
30,000 | 30,000 | - | - | |
54/58 |
92,202 | 77,001 | 56,900 | 8,415 | |
490/1 |
124 | 264 | 437 | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
135,771 | 121,351 | 73,004 | 8,415 | |
10/15 |
10,535 | 78,452 | 50,717 | -8,919 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | |
14 |
8,535 | 76,452 | 48,717 | -10,919 | |
17/49 |
125,236 | 42,899 | 22,287 | 17,334 | |
42/48 |
125,236 | 42,899 | 22,287 | 17,334 | |
44 |
901 | 1,148 | 834 | 3,012 | |
440/4 |
901 | 1,148 | 834 | 3,012 | |
45 |
38,018 | 39,846 | 21,453 | 5,716 | |
450/3 |
38,018 | 39,846 | 21,453 | 3,566 | |
454/9 |
- | - | - | 2,150 | |
47/48 |
86,318 | 1,905 | - | 8,606 | |
| Income statement | |||||
9900 |
75,633 | 79,979 | 73,330 | -8,282 | |
630 |
935 | 584 | 178 | - | |
640/8 |
753 | 341 | 389 | 2,582 | |
9901 |
73,945 | 79,054 | 72,763 | -10,864 | |
75/76B |
0 | - | - | - | |
75 |
0 | - | - | - | |
65/66B |
120 | 77 | 173 | 28 | |
65 |
120 | 77 | 173 | 28 | |
9903 |
73,826 | 78,977 | 72,590 | -10,893 | |
67/77 |
15,291 | 16,241 | 12,955 | 26 | |
9904 |
58,535 | 62,735 | 59,635 | -10,919 | |
9905 |
58,535 | 62,735 | 59,635 | -10,919 | |
| Appropriation of the result | |||||
9906 |
134,987 | 111,452 | 48,717 | -10,919 | |
14P |
76,452 | 48,717 | -10,919 | - | |
694/7 |
126,452 | 35,000 | - | - | |
694 |
126,452 | 35,000 | - | - | |
| Document | |||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 74,880 | 79,638 | 72,941 | - | ||
| 59,470 | 63,320 | 59,813 | - | ||
| 0 | 1,377 | 1,537 | - | ||
| 15,201 | 20,102 | 48,485 | - | ||
| 9,318 | 76,300 | 49,358 | -8,919 | ||
| 7.8% | 64.6% | 69.5% | -106.0% | ||
| 1.07 | 2.78 | 3.21 | 0.49 | ||
| 11.89 | 0.55 | 0.44 | - | ||
| 555.6% | 80.0% | 117.6% | - | ||
| 43.1% | 51.7% | 81.7% | -129.8% | ||
| over 100 | over 100 | over 100 | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | €1,377 | €1,537 | - |
| €935 | €584 | €178 | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on Q-DEV
The operating result for 2025 is 6% lower than in 2024.
Debt's share of the balance-sheet total rises from 35.4% to 92.2%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 31-08-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 29-06-2026
Mandates through the years
1 name, the dashed line is todayPETIT Quentin Pierre Denis Gérald
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- PETIT Quentin Pierre Denis Gérald
- Director (not named in the articles), from 31-08-2022 to date
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €105 in 2025
- Source
- deed of 02-09-2022
Articles of association
deed of 02-09-2022 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitie cedant moitie acquereurs prorata, cession transmission actions”
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Dissolution-liquidateurs, déterminées par l’assemblée générale à la simple majorité des voix”
Shareholders
At incorporation
deed of 02-09-2022 ↗
- PETIT Quentin Pierre Denis Gérald 100 shares (100%) · €2,000 in cash
Network & group
No group
Q-DEV has no parent and no holdings in its annual accounts. PETIT Quentin Pierre Denis Gérald is the only director. Q-DEV shares no director with another company.
Timeline
Timeline
10 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBabbreviated format · 32 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0790277905
2025
Annual accounts 2024 filed PDFfull format · 34 days before the deadline
2024
Highest result from 2022 to 2025 net €62,735 ▲5.2% The operating result of €79,054 and the net result of €62,735 are both a record.
Annual accounts 2023 filed PDFfull format · 5 days before the deadline
2023
Back to profit net €59,635 The net result is €59,635, after one loss-making year.
Liquidity more than 6 times current ratio 3.21 The current ratio rises from 0.49 to 3.21.
Annual accounts 2022 filed PDFfull format · 4 days before the deadline
2022
IncorporationFounding capital of €2,000, 100 shares · Founder: PETIT Quentin Pierre Denis Gérald (comparant fondateur) · Appointment: PETIT Quentin Pierre Denis Gérald (director) · published on 02-09-20225 points ▸
- Founder, PETIT Quentin Pierre Denis Gérald (comparant fondateur)
- Founding capital, €2,000, 100 shares
- Registered office clause, 7608 Wiers rue de la Croix 118
- Board rule, 1
- Director appointment, PETIT Quentin Pierre Denis Gérald (director (not named in the articles))
- The deed holds 5 more points.
First establishment Rue de la Croix 118, Péruwelz
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 31 August 2022, Q-DEV was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 PETIT Quentin Pierre Denis Gérald has served as director since 2022.3 Total assets went from €8,415 in 2022 to €135,771 in 2025.4
Company details
Identity
- Enterprise number
- 0790.277.905
- VAT number
- BE 0790.277.905
- Peppol ID
- 0208:0790277905
- Other Peppol ID
- 9925:BE0790277905
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 31-08-2022
- Financial year
- ends on 31 December
- Peppol
- Reachable since 05-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Q-DEV in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-09-2022 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
63910
Web portal activities
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
62030
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
63110
Computing infrastructure, data processing, hosting and other information service activities
63120
Computing infrastructure, data processing, hosting and other information service activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La programmation informatique, le conseil informatique, la gestion d'installations informatiques et toutes autres activités dans le secteur…”deed of 02-09-2022 (in French)
23 activities
- La programmation informatique, le conseil informatique, la gestion d'installations informatiques et toutes autres activités dans le secteur de l'informatique ;
- Au traitement et à l’hébergement de données ;
- La création de sites et portails internet ;
- Aux activités de formation professionnelle et d'enseignement dans les domaines précités ;
- Au commerce de détail par correspondance ou par internet ;
- Au conseil en affaires et autres conseils de gestion ;
- La location et location bail de tentes, chapiteaux et jouets gonflables ;
- La constitution et la gestion d'un patrimoine immobilier ; toutes les opérations relatives aux biens immobiliers et aux droits réels immobiliers, telles que la location-financement de biens immobiliers aux tiers, l'achat, la vente, l'échange, la construction, la transformation, l'entretien, la mise en location, la prise en location, le lotissement, la prospection et l'exploitation de biens immobiliers ;
- L'achat et la vente, la prise en location et la mise en location de biens mobiliers, ainsi que toutes les opérations qui sont directement ou indirectement liées à cet objet et qui sont de nature à favoriser le rendement des biens mobiliers et immobiliers, ainsi que se porter garante pour le bon déroulement d'engagements pris par de tierces personnes qui ont éventuellement la jouissance de ces biens mobiliers et immobiliers.
- La constitution et la gestion d'un patrimoine mobilier, toutes les opérations, de quelque nature qu'elles soient, relatives à des biens et des droits meubles, telles que l'acquisition, par souscription ou par achat, et la gestion d'actions, d'obligations, de bons de caisse ou d'autres valeurs meubles, de quelque forme que ce soit, de personnes morales et d'entreprises belges ou étrangères existantes ou à constituer.
- L'acquisition de participations, sous quelque forme que ce soit, dans toutes sortes de personnes morales et sociétés existantes ou à constituer, la stimulation, la planification, la coordination, le développement de et l'investissement dans des personnes morales et des entreprises dans lesquelles elle a une participation ou non ;
- Contracter ou l'octroi de prêts et d'ouvertures de crédit à des personnes morales et à des entreprises ou à des particuliers, sous quelque forme que ce soit; dans ce cadre, elle peut également se porter garante ou donner son aval, au sens le plus large, procéder à toutes sortes d'opérations commerciales et financières, à l'exclusion de celles qui sont réservées par la loi à des banques de dépôt, à des dépositaires à court terme, à des caisses d'épargne, à des sociétés hypothécaires et à des entreprises de capitalisation ;
- Donner des conseils de nature financière, technique, commerciale ou administrative, au sens le plus large, à l'exclusion de conseils en matière d'investissements et de placements d'argent ; donner de l'aide et procurer des services, que ce soit directement ou indirectement, en matière d'administration et de finances, de vente, de production et d'administration générale ;
- Assumer toutes sortes de mandats administratifs, remplir des missions et exercer des fonctions, y compris des mandats de gérant, administrateur, directeur ou liquidateur ;
- Développer, acheter, vendre, prendre en licence ou donner des brevets, du savoir-faire et d'autres immobilisations incorporelles durables et annexes ;
- La prestation des services administratifs et informatiques ;
- L'achat et la vente, l'importation et l'exportation, la commission et la représentation de tous biens généralement quelconques, en bref, agir comme intermédiaire commercial ;
- La recherche, le développement, la fabrication ou la commercialisation de nouveaux produits, de nouvelles formes de technologies et leurs applications ;
- Fournir des garanties réelles ou personnelles au profit de tiers.
- La société peut procéder à toutes opérations commerciales, industrielles, immobilières, mobilières ou financières qui sont directement ou indirectement liées ou apparentées à son objet ou qui peuvent en favoriser la réalisation.
- La société peut, par des apports, des fusions, des souscriptions ou de toute autre manière, participer à des entreprises, des associations ou des sociétés qui ont un objet similaire ou annexe ou qui peuvent contribuer à la réalisation de tout ou partie de son objet social.
- L'énumération ci-dessus n'est pas limitative, de sorte que la société puisse procéder à toute opération qui, de quelque manière que ce soit, peut contribuer à la réalisation de son objet social.
- La société peut réaliser son objet tant en Belgique qu'à l'étranger, sous les formes et de toutes les manières qu’elle jugera les mieux appropriées à cet effet.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de la Croix 118 registered office 7608 Péruwelz | 31-08-2022 | 2.335.278.661 |
Buildings and parcels at the address
- Ground area
- 660 m²
- Buildings
- 79 m²
- Volume, LiDAR
- 479 m³
- Tallest building
- 7.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57090D0174/00T000 | 660 m² | 1 · 79 m² | 7.3 m · 2 |