Q & C
ActiveQ & C is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €846k and a net result of €12k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 46% of 5495 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 29-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
5 d early
2023
7 d early
2022
3 d early
2021
1 d early
2020
7 d early
2019
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€846k▲ 1.4%
2024 · €834k
2019: €742k
2020: €787k
2021: €812k
2022: €823k
2023: €829k
2024: €834k
2019 → 2025
Net result
€12k▲ 120%
2024 · €5k
2019: €71k
2020: €44k
2021: €26k
2022: €10k
2023: €6k
2024: €5k
2019 → 2025
Total assets
€1.80M▼ 2.2%
2024 · €1.84M
2019: €2.13M
2020: €2.12M
2021: €2.03M
2022: €1.93M
2023: €1.86M
2024: €1.84M
2019 → 2025
Solvency
46.9%▲ 1.7pp
2024 · 45.3%
2019: 34.9%
2020: 37.1%
2021: 40.0%
2022: 42.7%
2023: 44.5%
2024: 45.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€812k-€823k▲ 1.3%€829k▲ 0.8%€834k▲ 0.6%€846k▲ 1.4%
Operating result€54k-€38k▼ 30.7%€48k▲ 29.0%€43k▼ 12.2%€55k▲ 29.7%
Net result€26k-€10k▼ 59.8%€6k▼ 37.9%€5k▼ 17.4%€12k▲ 120%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.80M
Fixed assets
€1.76M▼ 3.3%
Current assets
€44k▲ 70.7%
Equity and liabilities €1.80M
Equity
€846k▲ 1.4%
Debt
€956k▼ 5.3%
The debt ratio falls from 54.7% to 53.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
46.9%▲
2024 · 45.3%
ROE
1.4%▲
2024 · 0.6%
ROA
0.6%▲
2024 · 0.3%
Debt
€956k▼
2024 · €1.01M
Debt ≤ 1 year
€772k▲
2024 · €766k
Debt > 1 year
€180k▼
2024 · €240k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.84M€1.80M▼
Fixed assets21/28€1.82M€1.76M▼
Tangible fixed assets22/27€1.65M€1.59M▼
Land and buildings22€1.63M€1.58M▼
Furniture and vehicles24€17k€8k▼
Financial fixed assets28€173k€170k▼
Current assets29/58€26k€44k▲
Amounts receivable within one year40/41€4k€2k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€20k€40k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.84M€1.80M▼
Equity10/15€834k€846k▲
Contributions10/11€670k€670k=
Reserves13€113k€124k▲
Distributable reserves133€113k€124k▲
Profit (loss) carried forward14€52k€52k▲
Amounts payable17/49€1.01M€956k▼
Amounts payable after more than one year17€240k€180k▼
Financial debts170/4€240k€180k▼
Amounts payable within one year42/48€766k€772k▲
Current portion of amounts payable after more than one year42€65k€65k=
Trade debts44€2k€115▼
Suppliers440/4€2k€115▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Other amounts payable47/48€694k€698k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€63k▼
Other operating charges640/8€18k€19k▲
Gross operating margin9900€130k€137k▲
Operating profit (loss)9901€43k€55k▲
Financial income75/76B-€104
Recurring financial income75-€104
Financial charges65/66B€35k€38k▲
Recurring financial charges65€35k€38k▲
Profit (loss) for the period before taxes9903€8k€17k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€5k€12k▲
Profit (loss) for the period to be appropriated9905€5k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€64k▲
Profit (loss) brought forward from the previous period14P€52k€52k▲
Transfer to equity691/2€5k€12k▲
To other reserves6921€5k€12k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-12
Financial
Weakest financial yearnet €5k ▼17.4%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 1 day late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strandlaan(Kok) 358670 KoksijdeGround area
1,370 m²
Building footprint
204 m²
Volume, LiDAR
1,066 m³
Parcel 38343A0876/00M000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38343A0876/00M000 | Flanders | 1,370 m² | 1 · 204 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,019 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2010
Fiscal year end30-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.