Q&A Solutions
Open bankruptcyA bankruptcy procedure is open for Q&A Solutions according to publications in the Belgian State Gazette; curator: VERONIQUE GHYS. The 2022 annual accounts show equity of €226k and a net result of €50k.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2022, micro schema
Equity
€226k▲ 28.1%
2021 · €176k
2019: €37k
2020: €141k
2021: €176k
2019 → 2022
Total assets
€789k▼ 8.0%
2021 · €857k
2019: €61k
2020: €191k
2021: €857k
2019 → 2022
Net result
€50k▲ 40.4%
2021 · €35k
2019: €32k
2020: €103k
2021: €35k
2019 → 2022
Working capital
€332k▲ 3.4%
2021 · €321k
2019: €37k
2020: €141k
2021: €321k
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020212022Trend
Equity€37k-€141k▲ 277%€176k▲ 25.0%€226k▲ 28.1%
Operating result€43k-€138k▲ 221%€61k▼ 55.7%€110k▲ 81.2%
Net result€32k-€103k▲ 219%€35k▼ 65.9%€50k▲ 40.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2022; 2022 is 81% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €789k
Fixed assets
€39k▲ 158%
Current assets
€750k▼ 11.0%
Equity and liabilities €789k
Equity
€226k▲ 28.1%
Debt
€563k▼ 17.3%
The debt ratio falls from 79.4% to 71.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€114k▲
2021 · €62k
Cash flow
€53k▲
2021 · €36k
Solvency
28.6%▲
2021 · 20.6%
Current ratio
1.79▲
2021 · 1.62
Quick ratio
0.93▲
2021 · 0.90
Debt / equity
2.49▼
2021 · 3.86
ROE
21.9%▲
2021 · 20.0%
ROA
6.3%▲
2021 · 4.1%
Interest coverage
2.29▼
2021 · 3.97
Debt
€563k▼
2021 · €681k
Debt ≤ 1 year
€418k▼
2021 · €521k
Debt > 1 year
€145k▼
2021 · €159k
Income taxes
€19k▲
2021 · €14k
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€857k€789k▼
Fixed assets21/28€15k€39k▲
Tangible fixed assets22/27€15k€39k▲
Land and buildings22-€4k
Furniture and vehicles24€2k€7k▲
Other tangible fixed assets26€13k€28k▲
Current assets29/58€842k€750k▼
Amounts receivable after more than one year29€69k€69k=
Other amounts receivable291€69k€69k=
Stocks and contracts in progress3€370k€361k▼
Stocks30/36€370k€361k▼
Amounts receivable within one year40/41€331k€306k▼
Trade receivables40€258k€176k▼
Other amounts receivable41€73k€130k▲
Cash at bank and in hand54/58€71k€14k▼
Deferred charges and accrued income490/1€2k€462▼
Equity and liabilities
Total equity and liabilities10/49€857k€789k▼
Equity10/15€176k€226k▲
Contributions10/11€5k€5k=
Reserves13€171k€221k▲
Distributable reserves133€171k€221k▲
Amounts payable17/49€681k€563k▼
Amounts payable after more than one year17€159k€145k▼
Financial debts170/4€159k€145k▼
Amounts payable within one year42/48€521k€418k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Financial debts43€30k€60k▲
Credit institutions430/8€30k€60k▲
Trade debts44€428k€319k▼
Suppliers440/4€428k€319k▼
Taxes, remuneration and social security45€50k€25k▼
Taxes450/3€50k€25k▼
Accrued charges and deferred income492/3€393-
Income statement
Code20212022
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€836€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k€8k▼
Other operating charges640/8€6k€3k▼
Non-recurring operating charges66A€0€890▲
Gross operating margin9900€81k€128k▲
Operating profit (loss)9901€61k€110k▲
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€16k€49k▲
Recurring financial charges65€16k€49k▲
Profit (loss) for the period before taxes9903€49k€68k▲
Income taxes67/77€14k€19k▲
Profit (loss) for the period9904€35k€50k▲
Profit (loss) for the period to be appropriated9905€35k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€50k▲
Transfer to equity691/2€35k€50k▲
To other reserves6921€35k€50k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-03
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Kortrijk · Q&A SOLUTIONS BV ELBE- STRAAT 89, 8760 MEULEBEKE-TIELT · event 20-01-2026
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 227 days late
2022
31-12
Financial
Equity above €200kEq €226k ▲28.1%
4 profitable years in a row build equity to €226k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €176k ▲25%
3 profitable years in a row build equity to €176k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €103k ▲219%
Operating result €138k, net result €103k, both a record.
31-12
Financial
Equity above €100kEq €141k ▲277%
2 profitable years in a row build equity to €141k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elbestraat 898760 TieltGround area
2,370 m²
Building footprint
152 m²
Volume, LiDAR
832 m³
Parcel 37007A0160/00G000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Q&A Solutions
since 20192.289.606.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37007A0160/00G000 | Flanders | 2,370 m² | 1 · 151 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | VERONIQUE GHYS REGENTIESTRAAT 7, 8760 TIELT- |
20-01-2026 → present |
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.