PZ-IO

Active Risk: not assessed

Private limited companyfounded 2000active for 26 yearsPaulusstraat 17, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0471.957.557

Summary

PZ-IO is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €231,719 and a net result of €16,405. Equity has been shrinking by about 7.5% per year since 2018. Its solvency ranks better than 86% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

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PZ-IOActive

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Official details

Source: KBO

Status: Active since 24-05-2000 Normal situation
Activity: Risk and damage evaluation NACE 66210and 2 others
Joint committee: 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2021
Establishment unit: 2.100.102.062 8300 Knokke-Heist, since 16-02-2001
Financial year end: 31 December
Peppol: Reachable since 22-12-2025

Company details

Board and ownership

Board

Verleyen PatriciaDirector · since 08-05-2000

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €16,405; ▼ 56.0%
Equity: €231,719; ▲ 7.6%
Total assets: €280,478; ▼ 2.0%

Financials

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 day early

2024

1 day early

2023

44 days early

2022

65 days late

2021

31 days late

2020

41 days late

2019

97 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 42 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

03-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: Higher solvency than 85% of companies in auxiliary financial servicessector median 38.6% · 1,853 companies 82.6% View

Recent changes

14-08-2024 · Gazette deed Registered office moved within Knokke-Heist

All 18 events

Comparable companies

These companies have the same main activity as PZ-IO: risk and damage evaluation (NACE 66210). They are comparable in size and age: total assets between €220,000 and €521,000, founded between 1989 and 2007.

Company	Total assets	Gross margin
PZ-IO Knokke-Heist	€280,478	€25,410
BUREAU D'ETUDES ET D'EXPERTISE Nivelles	€220,259	€21,867
EXPERTISE BUREAU HERMANNS Kruisem	€521,383	€21,805
NICAMEX Les Bons Villers	€352,250	€73,903
EXPERTISEBUREAU LANDUYT Houthalen-Helchteren	€310,664	€29,036
D'HEER Mortsel	€332,913	€31,607
DE CUYPER KOEN Pajottegem	€284,636	€28,802

Full comparison

Key facts about PZ-IO

What is the company number of PZ-IO?: The company number of PZ-IO is 0471.957.557. The VAT number is the same number with BE in front: BE 0471.957.557.
Where is PZ-IO based?: The registered office is at Paulusstraat 17, 8300 Knokke-Heist.Company details
What does PZ-IO do?: According to the KBO register, the main activity is risk and damage evaluation (NACE 66210).
What is the legal form of PZ-IO?: The legal form of PZ-IO is Private limited company (BV).
When was PZ-IO founded?: PZ-IO was founded on 24-05-2000.
Is PZ-IO still active?: Yes, PZ-IO is an active enterprise in the KBO register.
Which joint committee does PZ-IO fall under?: In its 2021 annual accounts, PZ-IO states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of PZ-IO?: The turnover in financial year 2025 is ≈ €91,000. This figure is estimated from the gross margin of €25,410 and 1,225 comparable companies of the same size. It probably lies between €48,000 and €170,000. It is a rough estimate.Financials
Is PZ-IO profitable?: In financial year 2025, PZ-IO made a profit of €16,405.
Where can I find the annual accounts of PZ-IO?: PZ-IO filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PZ-IO due?: PZ-IO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline