PYOON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €20k and a net result of €54k. Its solvency ranks better than 25% of 9864 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9864 sector peers (2024).
NBB · sector comparisonPosition among 9864 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k▲ 38.9%
2023 · €14k
2023: €14k
2023 → 2024
Net result
€54k▲ 15.7%
2023 · €47k
2023: €47k
2023 → 2024
Total assets
€82k▲ 38.0%
2023 · €60k
2023: €60k
2023 → 2024
Solvency
24.0%▲ 0.2pp
2023 · 23.8%
2023: 23.8%
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€14k-€20k▲ 38.9%
Operating result€50k-€58k▲ 15.3%
Net result€47k-€54k▲ 15.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €82k
Equity
€20k▲ 38.9%
Debt
€63k▲ 37.7%
The debt ratio falls from 76.2% to 76.0%. Equity and debt are higher.
Key figures and ratios
Solvency
24.0%▲
2023 · 23.8%
ROE
274.2%▼
2023 · 329.1%
ROA
65.7%▼
2023 · 78.3%
Debt
€63k▲
2023 · €45k
Debt ≤ 1 year
€63k▲
2023 · €43k
Income taxes
€3k▼
2023 · €3k
Staff costs
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€60k€82k▲
Current assets29/58€60k€82k▲
Amounts receivable within one year40/41€21k€69k▲
Trade receivables40€21k€9k▼
Other amounts receivable41-€60k
Cash at bank and in hand54/58€38k€13k▼
Deferred charges and accrued income490/1-€137
Equity and liabilities
Total equity and liabilities10/49€60k€82k▲
Equity10/15€14k€20k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€12k€18k▲
Amounts payable17/49€45k€63k▲
Amounts payable within one year42/48€43k€63k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9-€753
Other amounts payable47/48€36k€52k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Remuneration, social security and pensions62-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€226
Other operating charges640/8€140€267▲
Gross operating margin9900€52k€64k▲
Operating profit (loss)9901€50k€58k▲
Financial charges65/66B€467€1k▲
Recurring financial charges65€467€1k▲
Profit (loss) for the period before taxes9903€50k€57k▲
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€47k€54k▲
Profit (loss) for the period to be appropriated9905€47k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€66k▲
Profit (loss) brought forward from the previous period14P-€12k
Profit to be distributed694/7€35k€49k▲
Directors or managers695€35k€49k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnendalestraat 2278600 DiksmuideGround area
7,237 m²
Building footprint
223 m²
Parcel 32024B0777/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
PYOON
since 20232.343.969.267
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32024B0777/00A000 | Flanders | 7,237 m² | 1 · 223 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 7,375 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2023
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
64200Holdings
64210Activities of holding companies
46220Wholesale trade
68110Buying and selling of own real estate
70100Activities of head offices
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.