PYCOS
ActivePYCOS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €-357. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
cash: 21% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
6 d early
2022
29 d late
2021
4 d early
2020
31 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▼ 0.3%
2024 · €128k
2018: €134k
2019: €131k
2020: €128k
2021: €125k
2022: €122k
2023: €128k
2024: €128k
2018 → 2025
Total assets
€128k▼ 0.3%
2024 · €128k
2018: €175k
2019: €242k
2020: €244k
2021: €242k
2022: €246k
2023: €129k
2024: €128k
2018 → 2025
Net result
€-357
2024 · €668
2018: €50k
2019: €-4k
2020: €-3k
2021: €-3k
2022: €-3k
2023: €6k
2024: €668
2018 → 2025
Working capital
€128k▲ 4.8%
2022 · €122k
2018: €134k
2019: €131k
2020: €128k
2021: €125k
2022: €122k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€122k▼ 2.5%€128k▲ 4.8%€128k▲ 0.5%€128k▼ 0.3%
Operating result€-3k-€-3k▼ 21.4%€6k€-2k€-2k▼ 27.3%
Net result€-3k-€-3k▲ 3.5%€6k€668▼ 88.7%€-357
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows.
Key figures and ratios
Solvency
100.0%=
2024 · 100.0%
ROE
-0.3%▼
2024 · 0.5%
ROA
-0.3%▼
2024 · 0.5%
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€128k▼
Current assets29/58€128k€128k▼
Amounts receivable within one year40/41€2k€921▼
Other amounts receivable41€2k€921▼
Current investments50/53€50k€100k▲
Cash at bank and in hand54/58€76k€27k▼
Deferred charges and accrued income490/1-€254
Equity and liabilities
Total equity and liabilities10/49€128k€128k▼
Equity10/15€128k€128k▼
Contributions10/11€109k€109k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€-6k€-6k▼
Income statement
Code20242025
Other operating charges640/8€613€628▲
Gross operating margin9900€-1k€-2k▼
Operating profit (loss)9901€-2k€-2k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€44€40▼
Recurring financial charges65€44€40▼
Profit (loss) for the period before taxes9903€668€-357▼
Profit (loss) for the period9904€668€-357▼
Profit (loss) for the period to be appropriated9905€668€-357▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-6k▼
Profit (loss) brought forward from the previous period14P€-6k€-6k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 4 loss-making years.
31-12
Financial
Liquidity times 41current ratio 80.85
Current ratio from 1.98 to 80.85; short-term debt falls from €124k to €2k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Weakest financial yearnet €-4k ▼107%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwdorpstraat 21 A8340 DammeGround area
370 m²
Building footprint
59 m²
Volume, LiDAR
302 m³
Parcel 31019A1030/00A002, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PYCOS
since 20132.220.409.083
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31019A1030/00A002 | Flanders | 370 m² | 1 · 59 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MANUMAX
BE 0728.708.243
Comines-Warneton · Eq €128k
CLEAR QUALITY REAL ESTATE
BE 0780.469.720
Brasschaat · Eq €128k
MACON PROJECTS
BE 0661.768.840
Bornem · Eq €128k
VIMARD REAL ESTATE AND EDUCATION
BE 0690.551.512
Wezembeek-Oppem · Eq €128k
ATELIER CONCEPT
BE 0540.738.178
La Louvière · Eq €128k
Of 9,696 companies in sector 68121 we hold annual accounts for 7,378. 5,342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2013
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.