PYCK J
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
PYCK J has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111,543 and a net result of €89,873. Equity has been growing by about 245% per year since 2023. Its solvency ranks better than 68% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
KBO- Status
- Active since 14-07-2023 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 1 other
- Establishment unit
- 2.348.699.206 8800 Roeselare, since 14-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €125,054
- ▲ 288%
- Turnover
- ≈ €210,000
- estimated
- Profit
- €89,873
- ▲ 425%
- Equity
- €111,543
- ▲ 415%
- Total assets
- €154,113
- ▲ 254%
Score breakdownlowers riskLiquidity: current ratio 3.08, cash €129,179Sector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €154,113Equity €111,543 (72.4% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 69% of them on solvency, 82% on liquidity, 84% on profitability and 97% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average on the deadline day. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 13-07-2026 at the NBB all 3 filings
Amounts without an identifiable currency are taken as euros.
2023 to 2025, 3 financial years
The operating result for 2025 is 5 times that of 2024 and the highest since 2023. It is the second rise in a row.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as PYCK J: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €135,000 and €187,000, founded between 2022 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| PYCK J Roeselare | 2023 | €154,113 | €111,543 | €125,054 | €89,873 | 2025 |
| SALIKS CONSULTING Wevelgem | 2023 | €169,845 | €128,759 | €119,150 | €85,636 | 2025 |
| Adhémard Wingene | 2023 | €171,284 | €110,675 | €109,132 | €82,732 | 2025 |
| Fermucon Kortrijk | 2023 | €161,104 | €139,612 | €102,358 | €78,809 | 2025 |
| BeFin Consulting Kortrijk | 2023 | €187,133 | €136,100 | €111,850 | €78,831 | 2025 |
| CRABBE CONSULT Waregem | 2024 | €141,895 | €82,153 | €127,882 | €78,819 | 2025 |
| LV ADVICE Waregem | 2022 | €134,823 | €19,293 | €138,332 | €720 | 2025 |
They were chosen from the 54,697 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as PYCK J has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of PYCK J itself is lower: < 0.1% within 12 months. It rests on far more data about PYCK J than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PYCK J. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,211 | €7,000 | €7,000 | = |
| Other operating charges640/8 | €1,537 | €1,894 | €1,656 | ▼ 12.6% |
| Gross operating margin9900 | €7,733 | €32,207 | €125,054 | ▲ 288% |
| Operating profit (loss)9901 | €1,986 | €23,313 | €116,398 | ▲ 399% |
| Financial income75/76B | - | - | €45 | - |
| Recurring financial income75 | - | - | €45 | - |
| Financial charges65/66B | - | €17 | €42 | ▲ 149% |
| Recurring financial charges65 | - | €17 | €42 | ▲ 149% |
| Profit (loss) for the period before taxes9903 | €1,986 | €23,296 | €116,401 | ▲ 400% |
| Income taxes67/77 | €757 | €6,190 | €26,528 | ▲ 329% |
| Profit (loss) for the period9904 | €1,229 | €17,106 | €89,873 | ▲ 425% |
| Profit (loss) for the period to be appropriated9905 | €1,229 | €17,106 | €89,873 | ▲ 425% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €43,529 | €43,588 | €154,113 | ▲ 254% |
| Fixed assets21/28 | €31,749 | €24,749 | €23,049 | ▼ 6.9% |
| Tangible fixed assets22/27 | €31,749 | €24,749 | €18,049 | ▼ 27.1% |
| Furniture and vehicles24 | €31,749 | €24,749 | €18,049 | ▼ 27.1% |
| Financial fixed assets28 | - | - | €5,000 | - |
| Current assets29/58 | €11,779 | €18,838 | €131,064 | ▲ 596% |
| Amounts receivable within one year40/41 | - | €2 | €4 | ▲ 106% |
| Other amounts receivable41 | - | €2 | €4 | ▲ 106% |
| Cash at bank and in hand54/58 | €9,413 | €16,221 | €129,179 | ▲ 696% |
| Deferred charges and accrued income490/1 | €2,367 | €2,615 | €1,881 | ▼ 28.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €43,529 | €43,588 | €154,113 | ▲ 254% |
| Equity10/15 | €5,396 | €21,669 | €111,543 | ▲ 415% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €396 | €16,669 | €106,543 | ▲ 539% |
| Distributable reserves133 | €396 | €16,669 | €106,543 | ▲ 539% |
| Amounts payable17/49 | €38,133 | €21,918 | €42,571 | ▲ 94.2% |
| Amounts payable within one year42/48 | €38,133 | €21,918 | €42,571 | ▲ 94.2% |
| Trade debts44 | €1,717 | €1,272 | €2,378 | ▲ 87.0% |
| Suppliers440/4 | €1,717 | €1,272 | €2,378 | ▲ 87.0% |
| Taxes, remuneration and social security45 | €6,652 | €12,235 | €32,390 | ▲ 165% |
| Taxes450/3 | €6,652 | €12,235 | €32,390 | ▲ 165% |
| Other amounts payable47/48 | €29,763 | €8,412 | €7,802 | ▼ 7.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,229 | €17,106 | €89,873 | ▲ 425% |
| + Depreciation and write-downs630 | €4,211 | €7,000 | €7,000 | = |
| Operating cash flow (approximation) | €5,440 | €24,106 | €96,873 | ▲ 302% |
| Investment in fixed assets (approximation) | - | €0 | -€5,300 | - |
| Change in cash | - | €6,809 | €112,958 | ▲ 17× |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- PYCK Jolien Eva 120 shares (100%) · €5,000 in cash
Capital transactions
- 18-07-2023 Incorporation · €5,000 · 120 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, alle handelingen nuttig of noodzakelijk voor voorwerp”
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Op elk moment, vereisten statutenwijziging”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Ruimste wettelijke bevoegdheden, in vereffening geen beroepsactiviteiten notaris voortzetten”
Articles of association, deed of 18-07-2023 (in Dutch)
Network & group
PYCK J shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of PYCK J. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
18-07
Gazette deed
IncorporationAppointment: PYCK Jolien Eva (statutory director) · Founder · Founding capital8 points ▸
- Incorporation, 13-07-2023, “verkrijging van rechtspersoonlijkheid door neerlegging van uittreksel op griffie van Ondernemingsrechtbank” (deed in Dutch)
- Founder, PYCK Jolien Eva
- Founding capital, €5,000
- Bank account, “bijzondere rekening, voorafgaandelijk aan oprichting” (deed in Dutch)
- Kind of shares, “op naam”, 120 (deed in Dutch)
- Director appointment, PYCK Jolien Eva (statutory director)
- Other provision, “verbodsbepaling mandaat, niet getroffen door enige verbodsbepaling” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen verplichtingen activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 20253 activities
- Het uitoefenen van het beroep van notaris door deelneming als aandeelhouder in een professionele notarisvennootschap met rechtspersoonlijkheid,met uitsluiting van enige activiteit buiten de professionele notarisvennootschap waarin zij participeert
- Haar roerend en onroerend vermogen rationeel en doelmatig beheren
- Voor eigen rekening in de vorm van beleggingen alle roerende en onroerende goederen kunnen verwerven,vervreemden,huren en verhuren,met persoonlijke en zakelijke rechten bezwaren
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36015A1033/00W004 | Flanders | 886 m² | 1 · 223 m² | 0.0 m |