Pvot
ActivePvot has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €181k and a net result of €75k. Equity is growing by ~66.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 2281 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 7.5 against 3.51 in 2023; short-term debt: 12.9% and cash: 55.8% of total assets), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
87.1%
Return on assets
36.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
3 d early
2022
on the day
2021
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€181k▲ 71.2%
2023 · €106k
2021: €39k
2022: €64k
2023: €106k
2021 → 2024
Total assets
€207k▲ 41.6%
2023 · €146k
2021: €60k
2022: €96k
2023: €146k
2021 → 2024
Net result
€75k▲ 81.9%
2023 · €41k
2021: €34k
2022: €26k
2023: €41k
2021 → 2024
Working capital
€173k▲ 69.1%
2023 · €103k
2021: €35k
2022: €60k
2023: €103k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€39k-€64k▲ 66.4%€106k▲ 64.4%€181k▲ 71.2%
Operating result€47k-€37k▼ 21.2%€58k▲ 56.8%€103k▲ 78.6%
Net result€34k-€26k▼ 23.7%€41k▲ 61.4%€75k▲ 81.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 79% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €207k
Fixed assets
€7k▲ 144%
Current assets
€200k▲ 39.5%
Equity and liabilities €207k
Equity
€181k▲ 71.2%
Debt
€27k▼ 34.8%
The debt ratio falls from 27.9% to 12.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105k▲
2023 · €59k
Cash flow
€78k▲
2023 · €42k
Solvency
87.1%▲
2023 · 72.1%
Current ratio
7.50▲
2023 · 3.51
Quick ratio
7.50▲
2023 · 3.51
Debt / equity
0.15▼
2023 · 0.39
ROE
41.6%▲
2023 · 39.2%
ROA
36.3%▲
2023 · 28.2%
Interest coverage
382.78▲
2023 · 151.98
Debt
€27k▼
2023 · €41k
Debt ≤ 1 year
€27k▼
2023 · €41k
Income taxes
€29k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€146k€207k▲
Fixed assets21/28€3k€7k▲
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€628€6k▲
Current assets29/58€143k€200k▲
Amounts receivable within one year40/41€15k€16k▲
Trade receivables40€15k€16k▲
Other amounts receivable41€5€0▼
Current investments50/53€58k€66k▲
Cash at bank and in hand54/58€67k€116k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€146k€207k▲
Equity10/15€106k€181k▲
Contributions10/11€5k€5k=
Reserves13€101k€176k▲
Distributable reserves133€101k€176k▲
Amounts payable17/49€41k€27k▼
Amounts payable within one year42/48€41k€27k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€36k€21k▼
Taxes450/3€36k€21k▼
Other amounts payable47/48€1k€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€883€909▲
Gross operating margin9900€60k€106k▲
Operating profit (loss)9901€58k€103k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€387€275▼
Recurring financial charges65€387€275▼
Profit (loss) for the period before taxes9903€57k€105k▲
Income taxes67/77€16k€29k▲
Profit (loss) for the period9904€41k€75k▲
Profit (loss) for the period to be appropriated9905€41k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€75k▲
Transfer to equity691/2€41k€75k▲
To other reserves6921€41k€75k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €75k ▲81.9%
Operating result €103k, net result €75k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.50
Current ratio from 3.51 to 7.50; short-term debt falls from €41k to €27k.
31-12
Financial
Equity above €150kEq €181k ▲71.2%
4 profitable years in a row build equity to €181k.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €106k ▲64.4%
3 profitable years in a row build equity to €106k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €26k ▼23.7%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geldenaaksebaan 1513001 LeuvenGround area
1,014 m²
Building footprint
575 m²
Volume, LiDAR
6,051 m³
Parcel 24433E0139/00C008, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Pvot
since 20212.312.313.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24433E0139/00C008 | Flanders | 1,014 m² | 1 · 575 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,219 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2021
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.