PVN Consult

Active

Private limited companyfounded 2025active for 1 yearArchiefstraat 112, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 1020.432.674

Summary

PVN Consult has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,664 and a net result of €18,356. Its solvency ranks better than 33% of 16,735 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

PVN ConsultActiveChecked score 82/100

Risk analysis Report Compare

Activity

Real estate appraisal on a fee or contract basis

NACE 68322

1 site

Size

€181,048total assets 2025

Equity: €19,664
Profit: €18,356

Turnover not published (micro format)

Financial health

82 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

Accounts 59 days early0 of 1 deed read

Why 82raises riskFounded in 2025Equity €19,664 (10.9% of total assets)lowers riskSector: Real estate activities (NACE 68)Size: total assets €181,048Show the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 48% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 36

equity 10.9% of total assets

Liquidity 41

short-term debt 54.1% · cash 14.6%

Profitability 81

return on assets 10.1%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,563 companies, NACE 68, micro)

Last 24 months 03-2026: 0.7% 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.8%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 0.4%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.31, below 1; short-term debt: 54.1% and cash: 14.6% of total assets), and 89.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 32% on solvency, 34% on liquidity and 79% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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