PVMT
ActiveSummary
PVMT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €66k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 6.04 against 11.28 in 2024; short-term debt: 10.9% and cash: 62.4% of total assets), and 10.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
37.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
18 d early
2024
1 d early
2023
on the day
2022
5 d early
2021
39 d early
2020
65 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€156k▼ 17.8%
2024 · €189k
2018: €120klowest in 8 years
2019: €165k▲ +37.5% vs 2018
2020: €165k● 0.0% vs 2019
2021: €162k▼ -1.8% vs 2020
2022: €173k▲ +6.9% vs 2021
2023: €245k▲ +41.9% vs 2022highest in 8 years
2024: €189k▼ -22.8% vs 2023
2025: €156k▼ -17.8% vs 2024
2018 → 2025
Total assets
€175k▼ 12.6%
2024 · €200k
2018: €176k
2019: €190k▲ +7.5% vs 2018
2020: €190k● 0.0% vs 2019
2021: €195k▲ +2.9% vs 2020
2022: €192k▼ -1.7% vs 2021
2023: €271k▲ +41.2% vs 2022highest in 8 years
2024: €200k▼ -26.1% vs 2023
2025: €175k▼ -12.6% vs 2024lowest in 8 years
2018 → 2025
Net result
€66k▼ 8.9%
2024 · €73k
2018: €54k
2019: €54k● 0.0% vs 2018
2020: €45k▼ -17.3% vs 2019lowest in 8 years
2021: €60k▲ +33.1% vs 2020
2022: €71k▲ +18.6% vs 2021
2023: €72k▲ +2.2% vs 2022
2024: €73k▲ +0.2% vs 2023highest in 8 years
2025: €66k▼ -8.9% vs 2024
2018 → 2025
Working capital
€96k▼ 11.9%
2024 · €109k
2018: €84klowest in 8 years
2019: €110k▲ +31.4% vs 2018
2020: €136k▲ +23.5% vs 2019
2021: €124k▼ -9.0% vs 2020
2022: €144k▲ +16.4% vs 2021
2023: €222k▲ +54.3% vs 2022highest in 8 years
2024: €109k▼ -50.8% vs 2023
2025: €96k▼ -11.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€173k▲ 6.9%€245k▲ 41.9%€189k▼ 22.8%€156k▼ 17.8%
2021: €162k
2022: €173k▲ +6.9% vs 2021
2023: €245k▲ +41.9% vs 2022highest in 5 years
2024: €189k▼ -22.8% vs 2023
2025: €156k▼ -17.8% vs 2024lowest in 5 years
Operating result€76k-€99k▲ 30.7%€92k▼ 7.4%€91k▼ 1.3%€84k▼ 7.2%
2021: €76klowest in 5 years
2022: €99k▲ +30.7% vs 2021highest in 5 years
2023: €92k▼ -7.4% vs 2022
2024: €91k▼ -1.3% vs 2023
2025: €84k▼ -7.2% vs 2024
Net result€60k-€71k▲ 18.6%€72k▲ 2.2%€73k▲ 0.2%€66k▼ 8.9%
2021: €60klowest in 5 years
2022: €71k▲ +18.6% vs 2021
2023: €72k▲ +2.2% vs 2022
2024: €73k▲ +0.2% vs 2023highest in 5 years
2025: €66k▼ -8.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€60k ▼ 25.8%
Current assets
€115k ▼ 3.8%
Equity and liabilities €175k
Equity
€156k ▼ 17.8%
Debt
€19k ▲ 79.8%
Debt's share of the balance-sheet total rises from 5.3% to 10.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€105k▼
2024 · €113k
Cash flow
€87k▼
2024 · €95k
Current ratio
6.04▼
2024 · 11.28
Debt to equity
0.12▲
2024 · 0.06
ROE
42.5%▲
2024 · 38.4%
ROA
37.9%▲
2024 · 36.3%
Interest coverage
2600.98▲
2024 · 1641.22
Debt ≤ 1 year
€19k▲
2024 · €11k
Income taxes
€19k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€200k€175k▼
Fixed assets21/28€80k€60k▼
Tangible fixed assets22/27€80k€60k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€61k€45k▼
Other tangible fixed assets26€16k€12k▼
Current assets29/58€120k€115k▼
Amounts receivable within one year40/41€21k€1k▼
Trade receivables40€18k€0▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€96k€109k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€200k€175k▼
Equity10/15€189k€156k▼
Contributions10/11€19k€19k=
Reserves13€171k€72k▼
Distributable reserves133€171k€72k▼
Profit (loss) carried forward14€0€65k▲
Amounts payable17/49€11k€19k▲
Amounts payable within one year42/48€11k€19k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Other amounts payable47/48€0€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€115k€106k▼
Operating profit (loss)9901€91k€84k▼
Financial income75/76B€609€343▼
Recurring financial income75€609€343▼
Financial charges65/66B€69€40▼
Recurring financial charges65€69€40▼
Profit (loss) for the period before taxes9903€91k€85k▼
Income taxes67/77€19k€19k▼
Profit (loss) for the period9904€73k€66k▼
Profit (loss) for the period to be appropriated9905€73k€66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€66k▼
Transfer from equity791/2€129k€100k▼
Transfer to equity691/2€73k€1k▼
To other reserves6921€73k€1k▼
Profit to be distributed694/7€129k€100k▼
Return on contributions (dividend)694€129k€100k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €9k | €6k | €22k | €21k | ▼ 7.7% |
| Other operating charges640/8 | €2k | €2k | €2k | €2k | €1k | ▼ 14.5% |
| Gross operating margin9900 | €91k | €110k | €100k | €115k | €106k | ▼ 7.4% |
| Operating profit (loss)9901 | €76k | €99k | €92k | €91k | €84k | ▼ 7.2% |
| Financial income75/76B | - | - | €232 | €609 | €343 | ▼ 43.7% |
| Recurring financial income75 | - | - | €232 | €609 | €343 | ▼ 43.7% |
| Financial charges65/66B | €98 | €70 | €122 | €69 | €40 | ▼ 41.5% |
| Recurring financial charges65 | €98 | €70 | €122 | €69 | €40 | ▼ 41.5% |
| Profit (loss) for the period before taxes9903 | €76k | €99k | €92k | €91k | €85k | ▼ 7.4% |
| Income taxes67/77 | €16k | €28k | €20k | €19k | €19k | ▼ 1.5% |
| Profit (loss) for the period9904 | €60k | €71k | €72k | €73k | €66k | ▼ 8.9% |
| Profit (loss) for the period to be appropriated9905 | €60k | €71k | €72k | €73k | €66k | ▼ 8.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €195k | €192k | €271k | €200k | €175k | ▼ 12.6% |
| Fixed assets21/28 | €38k | €29k | €23k | €80k | €60k | ▼ 25.8% |
| Tangible fixed assets22/27 | €38k | €29k | €23k | €80k | €60k | ▼ 25.8% |
| Plant, machinery and equipment23 | €3k | €2k | €1k | €3k | €2k | ▼ 23.5% |
| Furniture and vehicles24 | €7k | €3k | €2k | €61k | €45k | ▼ 26.3% |
| Other tangible fixed assets26 | €28k | €24k | €20k | €16k | €12k | ▼ 24.1% |
| Current assets29/58 | €157k | €163k | €247k | €120k | €115k | ▼ 3.8% |
| Amounts receivable within one year40/41 | €22k | €61k | €23k | €21k | €1k | ▼ 93.5% |
| Trade receivables40 | €16k | €58k | €22k | €18k | €0 | ▼ 100% |
| Other amounts receivable41 | €6k | €3k | €493 | €3k | €1k | ▼ 54.3% |
| Cash at bank and in hand54/58 | €132k | €100k | €223k | €96k | €109k | ▲ 14.0% |
| Deferred charges and accrued income490/1 | €3k | €1k | €1k | €3k | €5k | ▲ 69.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €195k | €192k | €271k | €200k | €175k | ▼ 12.6% |
| Equity10/15 | €162k | €173k | €245k | €189k | €156k | ▼ 17.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €143k | €154k | €227k | €171k | €72k | ▼ 57.8% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €141k | €152k | €227k | €171k | €72k | ▼ 57.8% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €65k | - |
| Amounts payable17/49 | €33k | €19k | €25k | €11k | €19k | ▲ 79.8% |
| Amounts payable within one year42/48 | €33k | €19k | €25k | €11k | €19k | ▲ 79.8% |
| Trade debts44 | €6k | €413 | €4k | €1k | €1k | ▲ 5.0% |
| Suppliers440/4 | €6k | €413 | €4k | €1k | €1k | ▲ 5.0% |
| Taxes, remuneration and social security45 | €24k | €16k | €16k | €10k | €9k | ▼ 5.7% |
| Taxes450/3 | €24k | €16k | €16k | €10k | €9k | ▼ 5.7% |
| Other amounts payable47/48 | €3k | €2k | €5k | €0 | €9k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60k | €71k | €72k | €73k | €66k | ▼ 8.9% |
| + Depreciation and write-downs630 | €13k | €9k | €6k | €22k | €21k | ▼ 7.7% |
| Operating cash flow (approximation) | €73k | €80k | €79k | €95k | €87k | ▼ 8.6% |
| Investment in fixed assets (approximation) | - | €0 | €-738 | €-79k | €0 | ▲ 100% |
| Change in cash | - | €-32k | €123k | €-128k | €13k | ▲ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €73k ▲0.2%
Net result €73k, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €245k ▲41.9%
6 profitable years in a row build equity to €245k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €45k ▼17.3%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €165k ▲37.5%
2 profitable years in a row build equity to €165k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 2016
Ground area
976 m²
Building footprint
150 m²
Volume, LiDAR
888 m³
Parcel 43009B0936/00K000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PVMT
since 20162.255.416.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009B0936/00K000 | Flanders | 976 m² | 1 · 150 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,769 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.