Equity
PVMD2 paid out €60,000 in dividends. That is 100% of the 2025 profit.
PVMD2 paid out €60,000 in dividends. That is 100% of the 2025 profit.
The micro format states no turnover.
Short-term debts fell from €46,412 to €10,110.
The last five annual accounts were filed 40 to 49 days before the end of the period.
Higher solvency than 94% of companies in head offices and management consultancy. Sector median 55.5% · 41,211 companies.
In July 2024, 26,973 companies had the same profile as PVMD2 has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for PVMD2. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PVMD2 Puurs-Sint-Amands | €234,610 | €99,034 | 95.7% | - |
| Mediure Puurs-Sint-Amands | €233,511 | €90,387 | 0.9% | - |
| Kipco Vosselaar | €260,437 | €96,858 | 27.9% | - |
| Extropy Consulting Brasschaat | €221,923 | €105,258 | 90.6% | - |
| CPRS Hulshout | €223,429 | €99,282 | 3.9% | - |
| POWERFOX Mechelen | €264,283 | €99,282 | 95.7% | - |
| Nesya Goris LifeSciences Consulting Schoten | €257,092 | €110,634 | 70.6% | - |
These companies have the same main activity as PVMD2: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €222,000 and €264,000, founded between 2019 and 2020.
PVMD2 files the micro format. That format states no turnover. The gross margin fell from €178,129 in 2020 to €99,034 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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