PVGF BRUT
ActiveFor PVGF BRUT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €3k and a net result of €20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 24650 sector peers (fiscal year 2023). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability100▲+100
Solvency32▲+32
Growth41▲+19
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
6.6%
Return on assets
48.3%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline16-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 10-04-2025, 253 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
253 d late
2022
27 d late
2021
26 d late
2020
13 d late
2019
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€115k▲ 1.8%
2022 · €112k
2020: €147k
2021: €144k
2022: €112k
2020 → 2023
EBIT margin
19.2%▲ 26.1pp
2022 · -6.9%
2020: 1.7%
2021: -1.7%
2022: -6.9%
2020 → 2023
Net result
€20k
2022 · €-10k
2018: €-6k
2019: €-8k
2020: €1k
2021: €-4k
2022: €-10k
2018 → 2023
Working capital
€2k
2022 · €-18k
2018: €-151
2019: €-6k
2020: €-3k
2021: €-9k
2022: €-18k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€147k€144k▼ 2.1%€112k▼ 21.8%€115k▲ 1.8%
Equity€-4k-€-3k▲ 33.2%€-7k▼ 157%€-18k▼ 146%€3k
Operating result€-6k-€2k€-2k€-8k▼ 219%€22k
Net result€-8k-€1k€-4k€-10k▼ 138%€20k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €22k after a loss of €8k in 2022, the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €42k
Fixed assets
€731=
Current assets
€42k▲ 438%
Equity and liabilities €42k
Equity
€3k
Debt
€40k
Debt finances 93.4% of the balance-sheet total.
Key figures and ratios
Solvency
6.6%▲
2022 · -208.8%
Current ratio
1.05▲
2022 · 0.30
Quick ratio
0.90▲
2022 · 0.18
Debt / equity
14.15▲
2022 · -1.48
ROE
732.2%
ROA
48.3%▲
2022 · -123.8%
Debt
€40k▲
2022 · €26k
Debt ≤ 1 year
€40k▲
2022 · €26k
Staff costs
€23k▼
2022 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€8k€42k▲
Fixed assets21/28€731€731=
Tangible fixed assets22/27€600€600=
Plant, machinery and equipment23€600€600=
Financial fixed assets28€131€131=
Current assets29/58€8k€42k▲
Stocks and contracts in progress3€3k€6k▲
Stocks30/36€3k€6k▲
Amounts receivable within one year40/41€88€29k▲
Trade receivables40€88€25k▲
Other amounts receivable41-€4k
Current investments50/53€811€25▼
Cash at bank and in hand54/58-€202
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€8k€42k▲
Equity10/15€-18k€3k▲
Contributions10/11€12k€12k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k-
Reserves not available under the articles1311€1k-
Distributable reserves133-€1k
Profit (loss) carried forward14€-30k€-10k▲
Amounts payable17/49€26k€40k▲
Amounts payable within one year42/48€26k€40k▲
Trade debts44€15k€7k▼
Suppliers440/4€15k€7k▼
Advances received on contracts in progress46-€25k
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€718€5k▲
Remuneration and social security454/9€7k-
Other amounts payable47/48€3k€2k▼
Income statement
Code20222023
Turnover70€112k€115k▲
Goods, raw materials, services and sundry goods60/61€88k€70k▼
Remuneration, social security and pensions62€31k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€719-
Other operating charges640/8€644€380▼
Gross operating margin9900€24k€45k▲
Operating profit (loss)9901€-8k€22k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-10k€20k▲
Profit (loss) for the period9904€-10k€20k▲
Profit (loss) for the period to be appropriated9905€-10k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-10k▲
Profit (loss) brought forward from the previous period14P€-20k€-30k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 253 days late
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 1.05
Current ratio from 0.30 to 1.05.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 27 days late
2022
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 13 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ronchain(T) 147333 Saint-GhislainGround area
729 m²
Building footprint
161 m²
Volume, LiDAR
2,608 m³
2 parcels, Flanders, Wallonia · tallest building 26.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Van Iseghemlaan 53, 8400 Oostende
since 20222.334.053.788
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53075C0178/00F002 | Wallonia | 620 m² | 1 · 52 m² | 7.0 m · 2 fl. |
| 35013A1596/00C017 | Flanders | 109 m² | 1 · 109 m² | 26.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600IO5DKISTVQEV90
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Of 910 companies in sector 47793 we hold annual accounts for 161. 45 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-08-2015
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
47793Retail sale of other second-hand goods, excluding clothing
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.