PV MANIMMO
ActiveThe annual accounts of PV MANIMMO for fiscal year 2025 show a net loss of 94% of total assets and of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €415k and a net result of €-478k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 90% of 10252 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-19
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.62 against 0.95 in 2024; short-term debt: 18.3% and cash: 0.8% of total assets), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
-94.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
20 d late
2023
34 d early
2022
3 d late
2021
4 d late
2020
8 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€415k▼ 53.5%
2024 · €892k
2019: €571k
2020: €568k
2021: €925k
2022: €880k
2023: €890k
2024: €892k
2019 → 2025
Total assets
€508k▼ 57.5%
2024 · €1.20M
2019: €1.92M
2020: €1.81M
2021: €1.25M
2022: €1.19M
2023: €1.27M
2024: €1.20M
2019 → 2025
Net result
€-478k
2024 · €2k
2019: €46k
2020: €-3k
2021: €358k
2022: €-45k
2023: €10k
2024: €2k
2019 → 2025
Working capital
€150k
2024 · €-14k
2019: €-379k
2020: €-388k
2021: €36k
2022: €6k
2023: €-14k
2024: €-14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€925k-€880k▼ 4.9%€890k▲ 1.1%€892k▲ 0.3%€415k▼ 53.5%
Operating result€528k-€-45k€11k€5k▼ 55.6%€-470k
Net result€358k-€-45k€10k€2k▼ 76.5%€-478k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €470k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €508k
Fixed assets
€264k▼ 71.1%
Current assets
€243k▼ 13.6%
Equity and liabilities €508k
Equity
€415k▼ 53.5%
Debt
€93k▼ 69.3%
The debt ratio falls from 25.3% to 18.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€124k▲
2024 · €51k
Cash flow
€116k▲
2024 · €49k
Solvency
81.7%▲
2024 · 74.7%
Current ratio
2.62▲
2024 · 0.95
Quick ratio
2.62▲
2024 · 0.83
Debt / equity
0.22▼
2024 · 0.34
ROE
-115.1%▼
2024 · 0.3%
ROA
-94.1%▼
2024 · 0.2%
Interest coverage
7.44▲
2024 · 6.67
Debt
€93k▼
2024 · €303k
Debt ≤ 1 year
€93k▼
2024 · €296k
Debt > 1 year
€0▼
2024 · €7k
Income taxes
€0▼
2024 · €375
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€508k▼
Fixed assets21/28€913k€264k▼
Tangible fixed assets22/27€913k€264k▼
Land and buildings22€884k€244k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€27k€18k▼
Current assets29/58€282k€243k▼
Amounts receivable after more than one year29€210k€210k=
Other amounts receivable291€210k€210k=
Stocks and contracts in progress3€37k€0▼
Stocks30/36€37k€0▼
Amounts receivable within one year40/41€11k€24k▲
Trade receivables40€11k€13k▲
Other amounts receivable41€40€10k▲
Current investments50/53€11k€0▼
Cash at bank and in hand54/58€7k€4k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.20M€508k▼
Equity10/15€892k€415k▼
Contributions10/11€370k€370k=
Reserves13€522k€357k▼
Distributable reserves133€522k€357k▼
Profit (loss) carried forward14-€-312k
Amounts payable17/49€303k€93k▼
Amounts payable after more than one year17€7k€0▼
Financial debts170/4€7k€0▼
Amounts payable within one year42/48€296k€93k▼
Current portion of amounts payable after more than one year42€267k€35k▼
Trade debts44€778€31k▲
Suppliers440/4€778€31k▲
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€25k€24k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€594k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-314€-352▼
Other operating charges640/8€13k€2k▼
Gross operating margin9900€64k€126k▲
Operating profit (loss)9901€5k€-470k▼
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€8k€17k▲
Recurring financial charges65€8k€17k▲
Profit (loss) for the period before taxes9903€3k€-478k▼
Income taxes67/77€375€0▼
Profit (loss) for the period9904€2k€-478k▼
Profit (loss) for the period to be appropriated9905€2k€-478k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-478k▼
Transfer from equity791/2-€166k
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-478k ▼20790%
Net result drops to €-478k, the lowest in the series.
31-03
Financial
Liquidity triplescurrent ratio 2.62
Current ratio from 0.95 to 2.62; short-term debt falls from €296k to €93k.
2024
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
31-03
Financial
Back to profitnet €358k
Net result €358k after one loss-making year.
31-03
Financial
Liquidity times 22current ratio 1.17
Current ratio from 0.05 to 1.17; short-term debt falls from €410k to €212k.
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schepenstraat 309031 GentGround area
1,119 m²
Building footprint
187 m²
Volume, LiDAR
970 m³
Parcel 44017D1048/00Z000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PV Manimmo
since 20012.093.207.342
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017D1048/00Z000 | Flanders | 1,119 m² | 1 · 187 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 3,041 companies in sector 47221 we hold annual accounts for 1,561. 1,134 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2001
Fiscal year end31-03
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
52220
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.