PUYAR

Active

Private limited companyfounded 20223 yrs activeLangemarkseweg 25, 8904 Ieper, BelgiumKBO/BCE: BE 0793.106.444

PUYAR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €299. Its solvency ranks better than 15% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability70▲+40

Solvency35▲+4

Growth78

Track record94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

10%

Return on assets

0.7%

Age of the figures

18 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 17007 sector peers (2025).

NBB · sector comparison

Position among 17007 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 d early

2024

2 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close20-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€4k▲ 7.9%

2024 · €4k

2024: €4k

2024 → 2025

Total assets

€41k▼ 35.6%

2024 · €63k

2024: €63k

2024 → 2025

Net result

€299

2024 · €-1k

2024: €-1k

2024 → 2025

Working capital

€-4k▲ 75.7%

2024 · €-15k

2024: €-15k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€4k-€4k▲ 7.9%

Operating result€2k-€3k▲ 76.1%

Net result€-1k-€299

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 76% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €41k

38.4%

61.6%

Fixed assets €16k▼ 35.7%

Current assets €25k▼ 35.5%

Equity and liabilities €41k

10%

90.0%

Equity €4k▲ 7.9%

Debt €37k▼ 38.4%

The debt ratio falls from 94.0% to 90.0%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€12k▲

2024 · €4k

Cash flow

€9k▲

2024 · €533

Solvency

10.0%▲

2024 · 6.0%

Current ratio

0.87▲

2024 · 0.72

Quick ratio

0.87▲

2024 · 0.72

Debt / equity

8.95▼

2024 · 15.67

ROE

7.3%▲

2024 · -31.7%

ROA

0.7%▲

2024 · -1.9%

Interest coverage

8.99▲

2024 · 1.59

Debt

€37k▼

2024 · €59k

Debt ≤ 1 year

€29k▼

2024 · €54k

Debt > 1 year

€3k

Income taxes

€2k▲

2024 · €847

Staff costs

€2k▲

2024 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€63k€41k▼

Fixed assets21/28€24k€16k▼

Intangible fixed assets21€1€1=

Tangible fixed assets22/27€24k€16k▼

Plant, machinery and equipment23€2k€1k▼

Furniture and vehicles24€22k€14k▼

Current assets29/58€39k€25k▼

Amounts receivable within one year40/41€5k€6k▲

Other amounts receivable41€5k€6k▲

Cash at bank and in hand54/58€34k€10k▼

Deferred charges and accrued income490/1-€9k

Equity and liabilities

Total equity and liabilities10/49€63k€41k▼

Equity10/15€4k€4k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€-1k€-905▲

Amounts payable17/49€59k€37k▼

Amounts payable after more than one year17-€3k

Financial debts170/4-€3k

Amounts payable within one year42/48€54k€29k▼

Trade debts44€50k€420▼

Suppliers440/4€50k€420▼

Taxes, remuneration and social security45€4k€7k▲

Taxes450/3€4k€7k▲

Other amounts payable47/48€1k€22k▲

Accrued charges and deferred income492/3€5k€5k▼

Income statement Code20242025

Remuneration, social security and pensions62€1k€2k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€9k▲

Other operating charges640/8€3k€2k▼

Gross operating margin9900€8k€16k▲

Operating profit (loss)9901€2k€3k▲

Financial income75/76B€13€0▼

Recurring financial income75€13€0▼

Financial charges65/66B€2k€1k▼

Recurring financial charges65€2k€1k▼

Profit (loss) for the period before taxes9903€-357€2k▲

Income taxes67/77€847€2k▲

Profit (loss) for the period9904€-1k€299▲

Profit (loss) for the period to be appropriated9905€-1k€299▲

Appropriation of the result

Profit (loss) to be appropriated9906€-1k€-905▲

Profit (loss) brought forward from the previous period14P-€-1k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-10-2026

2025

29-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

31-03

Financial Back to profitnet €299

Net result €299 after one loss-making year.

2024

29-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ieper · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Langemarkseweg 258904 Ieper

Ground area

2,351 m²

Building footprint

190 m²

Volume, LiDAR

985 m³

Parcel 33003B0584/00H000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

PUYAR

Langemarkseweg 25, 8904 IeperAgents in non-specialised wholesale trade

since 20222.337.386.135

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
33003B0584/00H000	Flanders	2,351 m²	1 · 190 m²	8.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Beveren-Kruibeke-Zwijndrecht · Eq €4k

Sint-Lambrechts-Woluwe · Eq €4k

Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 2,659 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-10-2022

Fiscal year end31-03

Activities, NACEBEL

62010Computer programming, consultancy and related activities

62100Computer programming

47120Other non-specialised retail sale

47910Retail trade

58290Other software publishing

62020IT consultancy

62200Computer consultancy and computer facilities management

77229Renting and leasing of other personal and household goods

77299Rental and leasing activities

85599Other education

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.