PUYA
ActiveSummary
PUYA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,514 and a net result of -€19,517. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-89
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 7.74 against 5.51 in 2024; short-term debt: 11.1% and cash: 57.2% of total assets), and 11.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.9%
Return on assets
-21.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
36 d early
2023
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€79,514▼ 19.7%
2024 · €99,030
Total assets
€89,413▼ 24.5%
2024 · €118,353
Net result
-€19,517
2024 · €23,595
Working capital
€66,691▼ 23.4%
2024 · €87,056
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€101,839-€33,538▼ 67.1%€22,954▼ 31.6%
Net result€72,435-€23,595▼ 67.4%-€19,517
Equity€75,435-€99,030▲ 31.3%€79,514▼ 19.7%
Total assets€109,283-€118,353▲ 8.3%€89,413▼ 24.5%
Debt€33,847-€19,323▼ 42.9%€9,899▼ 48.8%
Working capital€67,027-€87,056▲ 29.9%€66,691▼ 23.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89,413
Fixed assets
€12,823 ▲ 7.1%
Current assets
€76,590 ▼ 28.0%
Equity and liabilities €89,413
Equity
€79,514 ▼ 19.7%
Debt
€9,899 ▼ 48.8%
Debt's share of the balance-sheet total falls from 16.3% to 11.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€28,750▼
2024 · €38,743
Cash flow
-€13,720▼
2024 · €28,799
Current ratio
7.74▲
2024 · 5.51
Debt to equity
0.12▼
2024 · 0.20
ROE
-24.5%▼
2024 · 23.8%
ROA
-21.8%▼
2024 · 19.9%
Interest coverage
0.65▼
2024 · 17.36
Debt ≤ 1 year
€9,899▼
2024 · €19,323
Income taxes
€141▼
2024 · €9,131
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,241 | €5,204 | €5,796 | ▲ 11.4% |
| Other operating charges640/8 | €304 | €273 | €112 | ▼ 58.9% |
| Gross operating margin9900 | €106,385 | €39,015 | €28,862 | ▼ 26.0% |
| Operating profit (loss)9901 | €101,839 | €33,538 | €22,954 | ▼ 31.6% |
| Financial income75/76B | €50 | €1,419 | €1,618 | ▲ 14.0% |
| Recurring financial income75 | €50 | €1,419 | €1,618 | ▲ 14.0% |
| Financial charges65/66B | €2,094 | €2,232 | €43,947 | ▲ 1,869% |
| Recurring financial charges65 | €2,094 | €2,232 | €43,947 | ▲ 1,869% |
| Profit (loss) for the period before taxes9903 | €99,796 | €32,726 | -€19,376 | ▼ 159% |
| Income taxes67/77 | €27,360 | €9,131 | €141 | ▼ 98.5% |
| Profit (loss) for the period9904 | €72,435 | €23,595 | -€19,517 | ▼ 183% |
| Profit (loss) for the period to be appropriated9905 | €72,435 | €23,595 | -€19,517 | ▼ 183% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €109,283 | €118,353 | €89,413 | ▼ 24.5% |
| Fixed assets21/28 | €8,408 | €11,974 | €12,823 | ▲ 7.1% |
| Tangible fixed assets22/27 | €8,408 | €11,974 | €12,823 | ▲ 7.1% |
| Plant, machinery and equipment23 | - | €4,392 | €8,785 | ▲ 100% |
| Furniture and vehicles24 | €8,408 | €5,991 | €2,614 | ▼ 56.4% |
| Other tangible fixed assets26 | - | €1,591 | €1,424 | ▼ 10.5% |
| Current assets29/58 | €100,875 | €106,379 | €76,590 | ▼ 28.0% |
| Amounts receivable within one year40/41 | €12,228 | €53,719 | €24,102 | ▼ 55.1% |
| Trade receivables40 | €11,043 | €8,002 | €10,011 | ▲ 25.1% |
| Other amounts receivable41 | €1,184 | €45,717 | €14,091 | ▼ 69.2% |
| Cash at bank and in hand54/58 | €86,982 | €52,060 | €51,125 | ▼ 1.8% |
| Deferred charges and accrued income490/1 | €1,665 | €599 | €1,363 | ▲ 127% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €109,283 | €118,353 | €89,413 | ▼ 24.5% |
| Equity10/15 | €75,435 | €99,030 | €79,514 | ▼ 19.7% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €72,435 | €96,030 | €96,030 | = |
| Distributable reserves133 | €72,435 | €96,030 | €96,030 | = |
| Profit (loss) carried forward14 | - | - | -€19,517 | - |
| Amounts payable17/49 | €33,847 | €19,323 | €9,899 | ▼ 48.8% |
| Amounts payable within one year42/48 | €33,847 | €19,323 | €9,899 | ▼ 48.8% |
| Trade debts44 | €0 | €524 | €3,251 | ▲ 521% |
| Suppliers440/4 | €0 | €524 | €3,251 | ▲ 521% |
| Taxes, remuneration and social security45 | €33,847 | €18,799 | €6,648 | ▼ 64.6% |
| Taxes450/3 | €33,847 | €18,799 | €6,648 | ▼ 64.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €72,435 | €23,595 | -€19,517 | ▼ 183% |
| + Depreciation and write-downs630 | €4,241 | €5,204 | €5,796 | ▲ 11.4% |
| Operating cash flow (approximation) | €76,677 | €28,799 | -€13,720 | ▼ 148% |
| Investment in fixed assets (approximation) | - | -€8,770 | -€6,645 | ▲ 24.2% |
| Change in cash | - | -€34,922 | -€936 | ▲ 97.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€19,517
Net result drops to -€19,517, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2022
Ground area
379 m²
Building footprint
69 m²
Volume, LiDAR
234 m³
Parcel 24057C0252/00T000, Flanders · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PUYA
since 20222.330.894.459
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24057C0252/00T000 | Flanders | 379 m² | 1 · 69 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900307BX5S6D4XN66
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,582 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.