PUVEVA
ActiveSummary
The computed 12-month bankruptcy probability of PUVEVA is 3.1% (moderate). The 2025 annual accounts show equity of €42k and a net result of €12k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 3705 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+45
Solvency39▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.15 in 2024; short-term debt: 20.3% and cash: 0.7% of total assets), and 85.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.2%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
15 d early
2024
8 d late
2023
30 d late
2022
50 d late
2021
30 d late
2020
58 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€42k▲ 37.5%
2024 · €31k
Total assets
€299k▼ 7.3%
2024 · €322k
Net result
€12k
2024 · €-10k
Working capital
€-57k▲ 13.4%
2024 · €-66k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15k▲ 56.4%€45k▲ 203%€12k▼ 73.8%€-5k€17k
Net result€9k▲ 203%€28k▲ 200%€856▼ 97.0%€-10k€12k
Equity€15k▲ 185%€43k▲ 195%€41k▼ 4.4%€31k▼ 25.1%€42k▲ 37.5%
Total assets€494k▲ 0.9%€476k▼ 3.6%€394k▼ 17.2%€322k▼ 18.2%€299k▼ 7.3%
Debt€479k▼ 1.1%€433k▼ 9.7%€353k▼ 18.5%€291k▼ 17.4%€256k▼ 12.0%
Working capital€-126k▼ 79.9%€-49k▲ 61.4%€-26k▲ 46.0%€-66k▼ 150%€-57k▲ 13.4%
Staff (FTE)5.1
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€295k ▼ 5.0%
Current assets
€4k ▼ 69.1%
Equity and liabilities €299k
Equity
€42k ▲ 37.5%
Debt
€256k ▼ 12.0%
Debt's share of the balance-sheet total falls from 90.4% to 85.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €10k
Cash flow
€27k▲
2024 · €4k
Current ratio
0.06▼
2024 · 0.15
Debt to equity
6.04▼
2024 · 9.45
ROE
27.3%▲
2024 · -33.5%
ROA
3.9%▲
2024 · -3.2%
Interest coverage
7.05▲
2024 · 1.76
Debt ≤ 1 year
€61k▼
2024 · €77k
Debt > 1 year
€195k▼
2024 · €214k
Income taxes
€748
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €49k | - | - | - |
| Remuneration, social security and pensions62 | €101k | €126k | €125k | €4k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30k | €26k | €16k | €15k | €16k | ▲ 6.6% |
| Other operating charges640/8 | €532 | €17k | €7k | €5k | €2k | ▼ 57.6% |
| Non-recurring operating charges66A | - | - | €39k | - | - | - |
| Gross operating margin9900 | €146k | €213k | €199k | €19k | €34k | ▲ 85.8% |
| Operating profit (loss)9901 | €15k | €45k | €12k | €-5k | €17k | ▲ 460% |
| Financial income75/76B | €220 | €88 | €26 | €1 | €182 | ▲ 21,583% |
| Recurring financial income75 | €220 | €88 | €26 | €1 | €182 | ▲ 21,583% |
| Financial charges65/66B | €5k | €9k | €8k | €6k | €5k | ▼ 19.1% |
| Recurring financial charges65 | €5k | €9k | €8k | €6k | €5k | ▼ 19.1% |
| Profit (loss) for the period before taxes9903 | €10k | €36k | €4k | €-10k | €12k | ▲ 219% |
| Income taxes67/77 | €440 | €8k | €3k | - | €748 | - |
| Profit (loss) for the period9904 | €9k | €28k | €856 | €-10k | €12k | ▲ 212% |
| Profit (loss) for the period to be appropriated9905 | €9k | €28k | €856 | €-10k | €12k | ▲ 212% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €494k | €476k | €394k | €322k | €299k | ▼ 7.3% |
| Fixed assets21/28 | €454k | €374k | €315k | €311k | €295k | ▼ 5.0% |
| Tangible fixed assets22/27 | €454k | €374k | €315k | €311k | €295k | ▼ 5.0% |
| Land and buildings22 | €443k | €365k | €315k | €311k | €295k | ▼ 5.0% |
| Plant, machinery and equipment23 | €9k | €7k | - | - | - | - |
| Furniture and vehicles24 | €2k | €1k | - | - | - | - |
| Current assets29/58 | €40k | €102k | €79k | €11k | €4k | ▼ 69.1% |
| Stocks and contracts in progress3 | €14k | €37k | - | - | - | - |
| Stocks30/36 | €14k | €37k | - | - | - | - |
| Amounts receivable within one year40/41 | €20k | €14k | €64k | €6k | €1k | ▼ 75.3% |
| Trade receivables40 | €16k | - | €60k | €6k | €1k | ▼ 75.3% |
| Other amounts receivable41 | €5k | €14k | €4k | - | - | - |
| Cash at bank and in hand54/58 | €6k | €52k | €15k | €5k | €2k | ▼ 62.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €494k | €476k | €394k | €322k | €299k | ▼ 7.3% |
| Equity10/15 | €15k | €43k | €41k | €31k | €42k | ▲ 37.5% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves13 | - | - | €39k | €29k | €40k | ▲ 40.1% |
| Distributable reserves133 | - | - | €39k | €29k | €40k | ▲ 40.1% |
| Profit (loss) carried forward14 | €13k | €41k | - | - | - | - |
| Amounts payable17/49 | €479k | €433k | €353k | €291k | €256k | ▼ 12.0% |
| Amounts payable after more than one year17 | €313k | €282k | €247k | €214k | €195k | ▼ 8.6% |
| Financial debts170/4 | €313k | €282k | €247k | €214k | €195k | ▼ 8.6% |
| Amounts payable within one year42/48 | €166k | €151k | €106k | €77k | €61k | ▼ 21.6% |
| Current portion of amounts payable after more than one year42 | €33k | €34k | €37k | €34k | €17k | ▼ 50.2% |
| Trade debts44 | €48k | €19k | €3k | €2k | €1k | ▼ 50.8% |
| Suppliers440/4 | €48k | €19k | €3k | €2k | €1k | ▼ 50.8% |
| Taxes, remuneration and social security45 | €22k | €42k | €12k | €2k | €1k | ▼ 35.7% |
| Taxes450/3 | €440 | €9k | €12k | €2k | €1k | ▼ 35.7% |
| Remuneration and social security454/9 | €22k | €34k | - | - | - | - |
| Other amounts payable47/48 | €62k | €55k | €54k | €38k | €41k | ▲ 6.5% |
| Accrued charges and deferred income492/3 | - | - | - | €354 | €331 | ▼ 6.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €28k | €856 | €-10k | €12k | ▲ 212% |
| + Depreciation and write-downs630 | €30k | €26k | €16k | €15k | €16k | ▲ 6.6% |
| Operating cash flow (approximation) | €40k | €54k | €17k | €4k | €27k | ▲ 527% |
| Investment in fixed assets (approximation) | - | €55k | €43k | €-11k | €0 | ▲ 100% |
| Change in cash | - | €46k | €-36k | €-10k | €-3k | ▲ 66.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
31-12
Financial
Highest result since 2020net €28k ▲200%
Operating result €45k, net result €28k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2019
Ground area
928 m²
Building footprint
134 m²
Volume, LiDAR
775 m³
Parcel 72014D0294/00K003, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Frituur Noord-Zuid
since 20192.296.580.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014D0294/00K003 | Flanders | 928 m² | 1 · 134 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,861 companies in sector 56112 we hold annual accounts for 9,773. 8,436 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.