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PUTZEYS ET MOREAU

Active
Private limited companyfounded 2007active for 19 yearsRue Marquesses(AMA) 15 B, 4540 Amay, BelgiumKBO/BCE: BE 0888.917.205
Summary

PUTZEYS ET MOREAU has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134,380 and a net result of -€2,784. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 83% of 9,802 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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PUTZEYS ET MOREAUActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Painting of buildings
NACE 43341
10th largest company by equity in Amay, Construction sector1 site
Size
€111,077turnover 2025
Staff
0.7 FTE
Equity
€134,380
Loss
-€2,784
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 13 days late6 deeds in the Belgian Official Gazette
Why 95raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 6.32, cash €109,591Equity €134,380 (74.6% of total assets)Founded in 2007Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+15
equity 74.6% of total assets
Liquidity 100+8
short-term debt 10.0% · cash 60.9%
Profitability 78-2
return on assets -1.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.2 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity ample (current ratio 6.32, compared with 2.54 in 2024, above the usual 1.5; short-term debt: 10% and cash: 60.9% of total assets), and 25.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 81% on solvency, 96% on liquidity, 55% on profitability and 24% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 6.32, cash €109,591
NBB · annual accounts
lowers risk · Equity €134,380 (74.6% of total assets)
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
13 days late
2024
28 days late
2023
19 days late
2022
29 days late
2021
26 days late
2020
16 days late
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€2,784
  3. Liquidity more than doubledcurrent ratio 6.32

Key points

  • Caution: Among the weakest 19% on net resultsector median €27,016 · 9,794 companies -€2,784 View
  • Turnover 20256 financial years filed €111,077 View
  • Active since 2007founded 20-04-2007 19 years View

By topic

Financials

Financial year
2025
Turnover
€111,077
Loss
-€2,784
Solvency
74.6%
Turnover▼ 28.2%
Net result
20182025
Go to Financials

Timeline

Events
23
Since
2008
Next accounts
by 31-07-2027
  1. 28-08-2025Annual accounts filed
  2. 19-08-2024Annual accounts filed
  3. 29-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
20-04-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about PUTZEYS ET MOREAU

What is the company number of PUTZEYS ET MOREAU?
0888.917.205. In Belgium the VAT number is the company number with BE in front: BE 0888.917.205.
Where is PUTZEYS ET MOREAU based?
The registered office is at Rue Marquesses(AMA) 15 B, 4540 Amay.Company details
What does PUTZEYS ET MOREAU do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of PUTZEYS ET MOREAU?
Private limited company (BV).
When was PUTZEYS ET MOREAU founded?
On 20-04-2007.
Is PUTZEYS ET MOREAU still active?
Yes, PUTZEYS ET MOREAU is an active enterprise in the KBO register.
How many employees does PUTZEYS ET MOREAU have?
On average 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PUTZEYS ET MOREAU?
€111,077 in financial year 2025, according to the filed annual accounts.
Is PUTZEYS ET MOREAU profitable?
In financial year 2025, PUTZEYS ET MOREAU made a loss of €2,784.
Where can I find the annual accounts of PUTZEYS ET MOREAU?
PUTZEYS ET MOREAU filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PUTZEYS ET MOREAU due?
By 31-07-2027, for financial year 2026.Timeline

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