Financials
- Fiscal year
- 2025
- Total assets
- €37,760
- Profit
- €18,130
- Solvency
- 50.7%
PUTTAERT M
ActiveSummary
The computed 12-month bankruptcy probability of PUTTAERT M is 1.9% (moderate). The 2025 annual accounts show equity of €19,130 and a net result of €18,130. Its solvency ranks better than 54% of 32341 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Painting of buildings
NACE 43341
1 site
Size
€37,760total assets 2025
- Equity
- €19,130
- Profit
- €18,130
Turnover not published (abridged schema)
Structure
Accounts filed 47 d late0 of 1 deed read
Why 55- Size: total assets €37,760- Founded in 2025- Latest accounts 47 days late; 1 of the last 3 late+ Liquidity: current ratio 0.73, cash €7,085Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 63% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
76
equity 50.7% of total assets
Liquidity
49
short-term debt 49.3% · cash 18.8%
Profitability
100
return on assets 48.0%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 1.9%lowest value
06-2026: 1.9%● 0.0% vs 05-2026lowest value
07-2026: 2.0%▲ +4.7% vs 06-2026
08-2026: 2.3%▲ +16.6% vs 07-2026
09-2026: 2.4%▲ +5.6% vs 08-2026highest value
10-2026: 1.9%▼ -22.0% vs 09-2026
- Size: total assets €37,760 raises the probability for this profile
- Founded in 2025 raises the probability for this profile
- Latest accounts 47 days late; 1 of the last 3 late raises the probability
- Liquidity: current ratio 0.73, cash €7,085 lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.73; short-term debt: 49.3% and cash: 18.8% of total assets), and 49.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 55%, liquidity 41%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
47 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 16-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Painting of buildingsNACE 43341
- Founded
- 23-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.