Put & Partners
ActiveSummary
Put & Partners has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-207k) and a net result of €-106k. Equity is shrinking by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.52 in 2024; short-term debt: 97.9% and cash: 7.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-219.2%
Return on assets
-112.6%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-207k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
116 d late
2023
29 d late
2022
4 d early
2021
4 d late
2020
5 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-207k▼ 106%
2024 · €-100k
2019: €-64k
2020: €-45k
2021: €-79k
2022: €-95k
2023: €-67k
2024: €-100k
2019 → 2025
Total assets
€94k▼ 35.1%
2024 · €145k
2019: €201k
2020: €152k
2021: €143k
2022: €155k
2023: €110k
2024: €145k
2019 → 2025
Net result
€-106k▼ 213%
2024 · €-34k
2019: €52k
2020: €19k
2021: €-34k
2022: €-16k
2023: €103k
2024: €-34k
2019 → 2025
Working capital
€-70k▼ 60.4%
2024 · €-43k
2019: €-33k
2020: €-21k
2021: €-70k
2022: €-82k
2023: €73k
2024: €-43k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-79k-€-95k▼ 20.1%€-67k▲ 29.7%€-100k▼ 50.9%€-207k▼ 106%
Operating result€-24k-€-9k▲ 61.1%€104k€-34k€-105k▼ 211%
Net result€-34k-€-16k▲ 53.4%€103k€-34k€-106k▼ 213%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €105k in 2025 against €34k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€72k ▼ 27.2%
Current assets
€23k ▼ 51.7%
Key figures and ratios
EBITDA
€-80k▼
2024 · €-14k
Cash flow
€-81k▼
2024 · €-14k
Solvency
-219.2%▼
2024 · -69.3%
Current ratio
0.25▼
2024 · 0.52
Debt / equity
-1.46▲
2024 · -2.44
ROA
-112.6%▼
2024 · -23.4%
Interest coverage
-73.24▼
2024 · -48.48
Debt
€301k▲
2024 · €246k
Debt ≤ 1 year
€92k▲
2024 · €90k
Debt > 1 year
€206k▲
2024 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€145k€94k▼
Fixed assets21/28€98k€72k▼
Tangible fixed assets22/27€98k€72k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€90k€66k▼
Current assets29/58€47k€23k▼
Amounts receivable within one year40/41€33k€15k▼
Trade receivables40€28k€12k▼
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€8k€7k▼
Deferred charges and accrued income490/1€6k€448▼
Equity and liabilities
Total equity and liabilities10/49€145k€94k▼
Equity10/15€-100k€-207k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-121k€-227k▼
Amounts payable17/49€246k€301k▲
Amounts payable after more than one year17€153k€206k▲
Other amounts payable178/9€153k€206k▲
Amounts payable within one year42/48€90k€92k▲
Trade debts44€17k€7k▼
Suppliers440/4€17k€7k▼
Taxes, remuneration and social security45€12k€361▼
Taxes450/3€402€361▼
Remuneration and social security454/9€12k-
Other amounts payable47/48€61k€85k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€25k▲
Other operating charges640/8€14k€975▼
Non-recurring operating charges66A-€13
Gross operating margin9900€-84€-79k▼
Operating profit (loss)9901€-34k€-105k▼
Financial income75/76B€161€14▼
Recurring financial income75€161€14▼
Financial charges65/66B€285€1k▲
Recurring financial charges65€285€1k▲
Profit (loss) for the period before taxes9903€-34k€-106k▼
Profit (loss) for the period9904€-34k€-106k▼
Profit (loss) for the period to be appropriated9905€-34k€-106k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-121k€-227k▼
Profit (loss) brought forward from the previous period14P€-87k€-121k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-106k
Net result drops to €-106k, the lowest in the series.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 116 days late
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-06
Financial
Back to profitnet €103k
Net result €103k after 2 loss-making years.
30-06
Financial
Liquidity times 163current ratio 5.15
Current ratio from 0.03 to 5.15; short-term debt falls from €84k to €18k.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotestraat 1143600 GenkGround area
244 m²
Building footprint
334 m²
Volume, LiDAR
1,781 m³
Parcel 71016I0825/00P000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Put Arno Bouwconsult
since 20212.321.385.885
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I0825/00P000 | Flanders | 244 m² | 1 · 334 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HAESAERT NIELS
BE 0793.967.863
Lievegem · Eq €82k
BOUWWERKEN JEROEN VERBEKE
BE 0643.918.563
Hamme (Vl.) · Eq €82k
SL TOTAL
BE 0765.828.757
Mechelen · Eq €84k
STEFANO MOERMAN
BE 0848.752.077
Zwalm · Eq €84k
Omnifix
BE 0736.310.370
Bonheiden · Eq €85k
Of 2,451 companies in sector 41003 we hold annual accounts for 1,054. 731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-03-2003
Fiscal year end30-06
Activities, NACEBEL
41003General construction of other non-residential buildings
93012
96102Launderettes and laundries for private customers
41001General construction of residential buildings
43429Specialised construction activities
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.