Put J.
ActiveThe computed 12-month bankruptcy probability of Put J. is 2.5% (moderate). The 2024 annual accounts show equity of €64k and a net result of €54k. Its solvency ranks better than 51% of 36377 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
89
/ 100
Excellent▲ +46 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency81▲+68
Growth78
Stability82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity tight (current ratio 1.49 against 0.47 in 2023), and 52.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€64k▲ 554%
2023 · €10k
2023: €10k
2023 → 2024
Total assets
€136k▲ 176%
2023 · €49k
2023: €49k
2023 → 2024
Net result
€54k▲ 517%
2023 · €9k
2023: €9k
2023 → 2024
Working capital
€24k
2023 · €-21k
2023: €-21k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€10k-€64k▲ 554%
Operating result€11k-€69k▲ 522%
Net result€9k-€54k▲ 517%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 522% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €136k
Fixed assets
€62k▲ 101%
Current assets
€74k▲ 301%
Equity and liabilities €136k
Equity
€64k▲ 554%
Debt
€72k▲ 81.8%
The debt ratio falls from 80.1% to 52.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€81k▲
2023 · €13k
Cash flow
€67k▲
2023 · €10k
Solvency
47.1%▲
2023 · 19.9%
Current ratio
1.49▲
2023 · 0.47
Quick ratio
1.49▲
2023 · 0.47
Debt / equity
1.12▼
2023 · 4.03
ROE
84.7%▼
2023 · 89.8%
ROA
39.9%▲
2023 · 17.8%
Interest coverage
251.51▼
2023 · 750.94
Debt
€72k▲
2023 · €40k
Debt ≤ 1 year
€50k▲
2023 · €40k
Debt > 1 year
€22k
Income taxes
€14k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€49k€136k▲
Fixed assets21/28€31k€62k▲
Intangible fixed assets21€817€532▼
Tangible fixed assets22/27€30k€62k▲
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€24k€57k▲
Current assets29/58€18k€74k▲
Amounts receivable within one year40/41€424€4k▲
Trade receivables40€424€812▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€17k€67k▲
Deferred charges and accrued income490/1€680€3k▲
Equity and liabilities
Total equity and liabilities10/49€49k€136k▲
Equity10/15€10k€64k▲
Contributions10/11€1k€1k=
Reserves13€9k€63k▲
Distributable reserves133€9k€63k▲
Amounts payable17/49€40k€72k▲
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€40k€50k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€3k€14k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€32k€24k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€13k▲
Other operating charges640/8-€780
Gross operating margin9900€13k€82k▲
Operating profit (loss)9901€11k€69k▲
Financial income75/76B€1€18▲
Recurring financial income75€1€18▲
Financial charges65/66B€17€324▲
Recurring financial charges65€17€324▲
Profit (loss) for the period before taxes9903€11k€68k▲
Income taxes67/77€2k€14k▲
Profit (loss) for the period9904€9k€54k▲
Profit (loss) for the period to be appropriated9905€9k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€54k▲
Transfer to equity691/2€9k€54k▲
To other reserves6921€9k€54k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 1.49
Current ratio from 0.47 to 1.49.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerenloopstraat 152220 Heist-op-den-BergGround area
444 m²
Building footprint
85 m²
Parcel 12322I0347/00E006, Flanders. Linked by address, not a title deed.
1 establishment unit
Put J.
since 20232.350.749.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I0347/00E006 | Flanders | 444 m² | 1 · 85 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUCENTE TOITURES
BE 0766.273.274
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RENICO
BE 0898.480.811
Bornem · Eq €64k
RM CARRIERO
BE 0723.834.487
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SAMIDAK
BE 0628.797.946
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KERREMANS DRIESJE
BE 0864.814.089
Puurs-Sint-Amands · Eq €64k
Of 11,052 companies in sector 43910 we hold annual accounts for 5,441. 4,725 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2023
Fiscal year end31-12
Activities, NACEBEL
43910Bricklaying and masonry work
43994Specialised construction activities
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.