PURISO
ActivePURISO has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371k and a net result of €42k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-4
Solvency96▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 1.96 in 2024; short-term debt: 25.5% and cash: 22.9% of total assets), and 28.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
8.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
37 d early
2023
36 d early
2022
48 d early
2021
1 d early
2020
9 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€371k▲ 0.1%
2024 · €371k
2018: €445k
2019: €483k
2020: €489k
2021: €471k
2022: €362k
2023: €370k
2024: €371k
2018 → 2025
Total assets
€519k▼ 9.1%
2024 · €571k
2018: €670k
2019: €721k
2020: €820k
2021: €760k
2022: €784k
2023: €560k
2024: €571k
2018 → 2025
Net result
€42k▼ 33.9%
2024 · €64k
2018: €28k
2019: €113k
2020: €131k
2021: €57k
2022: €91k
2023: €8k
2024: €64k
2018 → 2025
Working capital
€225k▲ 31.7%
2024 · €171k
2018: €386k
2019: €481k
2020: €498k
2021: €391k
2022: €233k
2023: €211k
2024: €171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€471k-€362k▼ 23.1%€370k▲ 2.2%€371k▲ 0.2%€371k▲ 0.1%
Operating result€83k-€119k▲ 42.4%€17k▼ 85.7%€91k▲ 438%€61k▼ 32.7%
Net result€57k-€91k▲ 60.2%€8k▼ 91.2%€64k▲ 694%€42k▼ 33.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €519k
Fixed assets
€161k▼ 27.4%
Current assets
€358k▲ 2.6%
Equity and liabilities €519k
Equity
€371k▲ 0.1%
Debt
€148k▼ 26.1%
The debt ratio falls from 35.1% to 28.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▼
2024 · €160k
Cash flow
€110k▼
2024 · €133k
Solvency
71.4%▲
2024 · 64.9%
Current ratio
2.70▲
2024 · 1.96
Quick ratio
1.98▲
2024 · 1.65
Debt / equity
0.40▼
2024 · 0.54
ROE
11.3%▼
2024 · 17.2%
ROA
8.1%▼
2024 · 11.1%
Interest coverage
63.78▲
2024 · 61.19
Debt
€148k▼
2024 · €201k
Debt ≤ 1 year
€132k▼
2024 · €178k
Debt > 1 year
€7k▼
2024 · €21k
Income taxes
€18k▼
2024 · €25k
Staff costs
€406k▼
2024 · €553k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€571k€519k▼
Fixed assets21/28€222k€161k▼
Tangible fixed assets22/27€216k€155k▼
Land and buildings22€435€217▼
Plant, machinery and equipment23€71k€49k▼
Furniture and vehicles24€97k€63k▼
Other tangible fixed assets26€48k€43k▼
Financial fixed assets28€7k€7k=
Current assets29/58€349k€358k▲
Stocks and contracts in progress3€56k€96k▲
Stocks30/36€27k€28k▲
Contracts in progress37€29k€68k▲
Amounts receivable within one year40/41€112k€136k▲
Trade receivables40€105k€119k▲
Other amounts receivable41€7k€17k▲
Cash at bank and in hand54/58€174k€119k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€571k€519k▼
Equity10/15€371k€371k▲
Contributions10/11€19k€19k=
Reserves13€352k€352k▲
Distributable reserves133€352k€352k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€201k€148k▼
Amounts payable after more than one year17€21k€7k▼
Financial debts170/4€21k€7k▼
Amounts payable within one year42/48€178k€132k▼
Current portion of amounts payable after more than one year42€21k€14k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€41k€51k▲
Suppliers440/4€41k€51k▲
Advances received on contracts in progress46€150€0▼
Taxes, remuneration and social security45€40k€10k▼
Taxes450/3€7k€907▼
Remuneration and social security454/9€32k€9k▼
Other amounts payable47/48€76k€57k▼
Accrued charges and deferred income492/3€2k€9k▲
Income statement
Code20242025
Non-recurring operating income76A€748€0▼
Remuneration, social security and pensions62€553k€406k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€68k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€0▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€719k€540k▼
Operating profit (loss)9901€91k€61k▼
Financial income75/76B€311€413▲
Recurring financial income75€311€413▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€89k€60k▼
Income taxes67/77€25k€18k▼
Profit (loss) for the period9904€64k€42k▼
Profit (loss) for the period to be appropriated9905€64k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€42k▼
Transfer to equity691/2€578€298▼
To other reserves6921€578€298▼
Profit to be distributed694/7€63k€42k▼
Return on contributions (dividend)694€63k€42k▼
Social balance
Average headcount (FTE)90879.16.2▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €8k ▼91.2%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Highest result since 2018net €131k ▲15.5%
Operating result €150k, net result €131k, both a record.
27-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paddevijverstraat 658900 IeperGround area
3,967 m²
Building footprint
1,321 m²
Volume, LiDAR
7,829 m³
Parcel 33305B1039/00H000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PURISO
since 19782.014.922.305
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33305B1039/00H000 | Flanders | 3,967 m² | 1 · 1,321 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,875 EUR awarded · 2,875 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 456 EUR | 456 EUR |
| 2024 | 1 | 980 EUR | 980 EUR |
| 2023 | 1 | 122 EUR | 740 EUR |
| 2022 | 1 | 1,317 EUR | 699 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
7 categoriesPURISO BV24856
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T F & R.
BE 0886.529.223
Peer · Eq €369k
ARA1000
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Beersel · Eq €368k
TELES SOUSA
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Of 4,270 companies in sector 43230 we hold annual accounts for 1,240. 831 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-1978
Fiscal year end30-09
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.