PURFECT
ActivePURFECT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €426k and a net result of €-9k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 7971 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
14 d early
2022
29 d late
2021
47 d late
2020
61 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€426k▼ 2.1%
2024 · €435k
2018: €10k
2019: €9k
2020: €389k
2021: €389k
2022: €391k
2023: €420k
2024: €435k
2018 → 2025
Net result
€-9k
2024 · €15k
2018: €-2k
2019: €-2k
2020: €382k
2021: €150
2022: €2k
2023: €29k
2024: €15k
2018 → 2025
Total assets
€464k▼ 1.8%
2024 · €473k
2018: €810k
2019: €809k
2020: €807k
2021: €390k
2022: €392k
2023: €433k
2024: €473k
2018 → 2025
Solvency
91.8%▼ 0.3pp
2024 · 92.0%
2018: 1.3%
2019: 1.1%
2020: 48.2%
2021: 99.6%
2022: 99.6%
2023: 97.0%
2024: 92.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€389k-€391k▲ 0.4%€420k▲ 7.5%€435k▲ 3.6%€426k▼ 2.1%
Operating result€-2k-€2k€31k▲ 1,262%€8k▼ 74.0%€-19k
Net result€150-€2k▲ 1,056%€29k▲ 1,583%€15k▼ 47.9%€-9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €8k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €464k
Fixed assets
€110k▼ 0.3%
Current assets
€355k▼ 2.3%
Equity and liabilities €464k
Equity
€426k▼ 2.1%
Debt
€38k▲ 1.4%
The debt ratio rises from 8.0% to 8.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
91.8%▼
2024 · 92.0%
ROE
-2.1%▼
2024 · 3.5%
ROA
-1.9%▼
2024 · 3.2%
Debt
€38k▲
2024 · €38k
Debt ≤ 1 year
€38k▲
2024 · €38k
Income taxes
€0▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€473k€464k▼
Fixed assets21/28€110k€110k▼
Intangible fixed assets21€21k€19k▼
Tangible fixed assets22/27€43k€44k▲
Plant, machinery and equipment23€6k€8k▲
Furniture and vehicles24-€743
Other tangible fixed assets26€38k€35k▼
Financial fixed assets28€46k€46k=
Current assets29/58€363k€355k▼
Amounts receivable after more than one year29€242k€242k=
Trade receivables290€0-
Other amounts receivable291€242k€242k=
Stocks and contracts in progress3€31k€32k▲
Stocks30/36€31k€32k▲
Amounts receivable within one year40/41€10k€15k▲
Trade receivables40€6k€6k▼
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€78k€54k▼
Deferred charges and accrued income490/1€2k€11k▲
Equity and liabilities
Total equity and liabilities10/49€473k€464k▼
Equity10/15€435k€426k▼
Contributions10/11€12k€12k=
Reserves13€423k€423k=
Distributable reserves133€423k€423k=
Profit (loss) carried forward14-€-9k
Amounts payable17/49€38k€38k▲
Amounts payable within one year42/48€38k€38k▲
Trade debts44€18k€18k▲
Suppliers440/4€18k€18k▲
Advances received on contracts in progress46€2k€0▼
Taxes, remuneration and social security45€18k€20k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€14k€14k=
Other amounts payable47/48€0€61▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€387€654▲
Non-recurring operating charges66A€0-
Gross operating margin9900€12k€-10k▼
Operating profit (loss)9901€8k€-19k▼
Financial income75/76B€10k€10k▼
Recurring financial income75€10k€10k▼
Financial charges65/66B€82€272▲
Recurring financial charges65€82€272▲
Profit (loss) for the period before taxes9903€18k€-9k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€15k€-9k▼
Profit (loss) for the period to be appropriated9905€15k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-9k▼
Transfer to equity691/2€15k€0▼
To other reserves6921€15k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €-9k ▼159%
Net result drops to €-9k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 47 days late
2021
31-12
Financial
Liquidity times 798current ratio 341.83
Current ratio from 0.43 to 341.83; short-term debt falls from €800k to €1k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Back to profitnet €382k
Net result €382k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €389k ▲4148%
Equity rises from €9k to €389k.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 52 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 48 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Kouter 58700 TieltGround area
1,096 m²
Building footprint
166 m²
Parcel 37004B0775/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
Ter Kouter 5, 8700 Tielt
since 20162.254.364.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37004B0775/00D000 | Flanders | 1,096 m² | 1 · 166 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARGALEX
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GERT VAN HUFFEL
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DECECE
BE 0458.305.994
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TDG CONCEPT
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DESCAMPS HOLDING
BE 0536.942.114
Mons · Eq €426k
Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,660 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2016
Fiscal year end31-12
Trade name NL
ELIEN RANSCHAERT
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
43230Insulation installation
43291Specialised construction activities
70200Business and other management consultancy
70220Business consulting
77320Rental and leasing activities
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.