Financials
- Fiscal year
- 2025
- Total assets
- €43,715
- Loss
- -€3,799
- Solvency
- -20.2%
Total assets▼ 6.9%
Net result
20222025
PURE HARMONY
ActiveSummary
The computed 12-month bankruptcy probability of PURE HARMONY is 1.9% (moderate). The 2025 annual accounts show negative equity (-€8,846) and a net result of -€3,799. Equity is shrinking by ~93% per year across the filed fiscal years. Its solvency ranks better than 15% of 12348 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale trade
NACE 46419
1 site
Size
€43,715total assets 2025
- Equity
- -€8,846
- Loss
- -€3,799
Turnover not published (abridged schema)
Structure
Accounts 60 d early0 of 4 deeds read
Why 52- Negative equity -€8,846- Founded in 2022- Loss of €3,799, the second in a row (FY 2025)+ Figures for FY 2025 (filed 01-06-2026)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 12% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
5-9
equity -20.2% of total assets
Liquidity
9-1
short-term debt 120.2% · cash 7.1%
Profitability
16-7
return on assets -8.7%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 19 months
04-2025: 3.6%
05-2025: 4.2%▲ +16.0% vs 04-2025
06-2025: 4.3%▲ +1.2% vs 05-2025highest value
07-2025: 3.1%▼ -28.4% vs 06-2025
08-2025: 3.1%● 0.0% vs 07-2025
09-2025: 3.1%● 0.0% vs 08-2025
10-2025: 3.1%● 0.0% vs 09-2025
11-2025: 3.1%● 0.0% vs 10-2025
12-2025: 2.7%▼ -10.9% vs 11-2025
01-2026: 2.7%▼ -1.9% vs 12-2025
02-2026: 1.9%▼ -29.7% vs 01-2026
03-2026: 1.9%● 0.0% vs 02-2026
04-2026: 1.8%▼ -2.5% vs 03-2026lowest value
05-2026: 2.0%▲ +6.7% vs 04-2026
06-2026: 2.0%▲ +1.1% vs 05-2026
07-2026: 1.9%▼ -2.6% vs 06-2026
08-2026: 1.9%▲ +0.1% vs 07-2026
09-2026: 1.9%● 0.0% vs 08-2026
10-2026: 1.9%● 0.0% vs 09-2026
- Negative equity -€8,846 raises the probability
- Founded in 2022 raises the probability for this profile
- Figures for FY 2025 (filed 01-06-2026) lowers the probability
- Loss of €3,799, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.83 against 0.9 in 2024; short-term debt: 120.2% and cash: 7.1% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 12%, liquidity 10%, profitability 20%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€8,846
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
60 d early
2024
58 d early
2023
56 d early
2022
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 50 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€8,846 View
- Risk: 4 loss-making years in a rowloss fiscal year 2025 -€3,799 View
- Caution: Among the weakest 15% on solvencysector median 42.1% · 12,348 companies -20.2% View
- Positive: Always filed on timeaccounts within the deadline every year 4 years View
By topic
Timeline
- Events
- 4
- Since
- 2023
- Next accounts
- by 31-07-2027
- 01-06-2026Annual accounts filed
- 03-06-2025Annual accounts filed
- 05-06-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale tradeNACE 46419
- Founded
- 12-04-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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