PUR BLANC
Active1 interim measureSummary
The file of PUR BLANC contains 1 interim measure, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 3.4% (moderate). The 2025 annual accounts show equity of €22k and a net result of €23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 27786 sector peers (fiscal year 2025).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▲+23
Solvency44▲+42
Growth78▲+46
Track record80
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.27 against 0.66 in 2023; short-term debt: 74.9% and cash: 2.2% of total assets), and 81% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19%
Return on assets
20%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2023
57 d late
2022
24 d late
2021
30 d early
2020
11 d early
2019
29 d early
2018
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€22k
2023 · €-11k
2018: €20k
2019: €-5k
2020: €-23k
2021: €-21k
2022: €-12k
2023: €-11k
2018 → 2025
Total assets
€117k▲ 144%
2023 · €48k
2018: €48k
2019: €18k
2020: €21k
2021: €6k
2022: €25k
2023: €48k
2018 → 2025
Net result
€23k▲ 2,945%
2023 · €765
2018: €2k
2019: €-25k
2020: €-17k
2021: €1k
2022: €9k
2023: €765
2018 → 2025
Working capital
€23k
2023 · €-20k
2018: €19k
2019: €-6k
2020: €-24k
2021: €-21k
2022: €-17k
2023: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€-23k-€-21k▲ 5.9%€-12k▲ 43.7%€-11k▲ 6.4%€22k
Operating result€-17k-€3k€12k▲ 324%€2k▼ 87.1%€34k▲ 2,026%
Net result€-17k-€1k€9k▲ 601%€765▼ 91.7%€23k▲ 2,945%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €34k in 2025, compared with €2k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €117k
Fixed assets
€6k ▼ 30.6%
Current assets
€110k ▲ 183%
Equity and liabilities €117k
Equity
€22k
Debt
€94k
Debt finances 81.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€36k▲
2023 · €5k
Cash flow
€26k▲
2023 · €4k
Current ratio
1.27▲
2023 · 0.66
Debt to equity
4.28▲
2023 · -5.28
ROE
105.5%
ROA
20.0%▲
2023 · 1.6%
Interest coverage
146.78▲
2023 · 24.87
Debt ≤ 1 year
€87k▲
2023 · €59k
Income taxes
€12k▲
2023 · €700
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 45 lines
Balance sheet
Code20232025
Assets
Total assets20/58€48k€117k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Plant, machinery and equipment23€873-
Furniture and vehicles24€8k€6k▼
Current assets29/58€39k€110k▲
Amounts receivable within one year40/41€34k€108k▲
Trade receivables40€33k€59k▲
Other amounts receivable41€1k€48k▲
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€142-
Equity and liabilities
Total equity and liabilities10/49€48k€117k▲
Equity10/15€-11k€22k▲
Contributions10/11€6k€6k=
Reserves13€13k€16k▲
Distributable reserves133€13k€16k▲
Profit (loss) carried forward14€-31k-
Amounts payable17/49€59k€94k▲
Amounts payable within one year42/48€59k€87k▲
Trade debts44€8k€51k▲
Suppliers440/4€8k€51k▲
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€4k€20k▲
Taxes450/3€4k€20k▲
Other amounts payable47/48€47k€12k▼
Accrued charges and deferred income492/3-€7k
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€672€4k▲
Gross operating margin9900€6k€41k▲
Operating profit (loss)9901€2k€34k▲
Financial income75/76B€62€961▲
Recurring financial income75€62€961▲
Financial charges65/66B€202€248▲
Recurring financial charges65€202€248▲
Profit (loss) for the period before taxes9903€1k€35k▲
Income taxes67/77€700€12k▲
Profit (loss) for the period9904€765€23k▲
Profit (loss) for the period to be appropriated9905€765€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€14k▲
Profit (loss) brought forward from the previous period14P€-30k€-9k▲
Transfer from equity791/2-€12k
Transfer to equity691/2€2k€14k▲
To other reserves6921€2k€14k▲
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
12-05
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent
2025
31-12
Financial
Highest result since 2018net €23k ▲2945%
Operating result €34k, net result €23k, both a record.
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-25k ▼1185%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Bouckaertstraat 288790 WaregemGround area
662 m²
Building footprint
101 m²
Volume, LiDAR
651 m³
Parcel 34040C0239/05_000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pur Blanc
since 20172.261.821.056
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0239/05_000 | Flanders | 662 m² | 1 · 101 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BATI-ROB
BE 0508.768.067
Jette · Eq €22,086
QDC GRONDWERKEN
BE 0736.335.017
Brakel · Eq €22,073
HI-FIBER CONSTRUCT
BE 1000.417.715
Zutendaal · Eq €22,098
A&O GROUP
BE 0695.444.765
Heusden-Zolder · Eq €22,103
CAVALLO BELGIUM
BE 0836.742.190
Anderlecht · Eq €22,122
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,334 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.