PUMPKIN SOLUTIONS
ActivePUMPKIN SOLUTIONS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €302k and a net result of €37k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▲+27
Solvency77▲+8
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.63 in 2023), but 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
16 d early
2022
47 d early
2021
43 d early
2020
34 d early
2019
46 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€302k▲ 13.9%
2023 · €265k
2019: €170k
2020: €205k
2021: €287k
2022: €247k
2023: €265k
2019 → 2024
Total assets
€776k▲ 3.0%
2023 · €754k
2019: €354k
2020: €392k
2021: €495k
2022: €796k
2023: €754k
2019 → 2024
Net result
€37k▲ 103%
2023 · €18k
2019: €20k
2020: €35k
2021: €83k
2022: €276
2023: €18k
2019 → 2024
Working capital
€56k▲ 48.9%
2023 · €37k
2019: €61k
2020: €91k
2021: €166k
2022: €34k
2023: €37k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€205k-€287k▲ 39.8%€247k▼ 14.1%€265k▲ 7.3%€302k▲ 13.9%
Operating result€55k-€123k▲ 124%€10k▼ 92.3%€40k▲ 322%€63k▲ 56.9%
Net result€35k-€83k▲ 135%€276▼ 99.7%€18k▲ 6,452%€37k▲ 103%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 57% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €776k
Fixed assets
€649k▼ 1.3%
Current assets
€127k▲ 32.5%
Equity and liabilities €776k
Equity
€302k▲ 13.9%
Debt
€475k▼ 2.9%
The debt ratio falls from 64.9% to 61.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€72k▲
2023 · €71k
Cash flow
€45k▼
2023 · €48k
Solvency
38.8%▲
2023 · 35.1%
Current ratio
1.77▲
2023 · 1.63
Quick ratio
1.77▲
2023 · 1.63
Debt / equity
1.57▼
2023 · 1.85
ROE
12.2%▲
2023 · 6.8%
ROA
4.7%▲
2023 · 2.4%
Interest coverage
7.24▲
2023 · 6.28
Debt
€475k▼
2023 · €489k
Debt ≤ 1 year
€72k▲
2023 · €59k
Debt > 1 year
€403k▼
2023 · €430k
Income taxes
€16k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€754k€776k▲
Fixed assets21/28€658k€649k▼
Tangible fixed assets22/27€658k€649k▼
Land and buildings22€640k€637k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€4k-
Financial fixed assets28€12€12=
Current assets29/58€96k€127k▲
Amounts receivable within one year40/41€91k€109k▲
Trade receivables40€15k€16k▲
Other amounts receivable41€75k€92k▲
Cash at bank and in hand54/58€5k€18k▲
Deferred charges and accrued income490/1€63€405▲
Equity and liabilities
Total equity and liabilities10/49€754k€776k▲
Equity10/15€265k€302k▲
Contributions10/11€12k€12k=
Reserves13€249k€285k▲
Tax-exempt reserves132€10k€10k=
Distributable reserves133€239k€275k▲
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€489k€475k▼
Amounts payable after more than one year17€430k€403k▼
Financial debts170/4€430k€403k▼
Amounts payable within one year42/48€59k€72k▲
Current portion of amounts payable after more than one year42€27k€27k▼
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€28k€39k▲
Taxes450/3€24k€34k▲
Remuneration and social security454/9€4k€5k▲
Accrued charges and deferred income492/3€180€38▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€9k▼
Other operating charges640/8€11k€6k▼
Gross operating margin9900€82k€78k▼
Operating profit (loss)9901€40k€63k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€29k€53k▲
Income taxes67/77€11k€16k▲
Profit (loss) for the period9904€18k€37k▲
Profit (loss) for the period to be appropriated9905€18k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€41k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer to equity691/2€18k€37k▲
To other reserves6921€18k€37k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €276 ▼99.7%
Net result drops to €276, the lowest in the series; recovery starts the following year.
2021
19-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €83k ▲135%
Operating result €123k, net result €83k, both a record.
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €200kEq €205k ▲20.6%
2 profitable years in a row build equity to €205k.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
15-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Pont,Godinne 615530 YvoirGround area
2,449 m²
Building footprint
298 m²
Volume, LiDAR
770 m³
2 parcels, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PUMPKIN SOLUTIONS
since 20012.097.898.380
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91056A0072/00R015 | Wallonia | 1,744 m² | 1 · 213 m² | - |
| 92071D0435/00C003 | Wallonia | 705 m² | 1 · 85 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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C44
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 13,675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2001
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
46500Wholesale of information and communication equipment
46660Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
51850
52487
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
72400
72500
74142
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:christophe.clinckart@pumpkin.be