PUMPKES
ActiveSummary
The computed 12-month bankruptcy probability of PUMPKES is 2.9% (moderate). The 2025 annual accounts show negative equity (€-21k) and a net result of €-3k. Equity is shrinking by ~39.8% per year across the filed fiscal years. Its solvency ranks better than 13% of 13305 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▲+8
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.53 in 2024; short-term debt: 121.4% and cash: 4.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-59.3%
Return on assets
-8.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-21k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
22 d late
2023
30 d late
2022
7 d late
2021
2 d early
2020
2 d early
2019
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-21k▼ 17.4%
2024 · €-18k
2018: €8k
2019: €2k
2020: €-2k
2021: €-10k
2022: €-13k
2023: €-10k
2024: €-18k
2018 → 2025
Total assets
€35k▼ 22.1%
2024 · €45k
2018: €26k
2019: €17k
2020: €13k
2021: €14k
2022: €8k
2023: €43k
2024: €45k
2018 → 2025
Net result
€-3k▲ 61.5%
2024 · €-8k
2018: €2k
2019: €-6k
2020: €-5k
2021: €-8k
2022: €-3k
2023: €3k
2024: €-8k
2018 → 2025
Working capital
€-26k▼ 19.3%
2024 · €-22k
2018: €5k
2019: €-1k
2020: €-6k
2021: €-10k
2022: €-14k
2023: €-12k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€-13k▼ 27.0%€-10k▲ 24.6%€-18k▼ 82.5%€-21k▼ 17.4%
Operating result€-8k-€-2k▲ 71.5%€4k€-7k€-3k▲ 64.1%
Net result€-8k-€-3k▲ 65.5%€3k€-8k€-3k▲ 61.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€18k ▼ 10.9%
Current assets
€17k ▼ 31.5%
Key figures and ratios
EBITDA
€-308▲
2024 · €-5k
Cash flow
€-840▲
2024 · €-6k
Solvency
-59.3%▼
2024 · -39.3%
Current ratio
0.39▼
2024 · 0.53
Quick ratio
0.31▼
2024 · 0.46
Debt to equity
-2.69▲
2024 · -3.54
ROA
-8.8%▲
2024 · -17.8%
Interest coverage
-0.56▲
2024 · -5.51
Debt
€56k▼
2024 · €63k
Debt ≤ 1 year
€43k▼
2024 · €46k
Debt > 1 year
€9k▼
2024 · €17k
Staff costs
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€45k€35k▼
Fixed assets21/28€21k€18k▼
Intangible fixed assets21€13k€12k▼
Tangible fixed assets22/27€802€59▼
Plant, machinery and equipment23€802€59▼
Financial fixed assets28€7k€7k=
Current assets29/58€24k€17k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€18k€11k▼
Trade receivables40€18k€8k▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€45k€35k▼
Equity10/15€-18k€-21k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-24k€-27k▼
Amounts payable17/49€63k€56k▼
Amounts payable after more than one year17€17k€9k▼
Financial debts170/4€17k€9k▼
Amounts payable within one year42/48€46k€43k▼
Current portion of amounts payable after more than one year42€10k€8k▼
Trade debts44€21k€21k▲
Suppliers440/4€21k€21k▲
Taxes, remuneration and social security45€1k€239▼
Taxes450/3€1k-
Remuneration and social security454/9€85€239▲
Other amounts payable47/48€14k€13k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Non-recurring operating income76A€201€135▼
Remuneration, social security and pensions62€6k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€4k€594▼
Gross operating margin9900€4k€2k▼
Operating profit (loss)9901€-7k€-3k▲
Financial income75/76B€6€18▲
Recurring financial income75€6€18▲
Financial charges65/66B€895€549▼
Recurring financial charges65€895€549▼
Profit (loss) for the period before taxes9903€-8k€-3k▲
Profit (loss) for the period9904€-8k€-3k▲
Profit (loss) for the period to be appropriated9905€-8k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-27k▼
Profit (loss) brought forward from the previous period14P€-16k€-24k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-8k ▼352%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Truiderstraat 583700 Tongeren-BorgloonGround area
295 m²
Building footprint
259 m²
Volume, LiDAR
1,676 m³
Parcel 73083C0817/00W000, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PUMPKES
since 20172.261.552.723
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083C0817/00W000 | Flanders | 295 m² | 1 · 259 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.261.552.723
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Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 1,933 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.