PUMPIT
ActiveSummary
The computed 12-month bankruptcy probability of PUMPIT is 2.9% (moderate). The annual accounts of PUMPIT for financial year 2025 show a net loss of 116% of total assets and of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €21,992 and a net result of -€55,033. Equity has been shrinking by about 18% per year since 2022. Its solvency ranks better than 59% of 5,895 sector peers (NACE 49, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 02-12-2020 Normal situation
- Activity
- Land transport and transport via pipelines NACE 49500
- Establishment unit
- 2.311.977.677 1400 Nivelles, since 02-12-2020
- Financial year end
- 30 September
- Peppol
- Reachable since 11-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.9%
- Gross margin
- -€52,892
- Loss
- €55,033
- Equity
- €21,992
- ▼ 71.4%
- Total assets
- €47,351
- ▼ 50.9%
Score breakdownraises riskSector: Land transport and transport via pipelines (NACE 49)Founded in 2020Loss of €55,033 (financial year 2025)lowers riskEquity €21,992 (46.4% of total assets)Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 59% of them on solvency, 34% on liquidity, 6% on profitability and 8% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 14 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 31-03-2026 PDF all 4 filings
2022 to 2025, 4 financial years
The operating result for 2025 is a loss of €55,039, after a profit of €17,362 in 2024. It is the lowest result since 2022.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Land transport and transport via pipelines (NACE 49). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|
| Tangible fixed assets | €7,110 | - | - | - |
| Financial fixed assets | €7,510 | - | - | - |
| Depreciation and write-downs of the year | €2,818 | €1,659 | €1,664 | €1,659 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,818 | €1,659 | €1,664 | €1,659 | ▼ 0.3% |
| Other operating charges640/8 | €917 | €448 | €484 | €487 | ▲ 0.6% |
| Gross operating margin9900 | €22,215 | €625 | €19,510 | -€52,892 | - |
| Operating profit (loss)9901 | €18,480 | -€1,482 | €17,362 | -€55,039 | - |
| Financial income75/76B | €26 | €0 | - | €6 | - |
| Recurring financial income75 | €26 | €0 | - | €6 | - |
| Financial charges65/66B | €6 | €7 | €29 | - | - |
| Recurring financial charges65 | €6 | €7 | €29 | - | - |
| Profit (loss) for the period before taxes9903 | €18,500 | -€1,489 | €17,333 | -€55,033 | - |
| Income taxes67/77 | €3,358 | - | €3,961 | - | - |
| Profit (loss) for the period9904 | €15,142 | -€1,489 | €13,372 | -€55,033 | - |
| Profit (loss) for the period to be appropriated9905 | €15,142 | -€1,489 | €13,372 | -€55,033 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €80,731 | €81,738 | €96,427 | €47,351 | ▼ 50.9% |
| Formation expenses20 | €755 | €517 | €279 | €40 | ▼ 85.5% |
| Fixed assets21/28 | €12,238 | €10,816 | €9,391 | €7,970 | ▼ 15.1% |
| Tangible fixed assets22/27 | €4,728 | €3,306 | €1,881 | €460 | ▼ 75.5% |
| Plant, machinery and equipment23 | €4,728 | €3,306 | €1,881 | €460 | ▼ 75.5% |
| Financial fixed assets28 | €7,510 | €7,510 | €7,510 | €7,510 | = |
| Current assets29/58 | €67,738 | €70,404 | €86,757 | €39,341 | ▼ 54.7% |
| Stocks and contracts in progress3 | €983 | €450 | €357 | €710 | ▲ 98.5% |
| Stocks30/36 | €983 | €450 | €357 | €710 | ▲ 98.5% |
| Amounts receivable within one year40/41 | €50,515 | €54,858 | €72,855 | €33,525 | ▼ 54.0% |
| Trade receivables40 | €45,365 | €48,853 | €67,484 | €28,209 | ▼ 58.2% |
| Other amounts receivable41 | €5,150 | €6,005 | €5,370 | €5,316 | ▼ 1.0% |
| Cash at bank and in hand54/58 | €16,240 | €15,096 | €13,545 | €5,106 | ▼ 62.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €80,731 | €81,738 | €96,427 | €47,351 | ▼ 50.9% |
| Equity10/15 | €65,142 | €63,653 | €77,025 | €21,992 | ▼ 71.4% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | €15,142 | €13,653 | €27,025 | -€28,008 | - |
| Amounts payable17/49 | €15,589 | €18,085 | €19,402 | €25,359 | ▲ 30.7% |
| Amounts payable within one year42/48 | €15,589 | €18,085 | €19,402 | €25,359 | ▲ 30.7% |
| Trade debts44 | €12,110 | €14,606 | €13,633 | €6,051 | ▼ 55.6% |
| Suppliers440/4 | €12,110 | €14,606 | €13,633 | €6,051 | ▼ 55.6% |
| Taxes, remuneration and social security45 | €3,358 | €3,358 | €3,961 | - | - |
| Taxes450/3 | €3,358 | €3,358 | €3,961 | - | - |
| Other amounts payable47/48 | €122 | €122 | €1,808 | €19,308 | ▲ 968% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,142 | -€1,489 | €13,372 | -€55,033 | - |
| + Depreciation and write-downs630 | €2,818 | €1,659 | €1,664 | €1,659 | ▼ 0.3% |
| Operating cash flow (approximation) | €17,960 | €170 | €15,036 | -€53,373 | - |
| Investment in fixed assets (approximation) | - | -€238 | -€239 | -€238 | ▲ 0.3% |
| Change in cash | - | -€1,144 | -€1,551 | -€8,439 | ▼ 444% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,591 companies had the same profile as PUMPIT has now. Two years later, 3.0% had gone bankrupt and 87.4% were still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PUMPIT itself: 2.9% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for PUMPIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Owners
Network & group
PUMPIT shares no director with another company.
Companies at the same address
7 other companies- ATELIER DU ZONING Establishment · since 2025 1020642512
- MIFA CARS Registered office · since 2020 0739596393
- COSW.TECHNOLOGIE Establishment · since 2017 0556872842
- PVT TRAVAUX Registered office · since 2015 0633710007
- POLIETICA TRADING Establishment · since 2014 0564962147
- Association des copropriétaires de la "Rue de l'Industrie" Registered office · since 2009 0819227950
- L.J. DEPANNAGE Registered office · since 2001 0474119568
Connections & network
1 current directorThe network starts from the directors of PUMPIT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25782C0576/00T009 | Wallonia | 2,369 m² | 1 · 221 m² | 6.4 m · 2 |