Equity
PUMAKS has made a profit in every financial year since 2021.
PUMAKS has made a profit in every financial year since 2021.
The micro format states no turnover.
Green is investment, beige is depreciation.
The last five annual accounts were filed 0 to 53 days before the end of the period.
Higher solvency than 84% of companies in specialised construction. Sector median 46.9% · 37,177 companies.
In July 2024, 26,969 companies had the same profile as PUMAKS has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for PUMAKS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PUMAKS Bilzen-Hoeselt | €70,509 | €35,910 | 79.0% | - |
| Elektriciteit Bryan Felix Hasselt | €64,179 | €39,955 | 8.3% | - |
| ALP NETWORK Beringen | €83,342 | €38,456 | 69.3% | - |
| JM PROJECTS Geel | €71,136 | €34,044 | 1.2% | - |
| MAGO ELEKTRO Ltd. Somerset | €74,247 | €34,000 | 24.8% | - |
| SST Services Vilvoorde | €75,234 | €32,697 | 26.5% | - |
| EXPRELEC Machelen (Brab.) | €81,948 | €35,174 | 48.7% | - |
These companies have the same main activity as PUMAKS: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €64,200 and €83,300, founded in 2020.
PUMAKS files the micro format. That format states no turnover. The gross margin rose from €16,535 in 2021 to €35,910 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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