Puentes
ActiveSummary
Puentes has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73k and a net result of €71k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+2
Solvency100▲+74
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 0.85 in 2023; short-term debt: 21.8% and cash: 45.4% of total assets), and 21.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
37 d early
2022
38 d early
2021
38 d early
2020
19 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€73k▲ 2,822%
2023 · €3k
2020: €40k
2021: €86k▲ +115% vs 2020
2022: €124k▲ +44.0% vs 2021highest in 5 years
2023: €3k▼ -98.0% vs 2022lowest in 5 years
2024: €73k▲ +2822% vs 2023
2020 → 2024
Total assets
€93k▼ 47.6%
2023 · €178k
2020: €121k
2021: €133k▲ +10.1% vs 2020
2022: €160k▲ +20.5% vs 2021
2023: €178k▲ +11.3% vs 2022highest in 5 years
2024: €93k▼ -47.6% vs 2023lowest in 5 years
2020 → 2024
Net result
€71k▲ 69.3%
2023 · €42k
2020: €38klowest in 5 years
2021: €46k▲ +22.6% vs 2020
2022: €38k▼ -17.7% vs 2021
2023: €42k▲ +9.6% vs 2022
2024: €71k▲ +69.3% vs 2023highest in 5 years
2020 → 2024
Working capital
€43k
2023 · €-26k
2020: €50k
2021: €34k▼ -32.7% vs 2020
2022: €83k▲ +146% vs 2021highest in 5 years
2023: €-26k▼ -132% vs 2022lowest in 5 years
2024: €43k▲ +262% vs 2023
2020 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€40k-€86k▲ 115%€124k▲ 44.0%€3k▼ 98.0%€73k▲ 2,822%
2020: €40k
2021: €86k▲ +115% vs 2020
2022: €124k▲ +44.0% vs 2021highest in 5 years
2023: €3k▼ -98.0% vs 2022lowest in 5 years
2024: €73k▲ +2822% vs 2023
Operating result€52k-€62k▲ 19.3%€49k▼ 21.8%€53k▲ 8.1%€91k▲ 72.7%
2020: €52k
2021: €62k▲ +19.3% vs 2020
2022: €49k▼ -21.8% vs 2021lowest in 5 years
2023: €53k▲ +8.1% vs 2022
2024: €91k▲ +72.7% vs 2023highest in 5 years
Net result€38k-€46k▲ 22.6%€38k▼ 17.7%€42k▲ 9.6%€71k▲ 69.3%
2020: €38klowest in 5 years
2021: €46k▲ +22.6% vs 2020
2022: €38k▼ -17.7% vs 2021
2023: €42k▲ +9.6% vs 2022
2024: €71k▲ +69.3% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 73% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €93k
Fixed assets
€30k ▲ 5.4%
Current assets
€63k ▼ 57.9%
Equity and liabilities €93k
Equity
€73k ▲ 2,822%
Debt
€20k ▼ 88.4%
Debt's share of the balance-sheet total falls from 98.6% to 21.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▲
2023 · €66k
Cash flow
€82k▲
2023 · €55k
Current ratio
3.09▲
2023 · 0.85
Debt to equity
0.28▼
2023 · 70.38
ROE
96.6%
ROA
75.5%▲
2023 · 23.4%
Interest coverage
950.54▲
2023 · 451.09
Debt ≤ 1 year
€20k▼
2023 · €176k
Income taxes
€20k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€178k€93k▼
Fixed assets21/28€29k€30k▲
Tangible fixed assets22/27€29k€30k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€27k€29k▲
Current assets29/58€150k€63k▼
Amounts receivable within one year40/41€11k€20k▲
Trade receivables40€10k€11k▲
Other amounts receivable41€1k€9k▲
Cash at bank and in hand54/58€138k€42k▼
Deferred charges and accrued income490/1€426€392▼
Equity and liabilities
Total equity and liabilities10/49€178k€93k▼
Equity10/15€3k€73k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14-€71k
Amounts payable17/49€176k€20k▼
Amounts payable within one year42/48€176k€20k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€10k€18k▲
Taxes450/3€10k€18k▲
Other amounts payable47/48€164k-
Income statement
Code20232024
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€973€2k▲
Gross operating margin9900€67k€105k▲
Operating profit (loss)9901€53k€91k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€146€108▼
Recurring financial charges65€146€108▼
Profit (loss) for the period before taxes9903€53k€91k▲
Income taxes67/77€11k€20k▲
Profit (loss) for the period9904€42k€71k▲
Profit (loss) for the period to be appropriated9905€42k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€164k€71k▼
Profit (loss) brought forward from the previous period14P€122k-
Profit to be distributed694/7€164k-
Return on contributions (dividend)694€164k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €5k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €7k | €13k | €13k | €12k | ▼ 8.5% |
| Other operating charges640/8 | - | €8k | €911 | €973 | €2k | ▲ 149% |
| Gross operating margin9900 | €67k | €77k | €63k | €67k | €105k | ▲ 57.9% |
| Operating profit (loss)9901 | €52k | €62k | €49k | €53k | €91k | ▲ 72.7% |
| Financial income75/76B | - | €0 | - | - | €0 | - |
| Recurring financial income75 | €0 | €0 | - | - | €0 | - |
| Financial charges65/66B | - | €3k | €39 | €146 | €108 | ▼ 25.7% |
| Recurring financial charges65 | €3k | €3k | €39 | €146 | €108 | ▼ 25.7% |
| Profit (loss) for the period before taxes9903 | €50k | €59k | €49k | €53k | €91k | ▲ 73.0% |
| Income taxes67/77 | €12k | €13k | €11k | €11k | €20k | ▲ 87.2% |
| Profit (loss) for the period9904 | €38k | €46k | €38k | €42k | €71k | ▲ 69.3% |
| Profit (loss) for the period to be appropriated9905 | €38k | €46k | €38k | €42k | €71k | ▲ 69.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €121k | €133k | €160k | €178k | €93k | ▼ 47.6% |
| Formation expenses20 | €414 | - | - | - | - | - |
| Fixed assets21/28 | €52k | €53k | €42k | €29k | €30k | ▲ 5.4% |
| Tangible fixed assets22/27 | €52k | €53k | €42k | €29k | €30k | ▲ 5.4% |
| Plant, machinery and equipment23 | - | €5k | €5k | €2k | €1k | ▼ 45.1% |
| Furniture and vehicles24 | - | €48k | €37k | €27k | €29k | ▲ 9.7% |
| Current assets29/58 | €68k | €80k | €118k | €150k | €63k | ▼ 57.9% |
| Amounts receivable within one year40/41 | €12k | €40k | €10k | €11k | €20k | ▲ 87.3% |
| Trade receivables40 | - | €40k | €10k | €10k | €11k | ▲ 15.6% |
| Other amounts receivable41 | - | - | - | €1k | €9k | ▲ 717% |
| Cash at bank and in hand54/58 | €56k | €40k | €108k | €138k | €42k | ▼ 69.3% |
| Deferred charges and accrued income490/1 | - | €389 | €399 | €426 | €392 | ▼ 8.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €121k | €133k | €160k | €178k | €93k | ▼ 47.6% |
| Equity10/15 | €40k | €86k | €124k | €3k | €73k | ▲ 2,822% |
| Contributions10/11 | - | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €38k | €84k | €122k | - | €71k | - |
| Amounts payable17/49 | €81k | €47k | €36k | €176k | €20k | ▼ 88.4% |
| Amounts payable after more than one year17 | €60k | - | - | - | - | - |
| Amounts payable within one year42/48 | €18k | €47k | €36k | €176k | €20k | ▼ 88.4% |
| Trade debts44 | - | €3k | €2k | €3k | €2k | ▼ 23.8% |
| Suppliers440/4 | - | €3k | €2k | €3k | €2k | ▼ 23.8% |
| Taxes, remuneration and social security45 | - | €41k | €34k | €10k | €18k | ▲ 90.8% |
| Taxes450/3 | - | €38k | €32k | €10k | €18k | ▲ 90.8% |
| Remuneration and social security454/9 | - | €4k | €2k | - | - | - |
| Other amounts payable47/48 | - | €2k | - | €164k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38k | €46k | €38k | €42k | €71k | ▲ 69.3% |
| + Depreciation and write-downs630 | €12k | €7k | €13k | €13k | €12k | ▼ 8.5% |
| Operating cash flow (approximation) | €50k | €53k | €51k | €55k | €82k | ▲ 50.7% |
| Investment in fixed assets (approximation) | - | €-8k | €-2k | €0 | €-14k | - |
| Change in cash | - | €-16k | €69k | €30k | €-96k | ▼ 419% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €71k ▲69.3%
Operating result €91k, net result €71k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.09
Current ratio from 0.85 to 3.09; short-term debt falls from €176k to €20k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €124k ▲44%
3 profitable years in a row build equity to €124k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2019
Ground area
2,602 m²
Building footprint
280 m²
Volume, LiDAR
1,566 m³
Parcel 71048A0026/00N002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Ordingen-Dorp 94, 3800 Sint-Truiden
since 20192.296.823.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71048A0026/00N002 | Flanders | 2,602 m² | 1 · 280 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NR Partners
BE 0541.437.073
Nieuwerkerken (Limb.) · Eq €73,062
TOPI CONSULTING
BE 0861.882.909
Lier · Eq €73,068
BLOWFISH SOLUTIONS
BE 0699.619.329
Merchtem · Eq €73,052
MAKE IT RIGHT
BE 0508.715.510
Morlanwelz · Eq €73,047
Synergo Consultancy
BE 0721.721.768
Lochristi · Eq €73,078
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,822 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.