PUBLIBRO
ActivePUBLIBRO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €319k and a net result of €9k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 33% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-86
Solvency41▲+1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.6 in 2024), and 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
0.9%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €319k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
13 d early
2023
13 d early
2022
60 d late
2021
30 d late
2020
48 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€319k▲ 2.9%
2024 · €310k
2018: €415k
2019: €414k
2020: €387k
2021: €336k
2022: €322k
2023: €289k
2024: €310k
2018 → 2025
Total assets
€1.01M▲ 1.8%
2024 · €993k
2018: €732k
2019: €668k
2020: €625k
2021: €545k
2022: €573k
2023: €558k
2024: €993k
2018 → 2025
Net result
€9k▼ 86.2%
2024 · €65k
2018: €755
2019: €1k
2020: €-3k
2021: €14k
2022: €17k
2023: €56k
2024: €65k
2018 → 2025
Working capital
€-105k▼ 5.7%
2024 · €-100k
2018: €90k
2019: €128k
2020: €67k
2021: €17k
2022: €15k
2023: €-48k
2024: €-100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€336k-€322k▼ 4.1%€289k▼ 10.4%€310k▲ 7.4%€319k▲ 2.9%
Operating result€23k-€22k▼ 2.5%€82k▲ 267%€89k▲ 7.9%€34k▼ 61.8%
Net result€14k-€17k▲ 19.4%€56k▲ 228%€65k▲ 16.1%€9k▼ 86.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€833k▼ 1.1%
Current assets
€179k▲ 18.2%
Equity and liabilities €1.01M
Equity
€319k▲ 2.9%
Debt
€692k▲ 1.4%
The debt ratio falls from 68.7% to 68.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€131k▼
2024 · €149k
Cash flow
€106k▼
2024 · €124k
Solvency
31.6%▲
2024 · 31.3%
Current ratio
0.63▲
2024 · 0.60
Quick ratio
0.58▲
2024 · 0.57
Debt / equity
2.17▼
2024 · 2.20
ROE
2.8%▼
2024 · 20.8%
ROA
0.9%▼
2024 · 6.5%
Interest coverage
6.55▼
2024 · 17.40
Debt
€692k▲
2024 · €683k
Debt ≤ 1 year
€284k▲
2024 · €251k
Debt > 1 year
€404k▼
2024 · €428k
Income taxes
€5k▼
2024 · €16k
Staff costs
€128k▲
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€993k€1.01M▲
Fixed assets21/28€842k€833k▼
Tangible fixed assets22/27€842k€833k▼
Land and buildings22€298k€283k▼
Plant, machinery and equipment23€37k€43k▲
Furniture and vehicles24€36k€30k▼
Leasing and similar rights25€471k€477k▲
Current assets29/58€151k€179k▲
Stocks and contracts in progress3€9k€13k▲
Stocks30/36€9k€13k▲
Amounts receivable within one year40/41€96k€119k▲
Trade receivables40€89k€98k▲
Other amounts receivable41€7k€21k▲
Cash at bank and in hand54/58€41k€39k▼
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€993k€1.01M▲
Equity10/15€310k€319k▲
Contributions10/11€19k€19k=
Reserves13€292k€301k▲
Distributable reserves133€292k€301k▲
Amounts payable17/49€683k€692k▲
Amounts payable after more than one year17€428k€404k▼
Financial debts170/4€428k€404k▼
Amounts payable within one year42/48€251k€284k▲
Current portion of amounts payable after more than one year42€106k€109k▲
Financial debts43€12k€17k▲
Credit institutions430/8€12k€17k▲
Trade debts44€91k€118k▲
Suppliers440/4€91k€118k▲
Taxes, remuneration and social security45€26k€41k▲
Taxes450/3€9k€15k▲
Remuneration and social security454/9€17k€25k▲
Other amounts payable47/48€16k-
Accrued charges and deferred income492/3€4k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€85k€128k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€97k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€836-
Other operating charges640/8€9k€8k▼
Gross operating margin9900€243k€267k▲
Operating profit (loss)9901€89k€34k▼
Financial charges65/66B€9k€20k▲
Recurring financial charges65€9k€20k▲
Profit (loss) for the period before taxes9903€80k€14k▼
Income taxes67/77€16k€5k▼
Profit (loss) for the period9904€65k€9k▼
Profit (loss) for the period to be appropriated9905€65k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€9k▼
Transfer from equity791/2€40k-
Transfer to equity691/2€62k€9k▼
To other reserves6921€62k€9k▼
Profit to be distributed694/7€43k-
Return on contributions (dividend)694€40k-
Directors or managers695€3k-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €65k ▲16.1%
Operating result €89k, net result €65k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 48 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼330%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 75 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtsstraat 102390 MalleGround area
2,284 m²
Building footprint
482 m²
Volume, LiDAR
2,722 m³
Parcel 11032D0075/00G002, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PULIBRO
since 19892.046.201.439
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032D0075/00G002 | Flanders | 2,284 m² | 1 · 482 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 531 EUR awarded · 531 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 531 EUR | 531 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,810 companies in sector 73110 we hold annual accounts for 3,724. 2,489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-1989
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
71340
77399Renting and leasing of other machinery, equipment and tangible goods
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.