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PTS PRO CONSTRUCT

Active
Private limited companyfounded 2021active for 5 yearsOverzetstraat 5, 1880 Kapelle-op-den-Bos, BelgiumKBO/BCE: BE 0766.697.205
Summary

The computed 12-month bankruptcy probability of PTS PRO CONSTRUCT is 4.9% (elevated). The 2024 annual accounts show equity of €39,471 and a net result of €2,786. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 41% of 3,533 sector peers (NACE 43, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
€108,982turnover 2024
Equity
€39,471
Profit
€2,786
Financial health
37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.9%
Structure
Accounts 83 days overdue1 of 2 deeds read
Why 37raises riskFigures for financial year 2024 (filed 27-08-2025)1 financial year not filed after the legal deadline; latest accounts 27 days late; 2 of the last 3 lateFounded in 2021Liquidity: current ratio 1.39, cash €7,621Show the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 38% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Average
Solvency 59-8
equity 34.2% of total assets
Liquidity 23+1
short-term debt 65.8% · cash 6.6%
Profitability 62-31
return on assets 2.4%
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 11-2024: 4.8% 12-2024: 4.2%▼ -0.6 percentage points vs 11-2024 01-2025: 4.2%● unchanged vs 12-2024 02-2025: 4.2%● unchanged vs 01-2025 03-2025: 4.2%● unchanged vs 02-2025 04-2025: 4.2%● unchanged vs 03-2025 05-2025: 4.3%▲ +0.1 percentage points vs 04-2025 06-2025: 4.3%● unchanged vs 05-2025 07-2025: 4.4%▲ +0.1 percentage points vs 06-2025 08-2025: 5.0%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 3.4%▼ -1.6 percentage points vs 08-2025 10-2025: 3.4%● unchanged vs 09-2025 11-2025: 3.4%● unchanged vs 10-2025 12-2025: 3.4%● unchanged vs 11-2025 01-2026: 3.4%● unchanged vs 12-2025 02-2026: 3.5%▲ +0.1 percentage points vs 01-2026 03-2026: 3.5%● unchanged vs 02-2026 04-2026: 3.5%● unchanged vs 03-2026 05-2026: 3.4%▼ -0.1 percentage points vs 04-2026 06-2026: 3.2%▼ -0.2 percentage points vs 05-2026 07-2026: 3.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 3.6%▲ +0.5 percentage points vs 07-2026 09-2026: 3.7%▲ +0.1 percentage points vs 08-2026 10-2026: 4.9%▲ +1.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.39, compared with 1.7 in 2023, below the usual 1.5; short-term debt: 65.8% and cash: 6.6% of total assets), and 65.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 36% on solvency, 13% on liquidity, 30% on profitability and 73% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Figures for financial year 2024 (filed 27-08-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 27 days late; 2 of the last 3 late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.39, cash €7,621
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 83 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline22-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
27 days late
2023
68 days late
2022
130 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 75 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Capital & sharesCapital · Share transfer ·…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Financials · financial year 2024, full format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 22 October 2026.

Turnover
€108,982▲ 101%
2023 · €54,152
EBIT margin
5.3%▼ 31.4pp
2023 · 36.7%
Net result
€2,786▼ 80.9%
2023 · €14,619
Working capital
€29,401▼ 18.2%
2023 · €35,937
Trend over the years

2022 to 2024, 3 financial years

The operating result falls in 2024; 2024 is 71% below 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€108,982 2024 Operating result€5,753 2024 Net result€2,786 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202220232024
Turnover€54,152€108,982▲ 101%
Operating result-€2,373-€19,873€5,753▼ 71.1%
Net result-€2,472below the sector's middle half-€14,619within the sector's middle half€2,786within the sector's middle half▼ 80.9%
EBIT margin36.7%5.3%▼ 31.4pp
Equity€22,066below the sector's middle half-€36,685below the sector's middle half▲ 66.2%€39,471below the sector's middle half▲ 7.6%
Total assets€64,398below the sector's middle half-€88,062below the sector's middle half▲ 36.7%€115,519below the sector's middle half▲ 31.2%
Debt€42,332-€51,377▲ 21.4%€76,048▲ 48.0%
Working capital€20,902within the sector's middle half-€35,937within the sector's middle half▲ 71.9%€29,401within the sector's middle half▼ 18.2%
Solvency34.3%within the sector's middle half-41.7%within the sector's middle half▲ 7.4pp34.2%within the sector's middle half▼ 7.5pp
Current ratio1.49within the sector's middle half-1.70within the sector's middle half▲ 0.211.39within the sector's middle half▼ 0.31
Return on assets (ROA)-3.8%below the sector's middle half-16.6%above the sector's middle half▲ 20.4pp2.4%within the sector's middle half▼ 14.2pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €115,519
Fixed assets €10,070 ▲ 1,245%
Current assets €105,449 ▲ 20.8%
Equity and liabilities €115,519
Equity €39,471 ▲ 7.6%
Debt €76,048 ▲ 48.0%
Debt's share of the balance-sheet total rises from 58.3% to 65.8%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€6,432▼
2023 · €20,289
Cash flow
€3,465▼
2023 · €15,035
Debt to equity
1.93▲
2023 · 1.40
ROE
7.1%▼
2023 · 39.8%
Interest coverage
40.62▼
2023 · over 100
Debt ≤ 1 year
€76,048▲
2023 · €51,377
Income taxes
€3,060▼
2023 · €5,101
Staff costs
€11,321▲
2023 · €5,431
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 93.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.2% went bankrupt
3.8% stopped otherwise
93.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet Code20232024
Assets
Total assets20/58€88,062€115,519▲
Fixed assets21/28€749€10,070▲
Tangible fixed assets22/27€749€10,070▲
Furniture and vehicles24€749€10,070▲
Current assets29/58€87,313€105,449▲
Amounts receivable within one year40/41€85,972€96,829▲
Trade receivables40€78,927€72,639▼
Other amounts receivable41€7,045€24,190▲
Cash at bank and in hand54/58€1,341€7,621▲
Deferred charges and accrued income490/1-€1,000
Equity and liabilities
Total equity and liabilities10/49€88,062€115,519▲
Equity10/15€36,685€39,471▲
Contributions10/11€5,000€5,000=
Reserves13€29,712€31,950▲
Non-distributable reserves130/1€1,712€1,950▲
Reserves not available under the articles1311€1,712€1,950▲
Distributable reserves133€28,000€30,000▲
Profit (loss) carried forward14€1,973€2,521▲
Amounts payable17/49€51,377€76,048▲
Amounts payable within one year42/48€51,377€76,048▲
Trade debts44€27,327€42,989▲
Suppliers440/4€27,327€42,989▲
Advances received on contracts in progress46€3,392€12,765▲
Taxes, remuneration and social security45€8,835€20,294▲
Taxes450/3€8,835€20,294▲
Other amounts payable47/48€11,823-
Income statement Code20232024
Turnover70€54,152€108,982▲
Non-recurring operating income76A€249€885▲
Goods, raw materials, services and sundry goods60/61€27,811€90,938▲
Remuneration, social security and pensions62€5,431€11,321▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€416€679▲
Other operating charges640/8€447€517▲
Non-recurring operating charges66A€422€660▲
Gross operating margin9900€26,590€18,929▼
Operating profit (loss)9901€19,873€5,753▼
Financial income75/76B-€252
Recurring financial income75-€252
Financial charges65/66B€153€158▲
Recurring financial charges65€153€158▲
Profit (loss) for the period before taxes9903€19,720€5,846▼
Income taxes67/77€5,101€3,060▼
Profit (loss) for the period9904€14,619€2,786▼
Profit (loss) for the period to be appropriated9905€14,619€2,786▼
Appropriation of the result
Profit (loss) to be appropriated9906€14,708€4,759▼
Profit (loss) brought forward from the previous period14P€89€1,973▲
Transfer to equity691/2€12,735€2,238▼
To the legal reserve6920€735€238▼
To other reserves6921€12,000€2,000▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Turnover70-€54,152€108,982▲ 101%
Non-recurring operating income76A-€249€885▲ 256%
Goods, raw materials, services and sundry goods60/61-€27,811€90,938▲ 227%
Remuneration, social security and pensions62€1,467€5,431€11,321▲ 108%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€376€416€679▲ 63.2%
Other operating charges640/8€612€447€517▲ 15.5%
Non-recurring operating charges66A€53€422€660▲ 56.4%
Gross operating margin9900€134€26,590€18,929▼ 28.8%
Operating profit (loss)9901-€2,373€19,873€5,753▼ 71.1%
Financial income75/76B€0-€252-
Recurring financial income75€0-€252-
Financial charges65/66B€67€153€158▲ 3.3%
Recurring financial charges65€67€153€158▲ 3.3%
Profit (loss) for the period before taxes9903-€2,440€19,720€5,846▼ 70.4%
Income taxes67/77€31€5,101€3,060▼ 40.0%
Profit (loss) for the period9904-€2,472€14,619€2,786▼ 80.9%
Profit (loss) for the period to be appropriated9905-€2,472€14,619€2,786▼ 80.9%
Line202220232024Change
Assets
Total assets20/58€64,398€88,062€115,519▲ 31.2%
Fixed assets21/28€1,165€749€10,070▲ 1,245%
Tangible fixed assets22/27€1,165€749€10,070▲ 1,245%
Furniture and vehicles24€1,165€749€10,070▲ 1,245%
Current assets29/58€63,233€87,313€105,449▲ 20.8%
Amounts receivable within one year40/41€58,537€85,972€96,829▲ 12.6%
Trade receivables40€52,863€78,927€72,639▼ 8.0%
Other amounts receivable41€5,675€7,045€24,190▲ 243%
Cash at bank and in hand54/58€4,696€1,341€7,621▲ 468%
Deferred charges and accrued income490/1--€1,000-
Equity and liabilities
Total equity and liabilities10/49€64,398€88,062€115,519▲ 31.2%
Equity10/15€22,066€36,685€39,471▲ 7.6%
Contributions10/11€5,000€5,000€5,000=
Reserves13€16,977€29,712€31,950▲ 7.5%
Non-distributable reserves130/1€977€1,712€1,950▲ 13.9%
Reserves not available under the articles1311€977€1,712€1,950▲ 13.9%
Distributable reserves133€16,000€28,000€30,000▲ 7.1%
Profit (loss) carried forward14€89€1,973€2,521▲ 27.8%
Amounts payable17/49€42,332€51,377€76,048▲ 48.0%
Amounts payable within one year42/48€42,332€51,377€76,048▲ 48.0%
Trade debts44€31,323€27,327€42,989▲ 57.3%
Suppliers440/4€31,323€27,327€42,989▲ 57.3%
Advances received on contracts in progress46€3,392€3,392€12,765▲ 276%
Taxes, remuneration and social security45€7,617€8,835€20,294▲ 130%
Taxes450/3€7,617€8,835€20,294▲ 130%
Other amounts payable47/48-€11,823--
Line202220232024Change
Profit (loss) for the period9904-€2,472€14,619€2,786▼ 80.9%
+ Depreciation and write-downs630€376€416€679▲ 63.2%
Operating cash flow (approximation)-€2,096€15,035€3,465▼ 77.0%
Investment in fixed assets (approximation)-€0-€10,000-
Change in cash--€3,355€6,280-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2024 full format 27-08-2025 2025-00414849
31-12-2023 full format 07-10-2024 2024-00497054
31-12-2022 full format 08-12-2023 2023-00527860

Similar companies · same sector, comparable size

Of the 7,245 active companies whose main activity is other building finishing work (NACE 43350), figures are known for 2,369. 1,956 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
Stated in the act act of 14-10-2025 ↗
  • José ILUNGA BETU BAKA 30 shares
  • Diana MBOMBO KAPAPE 30 shares
  • Calypso TSHIAKAMWAYI Papy 40 shares
Share transfer act of 14-10-2025 ↗
  • Calypso TSHIAKAMWAYI Papy to José ILUNGA BETU BAKA 30 shares
  • Calypso TSHIAKAMWAYI Papy to Diana MBOMBO KAPAPE 30 shares

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 14-10-2025 Capital stated in the deed · €5,000 · 100 shares

Group and network

Connections & network

No directors read yet: 1 of 2 Gazette acts processed.

History

On 14 April 2021, PTS PRO CONSTRUCT was incorporated as a private limited company.1 Total assets went from €64,398 in 2022 to €115,519 in 2024.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2024

Acts, filings and financial milestones

2025
14-10
Gazette deed Capital & shares
Capital · Share transfer · Shareholding9 facts ▸
  • Capital, €5,000
  • General meeting, 30-07-2025
  • Other provision, “enige vennoot”, 30-07-2025 (deed in Dutch)
  • Share transfer, Calypso TSHIAKAMWAYI Papy → José ILUNGA BETU BAKA
  • Share transfer, Calypso TSHIAKAMWAYI Papy → Diana MBOMBO KAPAPE
  • Shareholding, 30-07-2025, 30 (2 times)
  • Shareholding, 30-07-2025, 40
  • Other provision, “bijwerking van het aandelenregister, inschrijving nieuwe aandeelhouders” (deed in Dutch)
  • Other provision, 30-07-2025
27-08
NBB filing Annual accounts filed
financial year 2024 · full format · 27 days late
2024
07-10
NBB filing Annual accounts filed
financial year 2023 · full format · 68 days late
2023
31-12
Financial Back to profitnet €14,619
Net result €14,619 after one loss-making year.
08-12
NBB filing Annual accounts filed
financial year 2022 · full format · 130 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded14-04-2021
Financial year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0766697205
Also 9925:BE0766697205
Registered 20-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0766.697.205

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
621 m²
Building footprint
183 m²
Building volume
771 m³
Parcel 23039A0394/00K005, Flanders · tallest building 6.4 m. Linked by address, not a title deed.
1 establishment unit
PTS PRO CONTRUCT
Overzetstraat 5, 1880 Kapelle-op-den-BosOther building finishing work
since 2021unit no. 2.320.004.428
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
23039A0394/00K005 Flanders 621 m² 1 · 183 m² 6.4 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.