Turnover
≈ €200,000 estimated
The micro format states no turnover.
PTR-Projects
Overview
Lifetime
1 annual account with figurespeak €53,952 (2025)
€53,952
peak €27,417 (2025)
€27,417
peak €30,417 (2025)
€30,417
€24,197
Board1 name since 2024
1 directorKLAPS Pieter Mieke Rik
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000
Checked score
66
Healthy
Financially stronger than 64% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.9%
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 2.3%▲ +0.4 percentage points vs 03-2026
05-2026: 2.4%▲ +0.1 percentage points vs 04-2026
06-2026: 2.7%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 2.7%● unchanged vs 06-2026highest value
08-2026: 1.2%▼ -1.5 percentage points vs 07-2026lowest value
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €54,614
lowers risk
Liquidity: current ratio 1.97, cash €7,769
Equity €30,417 (55.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 61% of them on solvency, 40% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as PTR-Projects has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of PTR-Projects itself is higher: 1.2% within 12 months. It rests on far more data about PTR-Projects than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for PTR-Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.97, above the usual 1.5. Short-term debt is 41% and cash 14.2% of total assets. 44.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017970755
Incorporation
Founding capital of €3,000 · Founder: KLAPS Pieter Mieke Rik · Appointment: KLAPS Pieter Mieke Rik (director) · published on 30-12-2024 · Gazette deed
First establishment
PK Schilderwerken, Kruisstraat 95, Nieuwerkerken (Limb.)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PTR-Projects Nieuwerkerken (Limb.) | €54,614 | €53,952 | 55.7% | - |
| ZARALAGO Lokeren | €54,343 | €45,294 | 60.0% | - |
| EUROMAG Drogenbos | €57,042 | €49,332 | 56.8% | - |
| Anstreicherbetrieb Christoph Holper Burg-Reuland | €83,917 | €86,720 | 64.0% | - |
| KD COLLECTION Braine-l'Alleud | €59,133 | €26,377 | 47.8% | - |
| Vandebroek Vloeren Pelt | €87,979 | €22,282 | 11.1% | - |
| ARTIFICKX DEAN Lier | €84,386 | €42,656 | 83.4% | - |
These companies have the same main activity as PTR-Projects: wallpapering and laying of floor and wall coverings in other materials (NACE 43333). They are comparable in size and age: total assets between €54,300 and €88,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 26-12-2024Normal situation
- Activity
- Wallpapering and laying of floor and wall coverings in other materialsNACE 43333and 2 others
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.368.957.1603850 Nieuwerkerken (Limb.), since 26-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 14-08-2025
Annual accounts 2025
- €53,952
- €27,417
- €30,417
- €54,614
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on PTR-Projects
PTR-Projects has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,417 and a net result of €27,417.
Its solvency ranks better than 60% of 35,136 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-07-2026, on the day of the deadline€53,952
€35,020
€27,417
€21,733
55.7%
1.97
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €200,000. Estimated: probably between €140,000 and €340,000.
Balance sheet
balance sheet total €54,614 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
55.7%
Higher than 60% of 35,136 companies in 2025.
1.97
Higher than 54% of 34,510 companies in 2025.
50.2%
Higher than 95% of 34,711 companies in 2025.
PTR-Projects
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Staff
€40,140
Staff costs divided by the average number of full-time equivalents.
+1 person
people who joined
people who left
In 2025, 1 person joined and nobody left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
54,614 | |
21/28 |
10,497 | |
22/27 |
10,497 | |
24 |
10,497 | |
29/58 |
44,117 | |
40/41 |
36,348 | |
40 |
3,610 | |
41 |
32,739 | |
54/58 |
7,769 | |
| Balance sheet: equity and liabilities | ||
10/49 |
54,614 | |
10/15 |
30,417 | |
10/11 |
3,000 | |
13 |
27,417 | |
133 |
27,417 | |
17/49 |
24,197 | |
17 |
1,812 | |
170/4 |
1,812 | |
42/48 |
22,384 | |
42 |
5,380 | |
44 |
6,136 | |
440/4 |
6,136 | |
45 |
10,868 | |
450/3 |
7,843 | |
454/9 |
3,025 | |
| Income statement | ||
9900 |
53,952 | |
62 |
16,056 | |
630 |
2,628 | |
640/8 |
248 | |
9901 |
35,020 | |
75/76B |
716 | |
75 |
716 | |
65/66B |
639 | |
65 |
639 | |
9903 |
35,097 | |
67/77 |
7,680 | |
9904 |
27,417 | |
9905 |
27,417 | |
| Appropriation of the result | ||
9906 |
27,417 | |
691/2 |
27,417 | |
6921 |
27,417 | |
| Social balance sheet | ||
9087 |
0.4 | |
Hours worked1013 |
516 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00379358 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 37,648 | ||
| 30,045 | ||
| 13,125 | ||
| 21,733 | ||
| 55.7% | ||
| 1.97 | ||
| 0.80 | ||
| 90.1% | ||
| 50.2% | ||
| 58.94 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 1 |
| full-time | 1 |
| part-time | 0 |
| in full-time equivalents | 1 |
| 0.4 | |
| On a permanent contract | 0 |
| Joined | 1 |
| Left | 0 |
| Training hours | 0 |
Source: social balance sheet in the 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €13,125 |
| €2,628 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on PTR-Projects
Debt's share of the balance-sheet total is 44.3%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 24-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 31-07-2026
Mandates through the years
1 name, the dashed line is todayKLAPS Pieter Mieke Rik
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- KLAPS Pieter Mieke Rik
- Director (not named in the articles), from 24-12-2024 to date
Control
Capital
- Contribution
- €3,000
- Source
- deed of 30-12-2024
Articles of association
deed of 30-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares“1/100ste van het vermogen”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 20:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 30-12-2024 ↗
- KLAPS Pieter Mieke Rik sole founder · 100% at incorporation
Network & group
No group
PTR-Projects has no parent and no holdings in its annual accounts. KLAPS Pieter Mieke Rik is the only director. PTR-Projects shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · on the deadline day
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017970755
2024
IncorporationFounding capital of €3,000 · Founder: KLAPS Pieter Mieke Rik · Appointment: KLAPS Pieter Mieke Rik (director) · published on 30-12-20244 points ▸
- Founder, KLAPS Pieter Mieke Rik
- Founding capital, €3,000
- Registered office clause, Kruisstraat 95, 3850 Nieuwerkerken
- Director appointment, KLAPS Pieter Mieke Rik (director (not named in the articles))
- The deed holds 2 more points.
First establishment PK Schilderwerken, Kruisstraat 95, Nieuwerkerken (Limb.)
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.970.755
- VAT number
- BE 1017.970.755
- Peppol ID
- 0208:1017970755
- Other Peppol ID
- 9925:BE1017970755
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 20:00deed of 30-12-2024 (in Dutch)
- Peppol
- Reachable since 14-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PTR-Projects in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Kruisstraat 95, 3850 Nieuwerkerken”deed of 30-12-2024 (in Dutch)
Activities
NACEBEL 2025VAT activities
43333
Wallpapering and laying of floor and wall coverings in other materials main activity
43341
Painting of buildings
Social security (RSZ) activities
43341
Painting of buildings main activity
Joint committees annual accounts 2025
JC 124
Construction
Codes under NACEBEL 2008
43333
Wallpapering and laying of floor and wall coverings in other materials main activity
43341
Painting of buildings
43342
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Schilderwerken (binnen- en buitenwerken) voor zowel particulieren als ondernemingen; Het behandelen van muren met vochtwerende en…”deed of 30-12-2024 (in Dutch)
18 activities
- Schilderwerken (binnen- en buitenwerken) voor zowel particulieren als ondernemingen
- Het behandelen van muren met vochtwerende en waterafstotende producten
- Het reinigen van gevels
- Overige werkzaamheden in verband met afwerking van gebouwen
- Het plaatsen van behang,vloerbekleding en wandbekleding van allerlei materialen
- Raamdecoratie
- Plaatsen van gyproc
- Pleisterwerken
- Projectleiding
- Bouwwerkzaamheden in de ruime zin van het woord
- Invoer,uitvoer,kleinhandel en groothandel in alle producten welke nodig zijn voor de uitvoering van de bovenvermelde activiteiten
- Het in de ruimste zin van het woord verlenen van diensten,advies en bijstand aan particulieren,de bedrijfswereld en de overheid hieronder begrepen het verlenen van adviezen van financiële,technische,(bedrijfs)economische,juridische,sociale,organisatorische,commerciële of administratieve aard,evenals adviesverlening rond marketing,public relations en communicatie
- Zowel voor eigen rekening,voor rekening van derden,als in deelneming met derden,bijdragen tot de vestiging en de ontwikkeling van ondernemingen
- De verwerving van participaties en belangen,onder welke vorm ook,met name door inbreng in geld of in natura,inschrijving,fusie,splitsing,partiële splitsing of enige andere manier,in bestaande of op te richten vennootschappen en ondernemingen met commerciële,industriële,financiële,vastgoed of andere activiteiten,wat hun voorwerp ook is
- Het toestaan van leningen en kredietopeningen aan vennootschappen en particulieren,de borgstelling,het verlenen van aval en alle overige financiële verrichtingen behoudens deze die wettelijk voorbehouden zijn aan de banken,spaarkassen hypotheekmaatschappijen en kapitalisatieondernemingen en erkende financiële tussenpersonen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen. Dit omvat alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,al dan niet dynamisch,zoals de aan- en verkoop,de huur en verhuur,de ruil en,in het bijzonder,het beheer en de valorisatie van aandelen,obligaties,staatsfondsen en andere financiële instrumenten
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen. Dit omvat alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten
- Projectontwikkeling
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| PK Schilderwerken registered office Kruisstraat 95, 3850 Nieuwerkerken (Limb.) | 26-12-2024 | 2.368.957.160 |
Buildings and parcels at the address
- Ground area
- 754 m²
- Buildings
- 133 m²
- Volume, LiDAR
- 805 m³
- Tallest building
- 10.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71006A0105/00S000 | 754 m² | 1 · 133 m² | 10.4 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1017.970.755