PTI Consult

Active

Private limited companyfounded 20241 yr activeZ. 1 Researchpark 90, 1731 Asse, BelgiumKBO/BCE: BE 1015.382.241

Summary

PTI Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €807,990 and a net result of €200,175. Its solvency ranks better than 35% of 9508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

PTI ConsultActiveChecked score 95/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€2.3mtotal assets 2025

Equity: €807,990
Profit: €200,175

Turnover not published (abridged schema)

Financial health

95 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Holdings: 1

Accounts 30 d early0 of 1 deed read

Why 95- Founded in 2024+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €2.3m+ Figures for FY 2025 (filed 01-07-2026)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 59% of its sector peers (NACE 70, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 61+9

equity 35.9% of total assets

Liquidity 55+7

short-term debt 29.2% · cash 13.3%

Profitability 60+1

return on assets 8.9%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,503 companies)

Last 15 months 11-2025: < 0.1% 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.3% vs 02-2026 04-2026: < 0.1%▲ +2.3% vs 03-2026 05-2026: < 0.1%▲ +2.2% vs 04-2026 06-2026: 0.1%▲ +15.2% vs 05-2026 07-2026: 0.1%▲ +37.7% vs 06-2026highest value 08-2026: < 0.1%▼ -43.8% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%▲ +2.4% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: total assets €2.3m lowers the probability for this profile
Figures for FY 2025 (filed 01-07-2026) lowers the probability
Founded in 2024 raises the probability for this profile

Credit up to €75,000 at 30 days only on tighter terms

Liquidity short (current ratio 0.52 against 0.47 in 2024; short-term debt: 29.2% and cash: 13.3% of total assets), and 64.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 35%, liquidity 71%, profitability 46%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €2.3m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2025 (filed 01-07-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

30 d early

2024

29 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

01-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
02-07-25 Annual accounts filedfiscal year 2024 · abbreviated…

Key points

Positive: Among the best 20% on net resultsector median €37,728 · 9,507 companies €200,175 View
Positive: Equity rose in 2025from €607,816 to €807,990 ▲ 32.9% View
Total assets 20252 fiscal years filed €2.3m View