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PTE

Active
Private limited company (pre-2019)founded 200421 yrs activeZandstraat 14, 3500 Hasselt, BelgiumKBO/BCE: BE 0869.887.288

PTE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €-3k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
28 / 100
Weak▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-9
Solvency54▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.31 against 0.13 in 2024), and 57.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
42.6%
Return on assets
-1.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-11-2025, 88 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
88 d early
2024
on the day
2023
on the day
2022
22 d early
2021
24 d early
2020
1 d early
2019
42 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€128k▼ 2.4%
2024 · €131k
2019: €100k 2020: €107k 2021: €127k 2022: €126k 2023: €129k 2024: €131k
2019 → 2025
Total assets
€301k▼ 0.5%
2024 · €302k
2019: €244k 2020: €243k 2021: €244k 2022: €228k 2023: €240k 2024: €302k
2019 → 2025
Net result
€-3k
2024 · €2k
2019: €6k 2020: €7k 2021: €20k 2022: €-1k 2023: €3k 2024: €2k
2019 → 2025
Working capital
€-111k▲ 25.3%
2024 · €-148k
2019: €-90k 2020: €-95k 2021: €-99k 2022: €-80k 2023: €-75k 2024: €-148k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€127k-€126k▼ 0.9%€129k▲ 2.0%€131k▲ 1.9%€128k▼ 2.4%
Operating result€35k-€3k▼ 92.1%€14k▲ 401%€15k▲ 6.8%€9k▼ 35.8%
Net result€20k-€-1k€3k€2k▼ 5.5%€-3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2021: €35k€35kNet result 2021: €20k€20kOperating result 2022: €3k€3kNet result 2022: €-1k€-1kOperating result 2023: €14k€14kNet result 2023: €3k€3kOperating result 2024: €15k€15kNet result 2024: €2k€2kOperating result 2025: €9k€9kNet result 2025: €-3k€-3k20212022202320242025
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets €251k▼ 10.1%
Current assets €50k▲ 117%
Equity and liabilities €301k
Equity €128k▼ 2.4%
Debt €173k▲ 1.0%
The debt ratio rises from 56.6% to 57.4%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€36k
2024 · €39k
Cash flow
€23k
2024 · €27k
Solvency
42.6%
2024 · 43.4%
Current ratio
0.31
2024 · 0.13
Quick ratio
0.31
2024 · 0.13
Debt / equity
1.35
2024 · 1.30
ROE
-2.5%
2024 · 1.8%
ROA
-1.1%
2024 · 0.8%
Interest coverage
2.85
2024 · 4.48
Debt
€173k
2024 · €171k
Debt ≤ 1 year
€160k
2024 · €171k
Income taxes
€83
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€302k€301k
Fixed assets21/28€279k€251k
Tangible fixed assets22/27€279k€251k
Land and buildings22€274k€248k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€3k€1k
Current assets29/58€23k€50k
Amounts receivable within one year40/41€11k€29k
Trade receivables40€11k€29k
Other amounts receivable41€400€400=
Cash at bank and in hand54/58€9k€2k
Deferred charges and accrued income490/1€3k€18k
Equity and liabilities
Total equity and liabilities10/49€302k€301k
Equity10/15€131k€128k
Contributions10/11€19k€19k=
Reserves13€112k€109k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€110k€107k
Amounts payable17/49€171k€173k
Amounts payable within one year42/48€171k€160k
Trade debts44€9k€10k
Suppliers440/4€9k€10k
Taxes, remuneration and social security45€8k€734
Taxes450/3€8k€734
Other amounts payable47/48€154k€149k
Accrued charges and deferred income492/3€0€13k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k
Other operating charges640/8€7k€4k
Gross operating margin9900€47k€40k
Operating profit (loss)9901€15k€9k
Financial income75/76B€3€61
Recurring financial income75€3€61
Financial charges65/66B€9k€12k
Recurring financial charges65€9k€12k
Profit (loss) for the period before taxes9903€6k€-3k
Income taxes67/77€3k€83
Profit (loss) for the period9904€2k€-3k
Profit (loss) for the period to be appropriated9905€2k€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-3k
Transfer from equity791/2-€3k
Transfer to equity691/2€2k€0
To other reserves6921€2k€0

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
04-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Weakest financial yearnet €-3k ▼233%
Net result drops to €-3k, the lowest in the series.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
09-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Highest result since 2019net €20k ▲173%
Operating result €35k, net result €20k, both a record.
30-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Equity above €100kEq €107k ▲7.4%
2 profitable years in a row build equity to €107k.
2019
20-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2004
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zandstraat 143500 Hasselt
Ground area
1,084 m²
Building footprint
157 m²
Volume, LiDAR
954 m³
Parcel 71322B0260/00F003, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PTE
Zandstraat 14, 3500 HasseltNACE 7420304
since 20042.143.645.857
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71322B0260/00F003 Flanders 1,084 m² 1 · 157 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,505 companies in sector 71121 we hold annual accounts for 6,524. 5,208 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-2004
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.